PRA Group director reports stock grant and tax withholding

PRA Group Inc. director Jayne-Anne Gadhia reported equity compensation and related tax withholding in company stock.

Rhea-AI Filing Summary

PRA Group Inc. director Jayne-Anne Gadhia reported equity compensation and related tax withholding in company stock. She received a grant of 10,543 shares of Common Stock as a director retainer award in the form of restricted stock units under the 2022 Omnibus Incentive Plan. The filing also shows 3,223 shares withheld to cover tax liabilities tied to the vesting of restricted stock units, which is not an open-market sale. After these transactions, she directly holds 23,387 shares of PRA Group Inc. common stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Gadhia Jayne-Anne

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	10,543	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	3,223	$15.50	$50K

Holdings After Transaction: Common Stock — 23,387 shares (Direct)

Footnotes (2)

1. F1. Director retainer grant awarded annually in the form of restricted stock units ("RSUs") pursuant to the Issuer's 2022 Omnibus Incentive Plan. The RSUs will vest fully on June 16, 2027, or the next Annual Meeting date, whichever comes earlier, provided that the Reporting Person is a director of the Issuer on the vesting date.
2. F2. Reflects the number of shares withheld to cover the tax liability associated with the vesting of restricted stock units.

Key Figures

Director stock grant: 10,543 shares Tax withholding shares: 3,223 shares Post-transaction holdings: 26,610 shares +1 more

4 metrics

Director stock grant 10,543 shares Common Stock award under 2022 Omnibus Incentive Plan

Tax withholding shares 3,223 shares Withheld to cover RSU vesting tax liability

Post-transaction holdings 26,610 shares Common Stock held directly after transactions

Withholding reference price $15.50 per share Price used for tax-withholding disposition

Key Terms

restricted stock units, RSUs, 2022 Omnibus Incentive Plan, tax liability

4 terms

restricted stock units financial

"Reflects the number of shares withheld to cover the tax liability associated with the vesting of restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

RSUs financial

"Director retainer grant awarded annually in the form of restricted stock units ("RSUs") pursuant to the Issuer's 2022 Omnibus Incentive Plan."

RSUs, or restricted stock units, are a form of company shares given to employees as part of their compensation. They are typically awarded with certain restrictions, such as a waiting period before they can be fully owned or sold, similar to earning a gift that becomes fully yours over time. For investors, RSUs can impact a company's stock offerings and reflect how much the company relies on stock-based incentives to attract and retain talent.

2022 Omnibus Incentive Plan financial

"retainer grant awarded annually in the form of restricted stock units ("RSUs") pursuant to the Issuer's 2022 Omnibus Incentive Plan."

tax liability financial

"Reflects the number of shares withheld to cover the tax liability associated with the vesting of restricted stock units."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did PRAA director Jayne-Anne Gadhia report on this Form 4?

Jayne-Anne Gadhia reported a and a withholding of 3,223 shares to cover taxes on RSU vesting. These are compensation and tax-related entries, not open-market buying or selling.

How many PRAA shares were granted to Jayne-Anne Gadhia as director compensation?

She was granted 10,543 shares of Common Stock as a director retainer award, delivered as restricted stock units under PRA Group’s 2022 Omnibus Incentive Plan, with vesting based on continued service on the board.

Why were 3,223 PRAA shares disposed of in this Form 4 filing?

The 3,223 shares were withheld to satisfy tax liabilities arising from the vesting of restricted stock units. This tax-withholding disposition is not an open-market sale but an administrative step tied to equity compensation.

What is Jayne-Anne Gadhia’s PRAA shareholding after these transactions?

After the reported grant and tax withholding, Jayne-Anne Gadhia directly holds 26,610 shares of PRA Group Inc. common stock. This figure reflects her updated ownership position as disclosed in the Form 4.

When do Jayne-Anne Gadhia’s new PRAA restricted stock units vest?

The restricted stock units from this director retainer grant will fully vest on June 16, 2027, or on the date of the next annual shareholder meeting, whichever occurs earlier, assuming she remains a director through the vesting date.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/18/2026 - 06:41 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gadhia Jayne-Anne

(Last) (First) (Middle)

120 CORPORATE BOULEVARD

(Street)

NORFOLK VIRGINIA 23502

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PRA GROUP INC [ PRAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/16/2026	06/16/2026	A		10,543(1)	A	$0	26,610	D
Common Stock	06/16/2026	06/16/2026	F		3,223(2)	D	$15.5	23,387	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Director retainer grant awarded annually in the form of restricted stock units ("RSUs") pursuant to the Issuer's 2022 Omnibus Incentive Plan. The RSUs will vest fully on June 16, 2027, or the next Annual Meeting date, whichever comes earlier, provided that the Reporting Person is a director of the Issuer on the vesting date.

2. Reflects the number of shares withheld to cover the tax liability associated with the vesting of restricted stock units.

Remarks:

	/s/ Christina Branch, Attorney-In-Fact	06/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)