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Presurance Holdings, Inc. SEC Filings

PRHIZ NASDAQ

Welcome to our dedicated page for Presurance Holdings SEC filings (Ticker: PRHIZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Presurance Holdings's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.

Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Presurance Holdings's regulatory disclosures and financial reporting.

Rhea-AI Summary

Presurance Holdings, Inc. is implementing a 1-for-7 reverse stock split of its common stock to help maintain compliance with Nasdaq listing requirements. The split becomes effective at 5:00 p.m. Eastern Time on June 1, 2026, with trading on a split-adjusted basis starting June 2, 2026.

Every 7 issued and outstanding shares of common stock will be combined into 1 share, with no change to the par value or the 100 million authorized shares. The number of outstanding shares will decrease from approximately 26.2 million to approximately 3.7 million, and fractional shares will be rounded down with cash paid for the fraction based on the closing Nasdaq price before effectiveness.

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Rhea-AI Summary

Presurance Holdings, Inc. is implementing a 1-for-7 reverse stock split of its common stock to help maintain compliance with Nasdaq listing requirements. The split becomes effective at 5:00 p.m. Eastern Time on June 1, 2026, with trading on a split-adjusted basis starting June 2, 2026.

Every 7 issued and outstanding shares of common stock will be combined into 1 share, with no change to the par value or the 100 million authorized shares. The number of outstanding shares will decrease from approximately 26.2 million to approximately 3.7 million, and fractional shares will be rounded down with cash paid for the fraction based on the closing Nasdaq price before effectiveness.

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Rhea-AI Summary

Presurance Holdings reported much stronger results for the first quarter of 2026 as it continues to refocus on personal lines. Net income rose to $2.6 million, or $0.15 per share, from $522,000, or $0.04 per share, helped by better underwriting and favorable fair value adjustments.

Gross written premiums fell 29.1% to $11.5 million as the company exited commercial lines, but underwriting quality improved. The overall combined ratio improved to 105.7% from 140.5%, while personal lines achieved a profitable combined ratio of 97.9%. Despite the GAAP profit, Presurance still posted an adjusted operating loss of $2.8 million, or $(0.16) per share, highlighting that core operations are not yet consistently profitable.

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Rhea-AI Summary

Presurance Holdings reported much stronger results for the first quarter of 2026 as it continues to refocus on personal lines. Net income rose to $2.6 million, or $0.15 per share, from $522,000, or $0.04 per share, helped by better underwriting and favorable fair value adjustments.

Gross written premiums fell 29.1% to $11.5 million as the company exited commercial lines, but underwriting quality improved. The overall combined ratio improved to 105.7% from 140.5%, while personal lines achieved a profitable combined ratio of 97.9%. Despite the GAAP profit, Presurance still posted an adjusted operating loss of $2.8 million, or $(0.16) per share, highlighting that core operations are not yet consistently profitable.

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Rhea-AI Summary

Presurance Holdings, Inc. is soliciting proxies for its 2026 virtual annual meeting, where shareholders will vote on electing two directors, Timothy M. Lamothe and Isolde G. O’Hanlon, to terms expiring in 2029 and on ratifying Grant Thornton LLP as independent auditor for 2026.

The company had 26,222,881 shares of common stock outstanding as of April 20, 2026, with Clarkston‑affiliated entities and director Jeffrey Hakala together beneficially owning 21,078,584 shares, or about 69.7% of the stock. All current directors are deemed independent under Nasdaq rules, and the board is staggered into three classes.

In 2025, non‑employee directors received an aggregate $185,000 in cash fees. CEO Brian Roney earned total compensation of $760,750, including a bonus tied to the 2024 sale of Conifer Insurance Services, while CFO Harold Meloche earned $572,800. The proxy also details significant related‑party financings, including Series A, B and C preferred stock and a backstopped rights offering with Clarkston affiliates.

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Rhea-AI Summary

Presurance Holdings, Inc. is soliciting proxies for its 2026 virtual annual meeting, where shareholders will vote on electing two directors, Timothy M. Lamothe and Isolde G. O’Hanlon, to terms expiring in 2029 and on ratifying Grant Thornton LLP as independent auditor for 2026.

The company had 26,222,881 shares of common stock outstanding as of April 20, 2026, with Clarkston‑affiliated entities and director Jeffrey Hakala together beneficially owning 21,078,584 shares, or about 69.7% of the stock. All current directors are deemed independent under Nasdaq rules, and the board is staggered into three classes.

In 2025, non‑employee directors received an aggregate $185,000 in cash fees. CEO Brian Roney earned total compensation of $760,750, including a bonus tied to the 2024 sale of Conifer Insurance Services, while CFO Harold Meloche earned $572,800. The proxy also details significant related‑party financings, including Series A, B and C preferred stock and a backstopped rights offering with Clarkston affiliates.

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Rhea-AI Summary

Presurance Holdings, Inc. director James Grant Smith reported two open-market purchases of the company’s Common Stock. On April 13, 2026, he bought 23,672 shares at $0.74 per share. On April 6, 2026, he bought 1,100 shares at $0.80 per share. Following these transactions, he directly owns 60,922 Common Stock shares.

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Presurance Holdings, Inc. director James Grant Smith reported two open-market purchases of the company’s Common Stock. On April 13, 2026, he bought 23,672 shares at $0.74 per share. On April 6, 2026, he bought 1,100 shares at $0.80 per share. Following these transactions, he directly owns 60,922 Common Stock shares.

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Presurance Holdings, Inc. Chief Executive Officer Brian J. Roney reported an open-market purchase of 100,000 shares of common stock. The shares were bought at a weighted average price of $0.7181 per share, in multiple trades priced between $0.54 and $0.78. Following this transaction, he directly owned 510,232 common shares.

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Rhea-AI Summary

Presurance Holdings, Inc. Chief Executive Officer Brian J. Roney reported an open-market purchase of 100,000 shares of common stock. The shares were bought at a weighted average price of $0.7181 per share, in multiple trades priced between $0.54 and $0.78. Following this transaction, he directly owned 510,232 common shares.

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Rhea-AI Summary

Presurance Holdings reported a weak fourth quarter of 2025 as it continues to exit legacy commercial lines. The company posted a net loss allocable to common shareholders of $17.0 million, or $(1.39) per diluted share, on total revenue and other income of $4.6 million. Gross written premiums for the quarter fell to $7.9 million from $13.7 million, reflecting the runoff of underperforming commercial business.

Results for the full year were also negative. Net loss allocable to common shareholders was $18.4 million, or $(1.51) per share, and adjusted operating loss was $25.6 million, or $(2.10) per share. The consolidated combined ratio reached 333.5% in the quarter and 168.8% for the year, indicating heavy underwriting losses. Book value per common share declined to $0.73 from $1.76 as of year-end, while personal lines gross written premiums grew 12.7% in 2025 to $51.1 million and represented 100% of fourth-quarter gross written premium.

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Rhea-AI Summary

Presurance Holdings reported a weak fourth quarter of 2025 as it continues to exit legacy commercial lines. The company posted a net loss allocable to common shareholders of $17.0 million, or $(1.39) per diluted share, on total revenue and other income of $4.6 million. Gross written premiums for the quarter fell to $7.9 million from $13.7 million, reflecting the runoff of underperforming commercial business.

Results for the full year were also negative. Net loss allocable to common shareholders was $18.4 million, or $(1.51) per share, and adjusted operating loss was $25.6 million, or $(2.10) per share. The consolidated combined ratio reached 333.5% in the quarter and 168.8% for the year, indicating heavy underwriting losses. Book value per common share declined to $0.73 from $1.76 as of year-end, while personal lines gross written premiums grew 12.7% in 2025 to $51.1 million and represented 100% of fourth-quarter gross written premium.

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Rhea-AI Summary

Presurance Holdings, Inc. has been notified by Nasdaq that its common stock no longer meets the minimum bid price requirement because the closing bid has stayed below $1.00 per share for 30 consecutive business days. The company has until August 31, 2026 to regain compliance by having its stock close at or above $1.00 for at least 10 consecutive business days.

If it fails to do so, Presurance may qualify for an additional 180 days if it meets other Nasdaq listing standards and formally commits to curing the deficiency. Shareholders previously approved a reverse stock split in June 2025 at a ratio between 1-for-2 and 1-for-12, and the board can choose the exact ratio any time before June 3, 2026, but plans to use this tool only if it believes it is in shareholders’ best interests. If compliance is not restored, Nasdaq could move to delist the common stock, which the company would be able to appeal.

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Rhea-AI Summary

Presurance Holdings, Inc. has been notified by Nasdaq that its common stock no longer meets the minimum bid price requirement because the closing bid has stayed below $1.00 per share for 30 consecutive business days. The company has until August 31, 2026 to regain compliance by having its stock close at or above $1.00 for at least 10 consecutive business days.

If it fails to do so, Presurance may qualify for an additional 180 days if it meets other Nasdaq listing standards and formally commits to curing the deficiency. Shareholders previously approved a reverse stock split in June 2025 at a ratio between 1-for-2 and 1-for-12, and the board can choose the exact ratio any time before June 3, 2026, but plans to use this tool only if it believes it is in shareholders’ best interests. If compliance is not restored, Nasdaq could move to delist the common stock, which the company would be able to appeal.

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Presurance Holdings, Inc. reported that 10% owner Clarkston Ventures, LLC exercised subscription rights in an out-of-the-money derivative transaction. Clarkston exercised 3,735,769 subscription rights at $0.00 per right and received 4,277,455 shares of common stock at $1.00 per share.

After the transaction, Clarkston reported owning 8,013,224 shares of Presurance common stock directly. A footnote states that Clarkston disclaims beneficial ownership of all shares held in client accounts.

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Presurance Holdings, Inc. reported that 10% owner Clarkston Ventures, LLC exercised subscription rights in an out-of-the-money derivative transaction. Clarkston exercised 3,735,769 subscription rights at $0.00 per right and received 4,277,455 shares of common stock at $1.00 per share.

After the transaction, Clarkston reported owning 8,013,224 shares of Presurance common stock directly. A footnote states that Clarkston disclaims beneficial ownership of all shares held in client accounts.

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FAQ

How many Presurance Holdings (PRHIZ) SEC filings are available on StockTitan?

StockTitan tracks 30 SEC filings for Presurance Holdings (PRHIZ), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Presurance Holdings (PRHIZ)?

The most recent SEC filing for Presurance Holdings (PRHIZ) was filed on May 28, 2026.