Plumas Financials
This page shows Plumas (PLBC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Balance-sheet expansion drove the latest year, but earning efficiency weakened because assets grew faster than profits.
Over the last two valid years, assets expanded from$1.61B to$2.24B while earnings stayed roughly flat, so the bigger balance sheet did not translate into comparable profit. That is why return on assets slid from1.9% to1.3% : the institution got bigger faster than it got more profitable.
Even as liabilities grew, equity accumulation reduced debt-to-equity from 8.1x to 7.6x, showing the latest expansion came with a thicker capital cushion. Because reported long-term debt remained
In the latest year, share count rose from 5.9M to 7.0M while profit barely moved, which helps explain why diluted EPS fell even though revenue improved. Dividends per share also increased to
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Plumas's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Plumas's revenue surged 20.5% year-over-year to $101.6M, reflecting rapid business expansion. This strong growth earns a score of 61/100.
Plumas has elevated debt relative to equity (D/E of 7.57), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.
Plumas converts 20.0% of revenue into free cash flow ($20.3M). This strong cash generation earns a score of 100/100.
Plumas's ROE of 11.3% shows moderate profitability relative to equity, earning a score of 43/100. This is down from 16.1% the prior year.
Plumas passes 2 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
For every $1 of reported earnings, Plumas generates $0.73 in operating cash flow ($21.6M OCF vs $29.6M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
Plumas generated $101.6M in revenue in fiscal year 2025. This represents an increase of 20.5% from the prior year.
Plumas reported $29.6M in net income in fiscal year 2025. This represents an increase of 3.5% from the prior year.
Plumas earned $4.54 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 5.4% from the prior year.
Cash & Balance Sheet
Plumas generated $20.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 32.0% from the prior year.
Plumas held $80.6M in cash against $0 in long-term debt as of fiscal year 2025.
Plumas paid $1.20 per share in dividends in fiscal year 2025. This represents an increase of 11.1% from the prior year.
Plumas had 7M shares outstanding in fiscal year 2025. This represents an increase of 17.9% from the prior year.
Margins & Returns
Plumas's net profit margin was 29.1% in fiscal year 2025, showing the share of revenue converted to profit. This is down 4.8 percentage points from the prior year.
Plumas's ROE was 11.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 4.7 percentage points from the prior year.
Capital Allocation
Plumas invested $1.3M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 93.4% from the prior year.
PLBC Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $29.4M-70.4% | $99.3M+12074.6% | $816K+4.5% | $781K+10.8% | $705K-99.1% | $82.1M+10618.1% | $766K+3.1% | $743K |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $7.7M+7.8% | $7.2M-3.4% | $7.4M+33.6% | $5.6M-5.6% | $5.9M+4.7% | $5.6M+2.4% | $5.5M+3.7% | $5.3M |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $4.2M-11.0% | $4.8M+2.8% | $4.6M+88.7% | $2.5M+19.5% | $2.1M-11.5% | $2.3M-22.5% | $3.0M+8.6% | $2.8M |
| Income Tax | $3.4M+13.9% | $3.0M+69.5% | $1.8M-24.8% | $2.4M-17.7% | $2.9M-1.7% | $2.9M+1.8% | $2.9M+14.1% | $2.5M |
| Net Income | $9.8M-11.0% | $11.0M+113.2% | $5.1M-18.6% | $6.3M-12.0% | $7.2M-7.3% | $7.7M-1.0% | $7.8M+15.4% | $6.8M |
| EPS (Diluted) | $1.38 | N/A | $0.73-30.5% | $1.05-12.5% | $1.20 | N/A | $1.31+14.9% | $1.14 |
PLBC Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.2B-1.7% | $2.2B+0.4% | $2.2B+36.9% | $1.6B-0.3% | $1.6B+0.6% | $1.6B-2.4% | $1.7B+1.3% | $1.6B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $62.9M-22.0% | $80.6M-7.6% | $87.3M+10.1% | $79.3M-9.2% | $87.3M+6.5% | $82.0M-30.5% | $118.0M+7.4% | $109.9M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $24.2M0.0% | $24.2M0.0% | $24.2M+340.1% | $5.5M0.0% | $5.5M0.0% | $5.5M0.0% | $5.5M0.0% | $5.5M |
| Total Liabilities | $1.9B-2.2% | $2.0B-0.3% | $2.0B+38.2% | $1.4B-0.7% | $1.4B0.0% | $1.4B-2.5% | $1.5B+0.3% | $1.5B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $265.4M+1.7% | $261.1M+6.2% | $245.9M+27.4% | $193.1M+2.9% | $187.6M+5.5% | $177.9M-2.2% | $181.9M+10.2% | $165.2M |
| Retained Earnings | $203.4M+3.8% | $195.9M+4.8% | $187.0M+1.7% | $184.0M+2.5% | $179.4M+3.1% | $174.0M+3.7% | $167.8M+3.9% | $161.6M |
PLBC Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $9.4M+46.7% | $6.4M+14.5% | $5.6M+171.4% | $2.1M-72.5% | $7.5M-9.4% | $8.3M+3.7% | $8.0M+57.3% | $5.1M |
| Capital Expenditures | $137K-55.2% | $306K-61.8% | $801K+2483.9% | $31K-82.1% | $173K+60.2% | $108K-27.5% | $149K-35.2% | $230K |
| Free Cash Flow | $9.3M+51.8% | $6.1M+27.2% | $4.8M+136.1% | $2.0M-72.3% | $7.3M-10.3% | $8.2M+4.3% | $7.8M+61.7% | $4.8M |
| Investing Cash Flow | $14.1M+2576.8% | $526K-99.2% | $67.7M+4657.0% | $1.4M+126.4% | $629K+107.9% | -$8.0M-182.3% | -$2.8M+86.8% | -$21.3M |
| Financing Cash Flow | -$41.2M-203.0% | -$13.6M+79.2% | -$65.3M-465.6% | -$11.6M-309.1% | -$2.8M+92.2% | -$36.3M-1334.0% | $2.9M+237.0% | -$2.1M |
| Dividends Paid | $2.3M+10.4% | $2.1M+0.1% | $2.1M+17.2% | $1.8M+0.4% | $1.8M+11.2% | $1.6M+0.1% | $1.6M0.0% | $1.6M |
| Share Buybacks | $2.0M | N/A | N/A | N/A | $0 | N/A | N/A | N/A |
PLBC Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 33.2%+22.2pp | 11.0%-619.6pp | 630.6%-178.7pp | 809.4%-209.1pp | 1018.4%+1009.0pp | 9.4%-1012.8pp | 1022.2%+108.9pp | 913.3% |
| Return on Equity | 3.7%-0.5pp | 4.2%+2.1pp | 2.1%-1.2pp | 3.3%-0.6pp | 3.8%-0.5pp | 4.4%+0.1pp | 4.3%+0.2pp | 4.1% |
| Return on Assets | 0.4%-0.0pp | 0.5%+0.3pp | 0.2%-0.2pp | 0.4%-0.1pp | 0.4%-0.0pp | 0.5%0.0pp | 0.5%+0.1pp | 0.4% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 7.29-0.3 | 7.57-0.5 | 8.06+0.6 | 7.43-0.3 | 7.71-0.4 | 8.12-0.0 | 8.15-0.8 | 8.94 |
| FCF Margin | 31.6%+25.4pp | 6.2%-582.5pp | 588.6%+328.2pp | 260.4%-779.3pp | 1039.7%+1029.8pp | 10.0%-1013.3pp | 1023.2%+371.0pp | 652.2% |
Similar Companies
Frequently Asked Questions
What is Plumas's annual revenue?
Plumas (PLBC) reported $101.6M in total revenue for fiscal year 2025. This represents a 20.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Plumas's revenue growing?
Plumas (PLBC) revenue grew by 20.5% year-over-year, from $84.3M to $101.6M in fiscal year 2025.
Is Plumas profitable?
Yes, Plumas (PLBC) reported a net income of $29.6M in fiscal year 2025, with a net profit margin of 29.1%.
What is Plumas's net profit margin?
Plumas (PLBC) had a net profit margin of 29.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Plumas pay dividends?
Yes, Plumas (PLBC) paid $1.20 per share in dividends during fiscal year 2025.
What is Plumas's return on equity (ROE)?
Plumas (PLBC) has a return on equity of 11.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Plumas's free cash flow?
Plumas (PLBC) generated $20.3M in free cash flow during fiscal year 2025. This represents a -32.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Plumas's operating cash flow?
Plumas (PLBC) generated $21.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Plumas's total assets?
Plumas (PLBC) had $2.2B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Plumas's capital expenditures?
Plumas (PLBC) invested $1.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Plumas's debt-to-equity ratio?
Plumas (PLBC) had a debt-to-equity ratio of 7.57 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Plumas's return on assets (ROA)?
Plumas (PLBC) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Plumas's Piotroski F-Score?
Plumas (PLBC) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Plumas's earnings high quality?
Plumas (PLBC) has an earnings quality ratio of 0.73x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Plumas?
Plumas (PLBC) scores 34 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.