STOCK TITAN

CPI Card (PMTS) interim CFO granted RSUs and phantom stock units

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

CPI Card Group interim CFO Terra Lee Grantham reported multiple equity compensation events. She received 2,055 restricted stock units, which each convert into one common share upon vesting, plus 7,549 phantom stock units that will vest around December 31, 2028 and settle in cash based on share price and performance metrics. She also exercised 296 RSUs into 296 common shares, with 86 of those shares withheld by the company at $14.51 per share to cover mandatory taxes, leaving her with 15,164 common shares directly held. A footnote also corrects prior vesting dates disclosed in her earlier Form 3.

Positive

  • None.

Negative

  • None.
Insider Grantham Terra Lee
Role Interim Chief Financial Off.
Type Security Shares Price Value
Grant/Award Restricted Stock Units 2,055 $0.00 --
Grant/Award Phantom Stock 7,549 $0.00 --
Exercise Restricted Stock Units 296 $0.00 --
Exercise Common Stock 296 $0.00 --
Tax Withholding Common Stock 86 $14.51 $1K
Holdings After Transaction: Restricted Stock Units — 2,055 shares (Direct); Phantom Stock — 7,549 shares (Direct); Common Stock — 15,250 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit ("RSU") represents the right to receive one common share of the Issuer upon vesting of such RSU. Shares withheld by Issuer to satisfy the mandatory tax withholding requirement upon vesting of RSUs. Not an open market sale of securities. Represents a restricted stock unit award which vests in three substantially equal installments on March 31, 2027, 2028, and 2029, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement. Each share of phantom stock is the economic equivalent of one share of the Issuer's common stock. The award is scheduled to vest shortly following the Expiration Date and settle in cash based on a combination of the average closing price of the Issuer's common stock during the last month of the performance period and the achievement of certain performance metrics during the performance period, subject to the reporting person's continuous service through the vesting date or as otherwise provided for in the applicable award agreement. This line reports RSUs that were awarded on the March 31, 2025 award date, which vested on the first anniversary of the award date. The remaining RSUs granted on the award date will vest in substantially equal installments on the second and third anniversaries of the award date, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement. This footnote corrects the dates set forth in the reporting person's Form 3 filed with the SEC on March 4, 2026.
RSU grant 2,055 units Restricted stock units awarded on March 31, 2026
Phantom stock grant 7,549 units Phantom stock awarded on March 31, 2026, vesting around Dec 31, 2028
RSUs exercised 296 units Converted into 296 common shares on March 31, 2026
Shares withheld for taxes 86 shares at $14.51 Withheld to satisfy tax on RSU vesting, not an open-market sale
Common shares held 15,164 shares Direct common stock holdings following transactions
RSUs outstanding 2,055 units Total restricted stock units held after reported grant
Phantom stock outstanding 7,549 units Total phantom stock units held after reported grant
Restricted Stock Units financial
"Each restricted stock unit ("RSU") represents the right to receive one common share"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Phantom Stock financial
"Each share of phantom stock is the economic equivalent of one share of the Issuer's common stock."
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
mandatory tax withholding requirement financial
"Shares withheld by Issuer to satisfy the mandatory tax withholding requirement upon vesting of RSUs."
performance metrics financial
"based on a combination of the average closing price ... and the achievement of certain performance metrics during the performance period"
Performance metrics are concrete numbers or ratios that show how well a business, product, or investment is doing—like speed, fuel use and mileage on a car’s dashboard. They measure things investors care about, such as sales growth, profitability, cash flow, customer retention or efficiency, so readers can compare progress, spot strengths or problems, and make informed decisions about buying, holding or selling shares.
vesting financial
"award which vests in three substantially equal installments on March 31, 2027, 2028, and 2029"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Grantham Terra Lee

(Last)(First)(Middle)
10368 WEST CENTENNIAL ROAD

(Street)
LITTLETON COLORADO 80127

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CPI Card Group Inc. [ PMTS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Interim Chief Financial Off.
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock03/31/2026M296A(1)15,250D
Common Stock03/31/2026F(2)86D$14.5115,164D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)03/31/2026A2,055 (3) (3)Common Stock2,055$02,055D
Phantom Stock(4)03/31/2026A7,54912/31/202812/31/2028Common Stock7,549$07,549D
Restricted Stock Units(1)03/31/2026M296 (5) (5)Common Stock296$0588D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents the right to receive one common share of the Issuer upon vesting of such RSU.
2. Shares withheld by Issuer to satisfy the mandatory tax withholding requirement upon vesting of RSUs. Not an open market sale of securities.
3. Represents a restricted stock unit award which vests in three substantially equal installments on March 31, 2027, 2028, and 2029, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement.
4. Each share of phantom stock is the economic equivalent of one share of the Issuer's common stock. The award is scheduled to vest shortly following the Expiration Date and settle in cash based on a combination of the average closing price of the Issuer's common stock during the last month of the performance period and the achievement of certain performance metrics during the performance period, subject to the reporting person's continuous service through the vesting date or as otherwise provided for in the applicable award agreement.
5. This line reports RSUs that were awarded on the March 31, 2025 award date, which vested on the first anniversary of the award date. The remaining RSUs granted on the award date will vest in substantially equal installments on the second and third anniversaries of the award date, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement. This footnote corrects the dates set forth in the reporting person's Form 3 filed with the SEC on March 4, 2026.
/s/ Darren Dragovich, attorney-in-fact04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What equity awards did CPI Card (PMTS) interim CFO Terra Lee Grantham receive?

Terra Lee Grantham received 2,055 restricted stock units and 7,549 phantom stock units. Each RSU converts into one common share upon vesting, while each phantom stock unit is economically equivalent to one share and will settle in cash based on performance and share price.

How do Terra Lee Grantham’s new phantom stock units in PMTS work?

Each phantom stock unit is economically equivalent to one CPI Card common share. The 7,549-unit award vests shortly after December 31, 2028 and settles in cash, based on average closing price during the last month of the performance period and achievement of specified performance metrics.

Did CPI Card (PMTS) interim CFO sell any shares in this Form 4 filing?

No open-market sale occurred. The filing shows 86 common shares withheld by the company at $14.51 per share solely to satisfy mandatory tax withholding upon RSU vesting, which is described as not being an open market sale of securities.

What RSU vesting schedule applies to Terra Lee Grantham’s new CPI Card grant?

The 2,055 restricted stock units vest in three substantially equal installments on March 31, 2027, 2028, and 2029. Vesting is subject to her continued service through each vesting date or other terms in the applicable award agreement, as described in the filing footnotes.

How many CPI Card (PMTS) common shares does Terra Lee Grantham hold after these transactions?

After the reported transactions, Terra Lee Grantham directly holds 15,164 CPI Card common shares. She also holds 2,055 restricted stock units and 7,549 phantom stock units, which provide additional equity-based exposure subject to vesting and performance conditions.

What correction did this PMTS Form 4 make to Terra Lee Grantham’s prior disclosures?

A footnote explains that this filing corrects vesting dates previously shown in her Form 3 filed March 4, 2026. It clarifies that RSUs awarded on March 31, 2025 vest over three years, with tranches on the first, second, and third anniversaries of the award date.