Every 10-Q that PRIMERICA, INC. (PRI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow PRI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PRI filings page.
Primerica, Inc., a diversified financial services distributor serving middle-income households in the U.S. and Canada, reports solid results for the quarter ended June 30, 2026. Total revenues were $ 865,067 (In thousands), up from $ 793,334 (In thousands) a year earlier. Net income for the quarter rose to $ 202,278 (In thousands) from $ 178,344 (In thousands), with diluted EPS of $ 6.45 versus $ 5.40. For the first six months of 2026, revenues were $ 1,737,759 (In thousands) and net income was $ 392,374 (In thousands), yielding diluted EPS of $ 12.42.
The Term Life Insurance segment generated Q2 revenues of $ 443,605 (In thousands) and income before income taxes of $ 148,479 (In thousands). The Investment and Savings Products segment continued to grow, with revenues of $ 360,518 (In thousands) and income before income taxes of $ 104,215 (In thousands). Corporate and Other Distributed Products contributed $ 60,944 (In thousands) of revenue and $ 5,525 (In thousands) of pre-tax income. As of June 30, 2026, total assets were $ 14,781,939 (In thousands) and stockholders’ equity was $ 2,522,954 (In thousands). Operating cash flow for the first half of 2026 was $ 350,610 (In thousands), while the company returned capital through common stock repurchases of $ 270,227 (In thousands) and dividends declared of $ 2.40 per share. Primerica also entered into a $ 110.0 million solar tax equity investment, recognizing income tax benefits of $ 50.3 million and related amortization of $ 45.7 million in Q2 2026.
Primerica, Inc. reported higher profitability for the quarter ended March 31, 2026. Total revenues were $872.7 million, up from $804.8 million a year earlier, driven mainly by growth in investment and savings products and higher net premiums.
Net income rose to $190.1 million from $169.1 million, with diluted EPS increasing to $5.97 from $5.05 as the company combined earnings growth with share repurchases. Term Life Insurance and Investment and Savings Products both delivered higher pre-tax income, while Corporate and Other remained a modest loss.
Total assets were $14.68 billion versus $15.01 billion at year-end, reflecting lower separate account assets and cash. Cash from operations was $156.8 million. The company returned capital through $38.1 million of dividends and $135.0 million of share repurchases, leaving 31.3 million shares outstanding at quarter-end.
Primerica (PRI) reported stronger results in its Q3 2025 10-Q. Total revenue rose to $839.9 million from $774.1 million a year ago, and net income increased to $206.8 million from $164.4 million. Diluted EPS from continuing operations was $6.35 versus $5.72. For the first nine months, revenue reached $2.44 billion and net income was $554.2 million.
Growth was broad-based. Term Life Insurance delivered income before taxes of $172.7 million as benefits and claims remained controlled and DAC amortization tracked policy growth. Investment & Savings Products posted income before taxes of $94.2 million on higher sales- and asset-based commissions. Corporate and Other contributed $4.8 million of pre-tax income.
The balance sheet showed total assets of $14.85 billion and stockholders’ equity of $2.30 billion. Year-to-date operating cash flow was robust at $562.9 million, supporting $380.0 million of share repurchases and $102.8 million in dividends. As of October 31, 2025, shares outstanding were 31,916,058.
Primerica Q2 2025 10-Q highlights
- Revenue inched up 0.3% YoY to $793.3 million; commissions & fees rose 14% while net premiums grew 3.6%.
- Pre-tax income from continuing ops fell 14% to $234.5 million; net income declined to $178.3 million (-15%) as prior-year results contained a one-off $50 million insurance recovery.
- Diluted EPS from continuing ops dropped to $5.40 (-11%); total diluted EPS unchanged by discontinued Senior Health unit, which caused a $208 million loss in Q2 2024.
- Segment performance: Term Life pre-tax profit +5% to $155.0 million; Investment & Savings Products +6% to $79.4 million; Corporate & Other near breakeven versus $50.2 million profit last year.
- Capital returns: 2Q buybacks of $127 million and dividends of $34 million reduced diluted share count 4% YoY to 32.9 million; YTD repurchases total $251 million.
- Balance sheet: Assets $14.83 b (+2% YTD); equity $2.31 b (+2%). Cash fell to $621 million after $329 million financing outflows. AOCI improved by $63 million YTD on discount-rate and FX movements.
- Liquidity & cash flow: Operating cash flow solid at $360 million versus $384 million YTD 2024; investing cash outflow $100 million driven by portfolio reinvestment.
Bottom line: Core franchises showed modest growth, but elevated expenses and loss of 2024’s non-recurring gain compressed margins. Shareholder payouts remain aggressive, sustaining mid-teens ROE.