Primerica (PRI) director reports 78.43 phantom stock dividend units

Rhea-AI Filing Summary

A director of Primerica, Inc. reported reinvestment of dividends into 78.43 shares of phantom stock on 12/15/2025 at $258.08 per share under the Non-Employee Directors' Deferred Compensation Plan. After this transaction, the director beneficially owns 19,541.171 shares of phantom stock on a direct basis. Phantom stock under this plan is convertible into common stock on a one-for-one basis.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider DAY CYNTHIA N

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	78.43	$258.08	$20K

Holdings After Transaction: Common Stock — 19,541.171 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DAY CYNTHIA N

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GA 30099

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		A		78.43(1)	A	$258.08	19,541.171	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Primerica (PRI) report on this Form 4?

A Primerica, Inc. director reported the acquisition of 78.43 shares of phantom stock on 12/15/2025, resulting from reinvested dividends under the Non-Employee Directors' Deferred Compensation Plan.

At what price were the Primerica (PRI) phantom stock shares credited?

The 78.43 shares of phantom stock were credited at a price of $258.08 per share, reflecting dividends paid on existing phantom stock that were reinvested under the plan.

How many phantom stock shares does the Primerica (PRI) director own after this transaction?

Following the reported transaction, the director beneficially owns 19,541.171 shares of phantom stock on a direct basis, as shown in the Form 4.

What is phantom stock in Primerica's Non-Employee Directors' Deferred Compensation Plan?

Under Primerica's Non-Employee Directors' Deferred Compensation Plan, phantom stock represents units that track common stock value and is convertible into common stock on a one-for-one basis in accordance with the plan's terms.

Was the Primerica (PRI) director buying shares on the open market?

No. The Form 4 states that the 78.43 shares of phantom stock represent dividends paid on phantom stock that were reinvested automatically into additional phantom stock under the Non-Employee Directors' Deferred Compensation Plan.

Is the reporting person a director, officer, or large shareholder of Primerica (PRI)?

The reporting person is identified as a Director of Primerica, Inc., and the Form 4 is filed by one reporting person.

Is the Primerica (PRI) director's ownership classified as direct or indirect?

The Form 4 reports the director's 19,541.171 shares of phantom stock as held with direct (D) beneficial ownership.