[Form 4] Primerica, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Primerica insider Form 4: Gary L. Crittenden, identified as a Director, reported a transaction dated 09/15/2025 related to Primerica, Inc. (PRI). The filing shows an acquisition coded A of 77.926 shares at a price of $274.23 per share, increasing his reported beneficial ownership to 20,625.585 shares. The form is signed on behalf of the reporting person by Stacey K. Geer on 09/16/2025. The filing notes that these shares reflect dividends on phantom stock that were automatically reinvested into additional phantom stock under the Non-Employee Directors' Deferred Compensation Plan; that phantom stock converts into common stock one-for-one under the plan terms.

Positive

• Transparent disclosure of the transaction date, amount acquired, price per share, and total beneficial ownership
• Clear explanation that the acquisition resulted from dividend reinvestment under the Non-Employee Directors' Deferred Compensation Plan
• Signature and filing details provided (attorney-in-fact signed on 09/16/2025), supporting regulatory compliance

Negative

• None.

Insights

Securities Analyst

TL;DR: Routine reinvestment increased a director's holding modestly; no exercise of options or cash sale was reported.

The transaction reflects an automatic dividend reinvestment into phantom stock that converts one-for-one to common shares, resulting in a reported acquisition of 77.926 shares at $274.23 and total beneficial ownership of 20,625.585 shares. This is a standard administrative transaction under a director deferred compensation plan rather than an active open-market purchase or sale. The filing provides clear disclosure of the mechanism and the reporting/signature details, supporting transparency for shareholders and regulators.

Corporate Governance Expert

TL;DR: Disclosure complies with Section 16 reporting for a director's deferred-compensation reinvestment.

The form identifies the reporting person as a director and describes the source of the acquired phantom shares as dividend reinvestment under the Non-Employee Directors' Deferred Compensation Plan. The one-for-one conversion feature is explicitly stated. The filing was executed by an attorney-in-fact, with signature and date provided. From a governance perspective, this is routine, fully disclosed insider activity consistent with plan terms and regulatory requirements.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CRITTENDEN GARY L

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GA 30099

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/15/2025		A		77.926(1)	A	$274.23	20,625.585	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did PRI director Gary L. Crittenden report on Form 4?

He reported an acquisition of 77.926 shares dated 09/15/2025, at a price of $274.23, bringing beneficial ownership to 20,625.585 shares.

Why were the shares acquired according to the filing?

The filing states these shares represent dividends on phantom stock reinvested automatically under the Non-Employee Directors' Deferred Compensation Plan.

Does the filing indicate an open-market purchase or option exercise?

No. The filing attributes the acquisition to phantom stock dividend reinvestment, not an open-market trade or option exercise.

Who signed the Form 4 and when?

The Form 4 was signed by Stacey K. Geer, attorney-in-fact on 09/16/2025.

What is the conversion feature of the phantom stock noted in the filing?

The filing states the phantom stock is convertible into common stock on a one-for-one basis under the plan terms.