PRA Group CFO has 1,514 shares withheld for tax

PRA Group’s CFO had shares withheld for taxes on RSU vesting, leaving 78,998 PRAA shares held directly.

Rhea-AI Filing Summary

PRA GROUP INC (PRAA) reported that Chief Financial Officer Rakesh Sehgal had 1,514 shares of common stock withheld on September 15, 2026 to cover tax liability from the vesting of restricted stock units, at a reference price of $19.39 per share.

After this tax-withholding disposition, Sehgal directly holds 78,998 shares of PRAA common stock, and no Rule 10b5-1 trading plan is reported in connection with this transaction.

Insider Trade Summary

Tax Withholding: 1,514 shares

Tax Withholding 1 txn

Insider Sehgal Rakesh

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock F1	1,514	$19.39	$29K

Holdings After Transaction: Common Stock — 78,998 shares (Direct)

Footnotes (1)

1. F1. Shares withheld to cover tax liability associated with the vesting of restricted stock units.

Key Figures

Shares withheld for taxes: 1,514 shares Reference price per share: $19.39 per share Shares held after transaction: 78,998 shares +1 more

4 metrics

Shares withheld for taxes 1,514 shares Withheld on September 15, 2026 to cover tax liability on RSU vesting

Reference price per share $19.39 per share Value used for the 1,514-share tax-withholding disposition

Shares held after transaction 78,998 shares Direct PRA Group common stock holdings of the CFO after September 15, 2026

Tax-withholding disposition shares 1,514 shares Shares delivered or withheld for payment of tax liability

Key Terms

restricted stock units, tax liability, Rule 10b5-1

3 terms

restricted stock units financial

"tax liability associated with the vesting of restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax liability financial

"Shares withheld to cover tax liability associated with the vesting"

Rule 10b5-1 regulatory

"no Rule 10b5-1 trading plan is reported in connection"

Rule 10b5-1 is a regulation that allows company insiders to buy or sell their shares at predetermined times, even if they have access to non-public information. It acts like setting a schedule in advance for transactions, helping prevent accusations of unfair trading. This rule provides a way for insiders to plan trades transparently, giving investors confidence that these transactions are not based on hidden information.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did PRAA’s CFO report?

PRA Group’s CFO, Rakesh Sehgal, reported a withholding of 1,514 shares of common stock on September 15, 2026 to cover tax liability associated with the vesting of restricted stock units.

At what price were the withheld PRAA shares valued?

The 1,514 PRAA shares withheld for tax purposes were valued at $19.39 per share, as the reference price for the tax-withholding disposition on September 15, 2026.

How many PRAA shares does the CFO hold after this transaction?

After the September 15, 2026 tax-withholding disposition, Chief Financial Officer Rakesh Sehgal directly holds 78,998 shares of PRA Group common stock.

Was the PRAA CFO’s transaction an open-market sale?

No. The transaction reported by PRA Group’s CFO was a tax-withholding disposition, where 1,514 shares were withheld to cover taxes on RSU vesting, rather than an open-market sale.

Was the PRAA CFO’s transaction under a Rule 10b5-1 trading plan?

No. The filing indicates no Rule 10b5-1 trading plan for the September 15, 2026 tax-withholding disposition by PRA Group’s Chief Financial Officer.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/17/2026 - 05:59 PM Accepted by SEC EDGAR 09/17/2026 - 05:59 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sehgal Rakesh

(Last) (First) (Middle)

120 CORPORATE BLVD

(Street)

NORFOLK VIRGINIA 23502

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PRA GROUP INC [ PRAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/15/2026	09/15/2026	F		1,514(1)	D	$19.39	78,998	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld to cover tax liability associated with the vesting of restricted stock units.

Remarks:

	/s/ Christina Branch, Attorney-In-Fact	09/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)