Primerica (NYSE: PRI) director gains phantom stock via dividend reinvestment

Rhea-AI Filing Summary

Primerica director Amber Lynne Cottle reported an automatic acquisition of additional phantom stock units tied to common stock. The filing shows 12.4726 shares credited on reinvested dividends at $278.96 per share under the Non-Employee Directors' Deferred Compensation Plan, bringing her directly held phantom stock-equivalent balance to 3,831.5743 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Cottle Amber Lynne

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	12.473	$278.96	$3K

Holdings After Transaction: Common Stock — 3,831.574 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Phantom stock units acquired: 12.4726 shares Reference price per share: $278.96 per share Total phantom-equivalent shares after transaction: 3,831.5743 shares

3 metrics

Phantom stock units acquired 12.4726 shares Dividend reinvestment on phantom stock as of 2026-06-12

Reference price per share $278.96 per share Price associated with phantom stock dividend reinvestment

Total phantom-equivalent shares after transaction 3,831.5743 shares Directly held phantom stock equivalents following the grant

Key Terms

phantom stock, Non-Employee Directors' Deferred Compensation Plan, convertible into common stock on a one-for-one basis, Grant, award, or other acquisition

4 terms

phantom stock financial

"Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock"

A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.

Non-Employee Directors' Deferred Compensation Plan financial

"in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan"

convertible into common stock on a one-for-one basis financial

"Phantom stock is convertible into common stock on a one-for-one basis"

Grant, award, or other acquisition regulatory

"transaction_code_description": "Grant, award, or other acquisition""

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cottle Amber Lynne

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GEORGIA 30099

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/12/2026		A		12.4726(1)	A	$278.96	3,831.5743	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	06/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Primerica (PRI) disclose in this Form 4?

Primerica director Amber Lynne Cottle reported an automatic grant of 12.4726 phantom stock units. These units resulted from reinvested dividends under the Non-Employee Directors' Deferred Compensation Plan and are tied one-for-one to Primerica common stock.

Was the Primerica (PRI) Form 4 transaction an open-market stock purchase?

No, the transaction was not an open-market purchase. It reflects dividends on existing phantom stock that were automatically reinvested into 12.4726 additional phantom stock units under a deferred compensation plan for non-employee directors.

What price and share amount were reported in the Primerica (PRI) Form 4?

The Form 4 shows 12.4726 phantom stock units credited at a reference price of $278.96 per share. These units are linked one-for-one to Primerica common stock, reflecting dividend reinvestment rather than a discretionary market trade.

How many Primerica-related shares does Amber Lynne Cottle hold after this Form 4?

After the reported dividend reinvestment, Amber Lynne Cottle holds 3,831.5743 shares in phantom stock equivalents. These are reported as directly owned and are convertible into Primerica common stock on a one-for-one basis under the applicable plan.

What is phantom stock in the context of Primerica (PRI) directors?

Phantom stock is a deferred compensation instrument that tracks Primerica’s common stock one-for-one. For non-employee directors, dividends on existing phantom units are automatically reinvested into additional units, which can later convert into common shares under plan terms.