Welcome to our dedicated page for Palomar Holdings SEC filings (Ticker: PLMR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Palomar Holdings, Inc. (NASDAQ: PLMR), a specialty property and casualty insurance holding company. Through these documents, investors can review Palomar’s regulatory disclosures about its earthquake, inland marine and other property, casualty, fronting, and crop insurance activities, as well as its capital structure and risk profile.
Palomar’s annual reports on Form 10-K and quarterly reports on Form 10-Q typically present detailed information on underwriting results, loss and expense ratios, reinsurance arrangements, investment portfolios, and risk factors. These filings also describe the operations of subsidiaries such as Palomar Specialty Insurance Company (PSIC), Palomar Specialty Reinsurance Company Bermuda Ltd. (PSRE), Palomar Excess and Surplus Insurance Company (PESIC), First Indemnity of America Insurance Co. (FIA), and Palomar Crop Insurance Services, Inc. (PCIS), along with the inclusion of Laulima Exchange as a variable interest entity.
Current reports on Form 8-K are especially relevant for tracking material events. Recent 8-Ks have covered the release of quarterly financial results, the approval of a share repurchase program authorizing repurchases of Palomar’s common stock over a multi-year period, and the entry into a material definitive agreement to acquire The Gray Casualty & Surety Company for a specified cash purchase price subject to customary adjustments and regulatory approvals. These filings often include or reference press releases that provide additional context and numerical detail.
Investors interested in insider and executive activity can review Forms 3, 4, and 5 (when available) for information on equity ownership changes and transactions by directors, officers, and significant shareholders. Proxy statements and related filings provide further detail on governance, board composition, and executive compensation.
On Stock Titan, Palomar’s SEC filings are updated in near real time as they are posted to the SEC’s EDGAR system. AI-powered summaries help explain lengthy documents such as 10-Ks and 10-Qs by highlighting key sections on underwriting performance, catastrophe exposure, reinsurance structures, non-GAAP metrics like adjusted net income and adjusted combined ratio, and material corporate actions. This allows users to quickly understand the implications of new filings without reading every page, while still having direct access to the full original documents for deeper analysis.
Palomar Holdings, Inc. director and CEO Mac Armstrong reported indirect open-market sales of 3,500 shares of Palomar common stock held by the Armstrong Family Trust on April 21, 2026. The shares, reported as RSUs, were sold in three trades at weighted-average prices around $129.91, $131.11, and $131.73, within specified intraday price ranges.
Following these transactions, Armstrong’s reported direct ownership was 102,059 shares, which includes 2,754 shares purchased under the company’s 2019 Employee Stock Purchase Plan. Indirect holdings by the Armstrong Family Trust were reported at up to 338,266 shares after the sales.
Armstrong Family Trust and MAC Armstrong reported Form 144 sales of Common Stock. The filing lists Restricted Stock Units of 3,500 shares dated 01/29/2026 and multiple reported sales between 01/28/2026 and 04/16/2026, including a sale of 11,484 shares for $1,376,701.92 on 01/28/2026.
Palomar Holdings, Inc. CEO and Chairman Mac Armstrong exercised 6,250 Restricted Stock Units into common stock on April 15, 2026, increasing his directly held shares.
On the same date, 3,197 shares were automatically sold by the company under a mandatory sell-to-cover provision to satisfy minimum statutory tax withholding tied to this RSU vesting. After these transactions, Armstrong holds 102,059 shares directly and 339,888 shares indirectly through the Armstrong Family Trust, reflecting that the sale was a tax-related mechanism rather than a discretionary open-market trade.
Palomar Holdings, Inc. President Jon Christianson reported an option exercise and related stock sales. On April 15, 2026, he exercised 1,937 employee stock options at an exercise price of $15.0000 per share, acquiring the same number of common shares.
That same day he sold 1,937 shares of Palomar common stock in open-market transactions at weighted average prices of about $128.5921 and $129.3333 per share, plus an additional 80 shares at a weighted average price of $129.3333 per share. After these transactions, Christianson directly owned 65,999 shares of Palomar common stock. A footnote notes that 2,410 of his shares were purchased through the company’s 2019 Employee Stock Purchase Plan.
Palomar Holdings, Inc. President Jon Christianson corrected his previously reported activity by showing that he both exercised options and sold the resulting shares. On April 7, 2026, he exercised an employee stock option to acquire 3,000 shares of common stock at $15.00 per share, then sold 3,000 shares at $125.00 per share. After these transactions, he directly holds 65,919 shares of Palomar common stock. The amendment explains that the original filing had reported the event as a sale only, omitting the related option exercise.
Palomar Holdings is asking stockholders to vote at its 2026 Annual Meeting on director elections, executive pay and auditor ratification. The meeting will be held on May 21, 2026 at the company’s La Jolla, California headquarters, with a March 31, 2026 record date.
Stockholders will elect two Class I directors, Daryl Bradley and Thomas Bradley, to terms running to the 2029 meeting, cast a non-binding advisory vote on compensation for named executive officers, and ratify Ernst & Young LLP as auditor for 2026. The Board recommends voting FOR all three proposals.
The proxy highlights a largely independent, diversified board, a phased declassification moving to annual director elections starting 2027, and multiple specialized committees covering audit, compensation, risk, sustainability and investments. Six of seven directors are independent, and the board conducts regular executive sessions without management.
Palomar underscores a pay-for-performance philosophy. Gross written premiums grew from $16.6 million at inception to $2.0 billion in 2025, and net income has compounded at 46% annually since 2016. For 2025, pre-tax adjusted net income reached $274.6 million, driving a 176% payout of target annual bonuses and 25.9% Adjusted ROE.
CEO Mac Armstrong’s 2025 total compensation was about $9.0 million, with roughly 83% deemed at-risk via bonuses and equity. Other named executives had about 72% of compensation at-risk. Long-term incentives are split between performance stock units tied to Adjusted ROE and gross written premiums, and time-vested restricted stock units.
The company reports strong support for its 2025 say-on-pay vote, with over 92% of votes cast in favor, and describes shareholder engagement that influenced design changes, including higher stock ownership guidelines and a relative total shareholder return modifier on PSU awards. Enhanced clawback, anti-hedging and stock ownership policies are also detailed.
PLMR reported a proposed sale of 6,250 restricted common shares under a Form 144 dated 04/15/2026, listed with the qualifier "Compensation". The filing also lists multiple recent dispositions by Mac Armstrong in the three months prior, including sales on 01/28/2026 (11,484 shares) and 03/23/2026 (3,500 shares).
Palomar Holdings, Inc. President Jon Christianson reported an open-market sale of 3,000 shares of common stock at $125.00 per share. After this transaction, he directly holds 62,919 shares of Palomar common stock. His holdings include 2,410 shares previously purchased under the company’s 2019 Employee Stock Purchase Plan.
Morgan Stanley Smith Barney LLC filed a Rule 144 notice listing 4,937 shares of Common Stock to be sold on 04/07/2026 following an exercise of stock options with cash settlement. The filing also records recent sales by Jon Christianson in January–February 2026 totaling several thousand shares and corresponding proceeds.