[Form 4] Pinnacle Financial Partners In Insider Trading Activity

Rhea-AI Filing Summary

Pinnacle Financial Partners (PNFP) – Form 4: Director Gregory L. Burns disclosed a small open-market purchase.

• Date: 07/30/2025
• Shares bought: 174
• Price: $91.43 per share (≈ $15.9k total)
• Ownership after trade: 174 shares indirect (spouse IRA) plus 20,732 shares held directly
• Transaction code: P (Purchase)

The buy modestly increases Burns’ stake but is immaterial to PNFP’s share count. Insider purchases typically signal confidence, yet the limited size means negligible impact on valuation or control.

Positive

• Insider purchase: Director Gregory L. Burns acquired 174 PNFP shares, generally viewed as a confidence signal.

Negative

• Immaterial size: Transaction worth roughly $16k versus his existing 20k+ shares; unlikely to influence market perception or ownership structure.

Insights

Equity Analyst

TL;DR: Minor insider buy; positive sentiment indicator but too small to shift PNFP’s risk-reward profile.

The purchase adds only 174 shares (≈0.8% of Burns’ 20.9k total stake), costing under $16k. While any insider buying is directionally bullish—especially from a director—this trade is statistically insignificant relative to PNFP’s 77 m share float and daily dollar volume. It does not change governance dynamics or near-term fundamentals. Investors may note the continued accumulation but should not ascribe material valuation upside based solely on this filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BURNS GREGORY L

(Last) (First) (Middle)

21 PLATFORM WAY SOUTH

SUITE 2300

(Street)

NASHVILLE TN 37203

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PINNACLE FINANCIAL PARTNERS INC [ PNFP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
PNFP Common Stock	07/30/2025		P		174	A	$91.43	174	I	Spouse IRA
PNFP Common Stock								20,732	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Gregory L. Burns	07/31/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many PNFP shares did Director Gregory L. Burns purchase?

174 shares were bought as disclosed in Table I.

What price did the insider pay per PNFP share?

The purchase price was $91.43 per share.

What is Gregory L. Burns’ total PNFP holding after the transaction?

He now holds 174 shares indirectly and 20,732 shares directly.

When did the PNFP insider transaction occur?

The trade was executed on 07/30/2025 and reported on 07/31/2025.

Does the filing reflect a purchase or a sale of PNFP stock?

It reflects a purchase (transaction code P).