Pinnacle Financial Partners (PNFP) files amended 13F covering $13.24B holdings

Rhea-AI Filing Summary

Pinnacle Financial Partners, Inc. filed an amended Form 13F restating and adding holdings entries that reflect the pre-merger portfolios of Synovus Financial Corp. and Legacy Pinnacle. The Merger was effective January 1, 2026, and the report lists holdings as of December 31, 2025.

The Form 13F Information Table shows 2,477 entries totaling $13,235,649,189. The filing clarifies that the cover page uses the post-merger name while the tables represent the separate holdings of Synovus and Legacy Pinnacle prior to the Merger.

Insights

Institutional Holdings Analyst

Amended 13F consolidates pre-merger holdings with large disclosed value.

The filing restates holdings and adds entries for combined institutional managers, reporting 2,477 holdings with a total reported market value of $13,235,649,189 as of December 31, 2025. It attributes the holdings to Synovus and Legacy Pinnacle prior to the Merger effective January 1, 2026.

Cash‑flow treatment and specific disposition plans are not provided in the excerpt; subsequent filings may disclose transactions, but timing and methods are not stated in the provided excerpt.

Corporate Transactions Counsel

Merger disclosure aligns reporting names with post‑closing entity while preserving pre‑merger holdings detail.

The cover page reflects the post‑Merger name Pinnacle Financial Partners, Inc. while the body explicitly states the tables represent holdings of Synovus and Legacy Pinnacle as of December 31, 2025. The Merger is described as effective January 1, 2026.

Qualifying language such as the restatement checkbox and added holdings entries is included; the excerpt does not attach further qualifiers like regulatory approvals or proceeds treatment.

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:			3235-0006
Estimated average burden
hours per response:			23.8

Report for the Calendar Year or Quarter Ended: 12-31-2025

Check here if Amendment	X	Amendment Number:	1
This Amendment (Check only one.):	X	is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	Pinnacle Financial Partners, Inc.
Address:	3400 OVERTON PARK DR. SE
	ATLANTA, GA 30339
Form 13F File Number:	028-26514
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:		Allan Kamensky
Title:		Executive Vice President and Chief Legal Officer
Phone:		706-644-3105
Signature, Place, and Date of Signing:
/s/ Allan Kamensky			Atlanta, GA	02-18-2026
[Signature]			[City, State]	[Date]
At the time of the filing of this Form 13F (this "Report"), Synovus Financial Corp. ("Synovus"), a Georgia corporation, and Pinnacle Financial Partners, Inc., a Tennessee corporation ("Legacy Pinnacle"), have each merged with and into Pinnacle Financial Partners, Inc. (formerly Steel Newco Inc.), a Georgia corporation ("New Pinnacle"), with New Pinnacle surviving (such mergers, collectively the "Merger"). The Merger was effective as of January 1, 2026. This Report represents the holdings of the entity formerly known as Synovus prior to the Merger and the entity formerly known as Legacy Pinnacle prior to the Merger. In accordance with applicable SEC rules, the cover page reflect the post-Merger name change to Pinnacle Financial Partners, Inc. All other information in this Report, unless specifically noted otherwise, represents the holdings of Synovus and Legacy Pinnacle and their subsidiaries as they existed on and as of December 31, 2025.

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:		3
	Form 13F Information Table Entry Total:		2,477
	Form 13F Information Table Value Total:		13,235,649,189
			(round to nearest dollar)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]
	No.	Name	Form 13F File No.	CRD No. (if applicable)	SEC File No. (if applicable)	CIK
	1	SYNOVUS TRUST CO NA	028-04944	000168405	801-78344	0000945597
	2	Synovus Securities, Inc.	028-14463	000014023	801-19690	0001520194
	3	Pinnacle Bank				0001697281

FAQ

What does Pinnacle's amended Form 13F (PNFP) report?

The amendment restates and adds holdings entries for institutional managers. It reports 2,477 holdings with a total value of $13,235,649,189 as of December 31, 2025.

Why does the cover name read Pinnacle Financial Partners, Inc.?

The cover reflects the post-merger corporate name. The filing explains the Merger was effective January 1, 2026 and tables show the pre‑Merger holdings of Synovus and Legacy Pinnacle.

Which entities' holdings are included in this Form 13F filing?

The filing represents holdings of Synovus Financial Corp. and Legacy Pinnacle prior to their merger into New Pinnacle. The report also lists three other included managers such as Synovus Trust Co NA.

How many holdings and what total value are reported?

The Form 13F Information Table Entry Total is 2,477 and the Information Table Value Total is $13,235,649,189, rounded to the nearest dollar in the excerpt.

Does the filing state when the merger became effective?

Yes. The filing states the Merger was effective January 1, 2026, and the holdings reflect positions as of December 31, 2025.