PRA Group (PRAA) director gets 10,543 RSUs, 3,223 shares withheld

Rhea-AI Filing Summary

PRA Group Inc. director Geir Olsen reported routine equity compensation and related tax withholding. Olsen received a grant of 10,543 shares of Common Stock as a director retainer award in the form of restricted stock units under the 2022 Omnibus Incentive Plan, at zero cost per share.

Footnotes state the RSUs will fully vest on June 16, 2027, or the next annual meeting date, whichever occurs first, if he remains a director. To cover tax liabilities on RSU vesting, 3,223 shares were disposed of at $15.50 per share. Following these transactions, Olsen directly holds 31,451 shares and indirectly holds 58,933 shares through Andenes Investments SL.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Olsen Geir

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	10,543	$0.00	--
Tax Withholding	Common Stock	3,223	$15.50	$50K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 31,451 shares (Direct, null); Common Stock — 58,933 shares (Indirect, By Andenes Investments SL)

Footnotes (1)

1. Director retainer grant awarded annually in the form of restricted stock units ("RSUs") pursuant to the Issuer's 2022 Omnibus Incentive Plan. The RSUs will vest fully on June 16, 2027, or the next Annual Meeting date, whichever comes earlier, provided that the Reporting Person is a director of the Issuer on the vesting date. Reflects the number of shares withheld to cover the tax liability associated with the vesting of restricted stock units.

Key Figures

Director RSU grant: 10,543 shares Tax-withholding shares: 3,223 shares at $15.50/share Direct holdings after transactions: 31,451 shares +1 more

4 metrics

Director RSU grant 10,543 shares Common Stock award under 2022 Omnibus Incentive Plan on June 16, 2026

Tax-withholding shares 3,223 shares at $15.50/share Shares withheld to cover tax liability from RSU vesting

Direct holdings after transactions 31,451 shares Total Common Stock directly owned following reported Form 4 transactions

Indirect holdings via Andenes Investments SL 58,933 shares Common Stock indirectly owned through Andenes Investments SL as reported

Key Terms

restricted stock units ("RSUs"), 2022 Omnibus Incentive Plan, tax liability, director retainer grant

4 terms

restricted stock units ("RSUs") financial

"in the form of restricted stock units ("RSUs") pursuant to the Issuer's 2022 Omnibus Incentive Plan"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

2022 Omnibus Incentive Plan financial

"pursuant to the Issuer's 2022 Omnibus Incentive Plan. The RSUs will vest fully on June 16, 2027"

tax liability financial

"Reflects the number of shares withheld to cover the tax liability associated with the vesting of restricted stock units"

director retainer grant financial

"Director retainer grant awarded annually in the form of restricted stock units ("RSUs")"

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Olsen Geir

(Last) (First) (Middle)

120 CORPORATE BOULEVARD

(Street)

NORFOLK VIRGINIA 23502

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PRA GROUP INC [ PRAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/16/2026	06/16/2026	A		10,543(1)	A	$0	31,451	D
Common Stock	06/16/2026	06/16/2026	F		3,223(2)	D	$15.5	28,228	D
Common Stock								58,933	I	By Andenes Investments SL

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Director retainer grant awarded annually in the form of restricted stock units ("RSUs") pursuant to the Issuer's 2022 Omnibus Incentive Plan. The RSUs will vest fully on June 16, 2027, or the next Annual Meeting date, whichever comes earlier, provided that the Reporting Person is a director of the Issuer on the vesting date.

2. Reflects the number of shares withheld to cover the tax liability associated with the vesting of restricted stock units.

Remarks:

	/s/ Christina Branch, Attorney-In-Fact	06/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did PRA Group (PRAA) director Geir Olsen report?

Geir Olsen reported a routine equity award and related tax withholding. He received 10,543 Common Stock shares as a director retainer grant and had 3,223 shares withheld at $15.50 each to cover taxes from restricted stock unit vesting.

How many PRA Group (PRAA) shares does Geir Olsen hold after these transactions?

After the reported transactions, Geir Olsen directly holds 31,451 PRA Group Common Stock shares and indirectly holds 58,933 shares through Andenes Investments SL. These figures reflect his ownership positions as disclosed as of the June 16, 2026 Form 4 filing date.

What are the terms of Geir Olsen’s PRA Group (PRAA) director RSU grant?

Olsen’s director retainer grant consists of 10,543 restricted stock units under PRA Group’s 2022 Omnibus Incentive Plan. The RSUs fully vest on June 16, 2027, or the next annual meeting date, whichever comes first, if he remains a director on the vesting date.

Was Geir Olsen’s PRA Group (PRAA) Form 4 a market sale of shares?

The Form 4 shows 3,223 shares disposed at $15.50 to cover tax liabilities from RSU vesting. This is classified as a tax-withholding disposition, not an open-market sale, and is a common mechanism to satisfy withholding obligations on equity awards.

How is Andenes Investments SL related to PRA Group (PRAA) director holdings?

The filing reports 58,933 PRA Group Common Stock shares held indirectly by Geir Olsen through Andenes Investments SL. This entity is listed as the nature of indirect ownership, indicating those shares are attributed to him via that investment vehicle.