STOCK TITAN

CPI Card Group (PMTS) officer granted RSUs, phantom stock and gains shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

CPI Card Group Inc. reported that Controller and Chief Accounting Officer Donna Abbey Carmignani received several equity-based awards. She was granted 1,352 restricted stock units (RSUs), 5,000 RSUs, and 4,964 phantom stock units, all tied to future vesting and, for phantom stock, performance metrics. In addition, 231 previously granted RSUs vested and converted into common shares; 67 of those shares were withheld at $14.51 per share to cover taxes. Following these transactions, she directly holds 10,348 shares of common stock.

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Insider Carmignani Donna Abbey
Role Controller & Chief Acct. Off.
Type Security Shares Price Value
Grant/Award Restricted Stock Units 1,352 $0.00 --
Grant/Award Restricted Stock Units 5,000 $0.00 --
Grant/Award Phantom Stock 4,964 $0.00 --
Exercise Restricted Stock Units 231 $0.00 --
Exercise Common Stock 231 $0.00 --
Tax Withholding Common Stock 67 $14.51 $972.17
Holdings After Transaction: Restricted Stock Units — 1,352 shares (Direct); Phantom Stock — 4,964 shares (Direct); Common Stock — 10,415 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit ("RSU") represents the right to receive one common share of the Issuer upon vesting of such RSU. Shares withheld by Issuer to satisfy the mandatory tax withholding requirement upon vesting of RSUs. Not an open market sale of securities. Represents a restricted stock unit award which vests in three substantially equal installments on March 31, 2027, 2028, and 2029, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement. 50% of the RSUs reported on this line vest on the first anniversary of the March 31, 2026 award date and 50% will vest on the second anniversary of the award date, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement. Each share of phantom stock is the economic equivalent of one share of the Issuer's common stock. The award is scheduled to vest shortly following the Expiration Date and settle in cash based on a combination of the average closing price of the Issuer's common stock during the last month of the performance period and the achievement of certain performance metrics during the performance period, subject to the reporting person's continuous service through the vesting date or as otherwise provided for in the applicable award agreement. This line reports RSUs that were awarded on the March 31, 2025 award date, which vested on the first anniversary of the award date. The remaining RSUs granted on the award date will vest in substantially equal installments on the second and third anniversaries of the award date, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement.
RSU grant 1 1,352 RSUs Granted March 31, 2026; vests in three installments 2027–2029
RSU grant 2 5,000 RSUs Granted March 31, 2026; vests 50% after one year, 50% after two years
Phantom stock units 4,964 units Economic equivalent of one share each; vesting around December 31, 2028
RSUs vested and exercised 231 RSUs Converted into 231 common shares from a March 31, 2025 award
Shares withheld for taxes 67 shares at $14.51 Withheld to satisfy mandatory tax obligations upon RSU vesting
Common shares held after transactions 10,348 shares Direct ownership by Donna Abbey Carmignani after March 31, 2026 events
Restricted Stock Units financial
"Each restricted stock unit ("RSU") represents the right to receive one common share of the Issuer upon vesting of such RSU."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
phantom stock financial
"Each share of phantom stock is the economic equivalent of one share of the Issuer's common stock."
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
mandatory tax withholding financial
"Shares withheld by Issuer to satisfy the mandatory tax withholding requirement upon vesting of RSUs."
performance period financial
"based on a combination of the average closing price ... during the last month of the performance period and the achievement of certain performance metrics during the performance period"
The performance period is the specific time span over which an investment’s results, an employee’s targets, or a fund’s returns are measured and judged. It matters to investors because the length and start/end of that window determine which gains or losses count toward performance fees, bonus payouts, or benchmark comparisons—much like timing a race decides who wins, the chosen period can change whether results look strong or weak.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Carmignani Donna Abbey

(Last)(First)(Middle)
C/O CPI CARD GROUP INC.
10368 WEST CENTENNIAL ROAD

(Street)
LITTLETON COLORADO 80127

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CPI Card Group Inc. [ PMTS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Controller & Chief Acct. Off.
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock03/31/2026M231A(1)10,415D
Common Stock03/31/2026F(2)67D$14.5110,348D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)03/31/2026A1,352 (3) (3)Common Stock1,352$01,352D
Restricted Stock Units(1)03/31/2026A5,000 (4) (4)Common Stock5,000$05,000D
Phantom Stock(5)03/31/2026A4,96412/31/202812/31/2028Common Stock4,964$04,964D
Restricted Stock Units(1)03/31/2026M231 (6) (6)Common Stock231$0456D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents the right to receive one common share of the Issuer upon vesting of such RSU.
2. Shares withheld by Issuer to satisfy the mandatory tax withholding requirement upon vesting of RSUs. Not an open market sale of securities.
3. Represents a restricted stock unit award which vests in three substantially equal installments on March 31, 2027, 2028, and 2029, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement.
4. 50% of the RSUs reported on this line vest on the first anniversary of the March 31, 2026 award date and 50% will vest on the second anniversary of the award date, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement.
5. Each share of phantom stock is the economic equivalent of one share of the Issuer's common stock. The award is scheduled to vest shortly following the Expiration Date and settle in cash based on a combination of the average closing price of the Issuer's common stock during the last month of the performance period and the achievement of certain performance metrics during the performance period, subject to the reporting person's continuous service through the vesting date or as otherwise provided for in the applicable award agreement.
6. This line reports RSUs that were awarded on the March 31, 2025 award date, which vested on the first anniversary of the award date. The remaining RSUs granted on the award date will vest in substantially equal installments on the second and third anniversaries of the award date, subject to the reporting person's continued service through such date or as otherwise provided for in the applicable award agreement.
/s/ Darren Dragovich, attorney-in-fact04/02/2025
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did CPI Card Group (PMTS) disclose about Donna Abbey Carmignani’s new equity awards?

CPI Card Group reported that Controller and Chief Accounting Officer Donna Abbey Carmignani received 1,352 RSUs, 5,000 additional RSUs, and 4,964 phantom stock units. These awards vest over future years, with phantom stock settling in cash based on share price averages and performance metrics.

How many CPI Card Group (PMTS) shares does Donna Abbey Carmignani hold after these Form 4 transactions?

After the reported transactions, Donna Abbey Carmignani directly owns 10,348 shares of CPI Card Group common stock. This figure reflects RSUs that vested into 231 shares and a 67-share withholding to satisfy mandatory tax obligations at a price of $14.51 per share.

How do the new RSU grants for CPI Card Group (PMTS) vest over time?

The 1,352 RSUs vest in three substantially equal installments on March 31, 2027, 2028, and 2029. The 5,000 RSUs vest 50% on the first anniversary of the March 31, 2026 award date and 50% on the second anniversary, subject to continued service or award agreement terms.

What are the terms of the phantom stock units granted by CPI Card Group (PMTS)?

Each phantom stock unit equals one common share economically and is scheduled to vest shortly after December 31, 2028. Settlement occurs in cash based on average closing share price during the last month of the performance period and achievement of specified performance metrics, assuming continuous service.

Was the 67-share disposition in CPI Card Group (PMTS) an open market sale?

No. The 67-share disposition was a tax-withholding event, where shares were withheld by CPI Card Group to satisfy mandatory tax obligations upon RSU vesting. The footnote clarifies this was not an open market sale of securities by Donna Abbey Carmignani.

What happened to previously granted RSUs for CPI Card Group (PMTS) on this Form 4?

Previously granted RSUs from the March 31, 2025 award date vested on their first anniversary, converting 231 units into common shares. Remaining RSUs from that grant will vest in substantially equal installments on the second and third anniversaries, subject to continued service and award agreement provisions.