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Porch Group, Inc. 10-Q Filings

PRCH NASDAQ

Every 10-Q that Porch Group, Inc. (PRCH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow PRCH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PRCH filings page.

Rhea-AI Summary

Porch Group, Inc. reported Q2 2026 revenue of 140,882 (thousands), up from 126,077 a year earlier, with six‑month revenue of 262,005. Consolidated Q2 showed a net loss of 14,150, largely from the Reciprocal Segment, while net income attributable to Porch increased to 5,603 (basic EPS 0.05). For the first half, net income attributable to Porch was 890 (basic EPS 0.01), down from 10,974.

Operating cash flow strengthened to 54,289 for the first six months, versus 24,391 in 2025. Cash, cash equivalents and restricted cash totaled 195,604 at June 30, 2026, compared with long‑term debt of 397,491. The consolidated Reciprocal held assets of 414,640 and deferred revenue of 227,234. Approximately 56% of Q2 and 57% of first‑half 2026 revenue came from customers in Texas, indicating notable geographic concentration.

Rhea-AI Summary

Porch Group, Inc. reported Q1 2026 revenue of $121.1M, up from $104.7M a year earlier, as both insurance and software-related activities grew. Gross profit rose to $90.8M from $65.4M, and operating results improved to an operating income of $11.8M versus a prior-year loss.

At the consolidated level, net income was $1.9M, but net income (loss) attributable to Porch shareholders was a $4.7M loss, compared with $8.4M income in Q1 2025, reflecting a larger share of earnings at the non‑controlling Reciprocal. Basic and diluted EPS attributable to Porch were $(0.04), down from $0.08 and $0.07 respectively.

Cash and cash equivalents at Porch increased to $64.2M from $44.7M at year-end, and total cash, cash equivalents and restricted cash for the consolidated group reached $179.4M. Convertible debt had a carrying value of $399.0M, while total stockholders’ equity rose to $26.3M. About 57% of Q1 2026 revenue came from Texas, and the Reciprocal’s reinsurance program continued to limit catastrophe exposure.

Rhea-AI Summary

Porch Group, Inc. (PRCH) reported Q3 2025 results. Revenue was $118.1 million, up from $111.2 million. Gross profit rose to $86.9 million from $61.7 million, and the company posted operating income of $16.3 million versus a loss a year ago. After other items, net loss was $1.0 million.

Because the policyholder‑owned Porch Reciprocal Exchange is consolidated, profit attribution matters: net income attributable to the Reciprocal was $9.9 million, while net loss attributable to Porch was $10.9 million, or $0.10 per diluted share. Year‑to‑date, revenue reached $342.1 million and net income attributable to Porch was $0.1 million.

On the balance sheet as of September 30, 2025, cash and cash equivalents of Porch were $73.4 million and long‑term debt was $379.4 million. Shares outstanding as of October 31, 2025 were 123,683,561; 18,312,208 shares are held by Porch Reciprocal Exchange and treated as treasury shares for GAAP and Delaware law purposes.