Welcome to our dedicated page for Plumas SEC filings (Ticker: PLBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Plumas Bancorp (NASDAQ: PLBC), the California-incorporated holding company for Plumas Bank. Through these regulatory documents, investors can review how the company reports its financial condition, capital structure, governance arrangements and material events related to its community banking operations in Northern California, Nevada and Oregon.
Plumas Bancorp’s SEC filings include current reports on Form 8-K that disclose significant developments. Recent 8-Ks describe the completion of the acquisition of Cornerstone Community Bancorp and Cornerstone Community Bank, change in control agreements for key executives, indemnification agreements for directors and officers, dividend declarations, sale-leaseback transactions involving administrative offices, and investor presentations furnished under Regulation FD. These filings provide detail on transaction terms, executive compensation protections and strategic initiatives.
Investors can also use the filings page to locate earnings-related disclosures, such as 8-Ks filed under Item 2.02 that furnish quarterly financial results. These documents typically include information on net interest income, provisions for credit losses, loan and deposit balances, asset quality metrics and shareholders’ equity, as well as commentary from management on acquisitions and balance sheet management.
In addition, the company’s filings outline governance and risk management frameworks, including indemnification agreements and change in control agreements that specify severance and COBRA reimbursement terms following qualifying terminations after a change in control. Real estate and capital management actions, such as the sale-leaseback of administrative offices and the potential use of securities sales to offset gains, are also detailed in Form 8-K.
On Stock Titan, these SEC filings are paired with AI-powered summaries that highlight key points, explain technical language and help readers quickly understand the implications of complex documents like 8-Ks and, where available, 10-K and 10-Q reports. Real-time updates from EDGAR and structured access to insider-related filings such as Form 4, when filed, allow users to monitor material changes in Plumas Bancorp’s regulatory disclosures efficiently.
Plumas Bancorp reported that its Board of Directors declared a quarterly cash dividend of $0.33 per common share. The dividend will be paid on May 15, 2026 to shareholders who are on record as of the close of business on May 1, 2026.
Plumas Bancorp furnished an investor slide presentation as Exhibit 99.1 in a Regulation FD disclosure. The company states this material is for future investor presentations and is not deemed “filed” under the Exchange Act or incorporated into other securities filings unless specifically referenced.
The information in the presentation is stated as of April 15, 2026, and Plumas Bancorp does not assume any obligation to update it. The company highlights that the slides contain forward-looking statements covered by safe harbor provisions, and actual results may differ materially due to risk factors described in its other documents.
Plumas Bancorp reported record first quarter 2026 results, with net income of $9.8 million and basic earnings per share of $1.40, up from $7.2 million and $1.21 a year earlier.
Net interest income rose to $25.1 million from $18.5 million, supported by the Cornerstone acquisition, 49% loan growth to $1.50 billion, 29% deposit growth to $1.77 billion, and a higher net interest margin of 5.03%.
Credit quality metrics weakened as nonperforming loans increased to $14.2 million or 0.94% of total loans, driven largely by one agricultural relationship. Non-interest expense climbed to $15.3 million, including a $726 thousand loss from two fraudulent wire transfers and higher costs tied to Cornerstone. Capital remained strong, with shareholders’ equity of $265 million and a Common Equity Tier 1 ratio of 15.5%, while the company repurchased 41 thousand shares under a stock buyback program of up to $25 million.
Plumas Bancorp is soliciting proxies for its 2026 annual meeting while highlighting a transformative 2025. The bank completed its acquisition of Cornerstone Community Bancorp on July 1, 2025, creating a combined company with over $2.2 billion in assets, $1.8 billion in deposits, and $1.5 billion in loans.
Shareholders of record as of March 24, 2026, owning part of 6,974,673 outstanding shares, are invited to vote on three items: election of ten directors, an advisory “say‑on‑pay” vote on executive compensation, and ratification of Elliott Davis as independent auditor for 2026.
The proxy details strong credit quality, active board‑level risk oversight, and a pay program that ties executive incentives to return on assets, strategic goals, and long‑term equity. In 2025, CEO total compensation was $952,413, and the company reported net income of $29.6 million.
Plumas Bancorp director Richard Francis Kenny exercised stock options to acquire 2,000 shares of common stock at an exercise price of $21.45 per share. The acquired shares are held indirectly through the Richard and Kate Kenny Family Trust, which now holds 13,268 shares following the transaction.
The derivative position tied to these options was reduced, leaving 217 option shares outstanding after the exercise. The options were originally structured to vest in four equal annual installments beginning on October 21, 2020, indicating this transaction follows the grant’s long-term vesting schedule.
Plumas Bancorp outlines its 2025 business profile and risks as a community bank holding company for Plumas Bank. At December 31, 2025, the Company reported consolidated assets of $2.2 billion, deposits of $1.8 billion, other liabilities of $168 million and shareholders’ equity of $261 million.
The Bank focuses on Northeastern California and Northwestern Nevada, with 17 California branches, 2 Nevada branches and specialty SBA and agricultural lending offices. On July 1, 2025, it acquired Cornerstone Community Bancorp, adding estimated fair value assets of $659.4 million and deposits assumed of $580.9 million.
Loans are heavily real estate-based, with commercial real estate representing 66.3% of the portfolio and total commercial real estate exposures reaching 389% of total risk-based capital. The Company emphasizes technology-enabled services and community roots, while highlighting extensive regulatory oversight, interest rate and credit risks, cybersecurity focus, and concentrated regional economic exposure.
The Company paid quarterly cash dividends of $0.30 per share in 2025 and has Board authorization to repurchase up to $25 million of common stock through the fourth quarter of 2026, subject to capital, regulatory and bank dividend constraints.
PLUMAS BANCORP EVP and CFO Richard L. Belstock exercised stock options for 2,500 shares of common stock at $31.00 per share. Following the exercise, he directly owns 56,735 common shares and holds options on 5,000 shares. Indirectly, 14,043 shares are held through a 401(k) plan.
Plumas Bancorp director Michonne R. Ascuaga exercised options for 3,200 shares of common stock, converting a derivative position into directly held shares. The exercised options had an exercise price of $21.45 per share, bringing her direct common stock ownership to 8,707 shares. The options were exercisable in four equal annual installments beginning October 21, 2020.
Moseley Matthew Brock reported acquisition or exercise transactions in this Form 4 filing.
Plumas Bancorp executive Matthew Brock Moseley, EVP and Market President, reported an award of 42 shares of common stock at $53.04 per share. Following this grant, his directly held shares total 8,783. He also reports 27 shares held indirectly through his daughter and 256 shares held indirectly in a 401(k) account.
Prescott Jack William reported acquisition or exercise transactions in this Form 4 filing.
PLUMAS BANCORP executive Jack William Prescott, EVP and Chief Banking Officer, reported an equity compensation grant of 1,600 restricted stock units (RSUs) at a price of $0.00 per unit. The RSUs vest in five equal annual installments starting on March 1, 2027 and will either vest or be cancelled rather than expiring.