Primerica (NYSE: PRI) director gains shares via phantom stock dividends

Rhea-AI Filing Summary

Primerica, Inc. director Amber Lynne Cottle reported an acquisition of common stock-equivalent units through the company’s Non-Employee Directors' Deferred Compensation Plan. On this Form 4, 14.565 shares were credited at a price of 249.0600 per share, representing dividends on phantom stock that were automatically reinvested.

These phantom stock units are convertible into common stock on a one-for-one basis under the plan’s terms. Following this dividend reinvestment, Cottle’s directly held balance in this plan increased to 3,176.7935 shares-equivalent, reflecting routine compensation-related accrual rather than an open-market purchase.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Cottle Amber Lynne

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	14.565	$249.06	$4K

Holdings After Transaction: Common Stock — 3,176.794 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cottle Amber Lynne

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GA 30099

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/13/2026		A		14.565(1)	A	$249.06	3,176.7935	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Primerica (PRI) report for Amber Lynne Cottle?

Primerica reported that director Amber Lynne Cottle acquired additional phantom stock units through its Non-Employee Directors' Deferred Compensation Plan. The acquisition reflects dividends on existing phantom stock that were automatically reinvested, rather than an open-market share purchase or sale by the director.

How many shares were added in Amber Lynne Cottle’s latest Primerica Form 4 filing?

The filing shows 14.565 shares credited to Amber Lynne Cottle’s account at a price of $249.0600 per share. These units were added as reinvested dividends on phantom stock under Primerica’s Non-Employee Directors' Deferred Compensation Plan, increasing her plan-related holdings.

What is phantom stock in the context of Primerica (PRI)’s director compensation?

Primerica’s phantom stock represents notional units credited under the Non-Employee Directors' Deferred Compensation Plan. According to the filing, phantom stock is convertible into common stock on a one-for-one basis, with dividends paid on these units automatically reinvested into additional phantom stock shares.

What is Amber Lynne Cottle’s total phantom stock balance after this Primerica transaction?

After this transaction, Amber Lynne Cottle’s directly held balance in the plan is 3,176.7935 shares. This figure reflects her phantom stock holdings following the automatic reinvestment of dividends, which credited 14.565 additional shares at $249.0600 per share on the transaction date.

Was the Primerica (PRI) insider transaction a market buy or a compensation-related award?

The transaction is compensation-related, classified as a grant, award, or other acquisition. The footnote explains it represents dividends on phantom stock that were automatically reinvested into additional phantom stock units under the Non-Employee Directors' Deferred Compensation Plan, not an open-market purchase.

How is the acquisition in Primerica’s Form 4 characterized in SEC terms?

The Form 4 uses transaction code “A,” described as a grant, award, or other acquisition. The filing notes this reflects dividends on phantom stock reinvested automatically into more phantom stock units, all convertible into common stock on a one-for-one basis under the plan’s provisions.