STOCK TITAN

PNC (NYSE: PNC) EVP Stacy Juchno details RSU vesting and tax share withholdings

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

PNC Financial Services Group Executive Vice President Stacy M. Juchno reported multiple stock-based compensation events involving $5 par common stock. On February 14, 2026, 605 shares vested from restricted stock units granted in 2025, with 173 shares withheld to cover related tax liabilities.

On February 16, 2026, 677 shares vested from 2024 restricted stock units and 556 shares vested from 2023 restricted stock units, with 264 shares and 159 shares, respectively, withheld for taxes at a price of $229.3200 per share. Following these transactions, Juchno directly holds between about 22,000 and 23,000 shares according to the reported line items, and indirectly holds 117 shares through a 401(k) Incentive Savings Plan fund.

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Insider Juchno Stacy M.
Role Executive Vice President
Type Security Shares Price Value
Grant/Award $5 Par Common Stock 677 $0.00 --
Tax Withholding $5 Par Common Stock 264 $229.32 $61K
Grant/Award $5 Par Common Stock 556 $0.00 --
Tax Withholding $5 Par Common Stock 159 $229.32 $36K
Grant/Award $5 Par Common Stock 605 $0.00 --
Tax Withholding $5 Par Common Stock 173 $229.32 $40K
holding $5 Par Common Stock -- -- --
Holdings After Transaction: $5 Par Common Stock — 22,888 shares (Direct); $5 Par Common Stock — 117 shares (Indirect, 401(k))
Footnotes (1)
  1. On February 14, 2026, 605 shares of The PNC Financial Services Group, Inc. ("PNC") common stock vested pursuant to an award of restricted stock units granted to the reporting person on February 14, 2025 (the "2025 RSUs"), following approval by the Human Resources Committee (the "Committee") of a payout of 100% based on the satisfaction of the reporting person's service requirements and achievement against the risk-based performance criteria established under the award. Pursuant to the award, the 2025 RSUs pay out in shares of PNC common stock, and any accrued dividend equivalents are paid out in cash. Represents shares withheld to cover the reporting person's tax liability in connection with the vesting of the 2025 RSUs. On February 16, 2026, 677 shares of PNC common stock vested pursuant to an award of restricted stock units granted to the reporting person on February 16, 2024 (the "2024 RSUs"), following approval by the Committee of a payout of 100% based on the satisfaction of the reporting person's service requirements and achievement against the risk-based performance criteria established under the award. Pursuant to the award, the 2024 RSUs pay out in shares of PNC common stock, and any accrued dividend equivalents are paid out in cash. Represents shares withheld to cover the reporting person's tax liability in connection with the vesting of the 2024 RSUs. On February 16, 2026, 556 shares of PNC common stock vested pursuant to an award of restricted stock units granted to the reporting person on February 16, 2023 (the "2023 RSUs"), following approval by the Committee of a payout of 100% based on the satisfaction of the reporting person's service requirements and achievement against the risk-based performance criteria established under the award. Pursuant to the award, the 2023 RSUs pay out in shares of PNC common stock, and any accrued dividend equivalents are paid out in cash. Represents shares withheld to cover the reporting person's tax liability in connection with the vesting of the 2023 RSUs. This amount represents the number of shares of PNC common stock indirectly held for the account of the reporting person under The PNC Incentive Savings Plan (the "ISP"), a defined contribution 401(k) plan. Shares of PNC common stock are not directly allocated to ISP participants, but instead are held in a unitized fund (the "ISP fund"), the majority of which consists of PNC common stock, and the remainder of which is invested in a money market fund. The percentage of assets in the ISP fund that are deemed to be invested in PNC common stock fluctuates from time to time and is not the result of volitional or discretionary actions of the reporting person.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Juchno Stacy M.

(Last) (First) (Middle)
THE TOWER AT PNC PLAZA
300 FIFTH AVENUE

(Street)
PITTSBURGH PA 15222-2707

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
PNC FINANCIAL SERVICES GROUP, INC. [ PNC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Executive Vice President
3. Date of Earliest Transaction (Month/Day/Year)
02/14/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
$5 Par Common Stock 02/14/2026 A(1) 605 A $0 22,384 D
$5 Par Common Stock 02/14/2026 F(2) 173 D $229.32 22,211 D
$5 Par Common Stock 02/16/2026 A(3) 677 A $0 22,888 D
$5 Par Common Stock 02/16/2026 F(4) 264 D $229.32 22,624 D
$5 Par Common Stock 02/16/2026 A(5) 556 A $0 23,180 D
$5 Par Common Stock 02/16/2026 F(6) 159 D $229.32 23,021 D
$5 Par Common Stock 117(7) I 401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. On February 14, 2026, 605 shares of The PNC Financial Services Group, Inc. ("PNC") common stock vested pursuant to an award of restricted stock units granted to the reporting person on February 14, 2025 (the "2025 RSUs"), following approval by the Human Resources Committee (the "Committee") of a payout of 100% based on the satisfaction of the reporting person's service requirements and achievement against the risk-based performance criteria established under the award. Pursuant to the award, the 2025 RSUs pay out in shares of PNC common stock, and any accrued dividend equivalents are paid out in cash.
2. Represents shares withheld to cover the reporting person's tax liability in connection with the vesting of the 2025 RSUs.
3. On February 16, 2026, 677 shares of PNC common stock vested pursuant to an award of restricted stock units granted to the reporting person on February 16, 2024 (the "2024 RSUs"), following approval by the Committee of a payout of 100% based on the satisfaction of the reporting person's service requirements and achievement against the risk-based performance criteria established under the award. Pursuant to the award, the 2024 RSUs pay out in shares of PNC common stock, and any accrued dividend equivalents are paid out in cash.
4. Represents shares withheld to cover the reporting person's tax liability in connection with the vesting of the 2024 RSUs.
5. On February 16, 2026, 556 shares of PNC common stock vested pursuant to an award of restricted stock units granted to the reporting person on February 16, 2023 (the "2023 RSUs"), following approval by the Committee of a payout of 100% based on the satisfaction of the reporting person's service requirements and achievement against the risk-based performance criteria established under the award. Pursuant to the award, the 2023 RSUs pay out in shares of PNC common stock, and any accrued dividend equivalents are paid out in cash.
6. Represents shares withheld to cover the reporting person's tax liability in connection with the vesting of the 2023 RSUs.
7. This amount represents the number of shares of PNC common stock indirectly held for the account of the reporting person under The PNC Incentive Savings Plan (the "ISP"), a defined contribution 401(k) plan. Shares of PNC common stock are not directly allocated to ISP participants, but instead are held in a unitized fund (the "ISP fund"), the majority of which consists of PNC common stock, and the remainder of which is invested in a money market fund. The percentage of assets in the ISP fund that are deemed to be invested in PNC common stock fluctuates from time to time and is not the result of volitional or discretionary actions of the reporting person.
Remarks:
Laura Gleason, Attorney-in-Fact for Stacy M. Juchno 02/18/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did PNC (PNC) executive Stacy Juchno report in this Form 4 filing?

Stacy Juchno reported vesting of multiple restricted stock unit awards that paid out in PNC common shares, along with shares withheld to satisfy tax liabilities. These transactions reflect routine stock-based compensation rather than open-market stock purchases or sales.

How many PNC (PNC) restricted stock units vested for Stacy Juchno?

Three restricted stock unit awards vested: 605 shares from a 2025 grant, 677 shares from a 2024 grant, and 556 shares from a 2023 grant. Each award vested after the Human Resources Committee approved 100% payout based on service and risk-based performance criteria.

Were any of Stacy Juchno’s PNC (PNC) transactions open-market sales or buys?

No open-market buys or sales are reported. The filing shows share acquisitions from restricted stock unit vesting and share dispositions coded “F,” representing shares withheld to pay tax liabilities in connection with those vestings, rather than discretionary market transactions.

What price was used for PNC (PNC) shares withheld for Stacy Juchno’s taxes?

Shares withheld to cover tax liabilities were valued at $229.3200 per share. This price applied to shares withheld in connection with vesting of the 2023, 2024, and 2025 restricted stock unit awards and is disclosed as part of the tax-withholding dispositions.

How many PNC (PNC) shares does Stacy Juchno hold directly after these transactions?

Post-transaction line items show direct ownership in the low twenty-thousand share range, including totals such as 22,211, 22,624, 22,888, 22,384, and 23,180 shares after specific steps. The filing reports these balances for each transaction rather than one consolidated figure.

What indirect PNC (PNC) holdings does Stacy Juchno have through the 401(k) plan?

The filing reports 117 PNC common shares indirectly held for her account in The PNC Incentive Savings Plan, a 401(k) plan using a unitized fund. The fund mixes PNC stock and a money market component, and its PNC allocation fluctuates without her discretionary trading.