Welcome to our dedicated page for Park National SEC filings (Ticker: PRK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Park National Corporation (NYSE American: PRK) SEC filings page provides access to the company’s official regulatory documents filed with the U.S. Securities and Exchange Commission. As an Ohio-incorporated commercial banking holding company, Park submits periodic and current reports that describe its financial condition, results of operations, governance decisions, and significant corporate events.
Investors and researchers can use this page to review Park’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which present detailed information on net interest income, net income, loan and deposit balances, asset quality, capital ratios, and risk factors. These filings also include management’s discussion and analysis of financial results and explanations of non-U.S. GAAP measures such as return on average tangible equity, return on average tangible assets, tangible equity to tangible assets, tangible book value per share, and pre-tax, pre-provision net income.
Current reports on Form 8-K offer more timely insight into specific events. Recent 8-K filings disclose quarterly and annual earnings releases, investor presentations, amendments to the Code of Business Conduct and Ethics, leadership changes, and the Agreement and Plan of Merger with First Citizens Bancshares, Inc. Another 8-K describes the planned redemption of subordinated notes, while a separate filing notes the planned retirement of a long-serving director.
Through this page, users can also locate registration statements and merger-related documents, such as the planned Registration Statement on Form S-4 associated with the First Citizens transaction. These materials explain the structure of the merger, the share exchange terms, and the regulatory and shareholder approvals required.
Stock Titan’s platform enhances access to Park’s filings by providing real-time updates from the SEC’s EDGAR system and AI-powered summaries that highlight key points in lengthy documents. Users can quickly identify important items in 10-K and 10-Q reports, understand the implications of 8-K disclosures, and review information relevant to governance, capital structure, and strategic transactions for PRK.
Park National Bank, as trustee, reports beneficial ownership of 1,253,581 common shares of Park National Corporation, representing 7.8% of the class as of 12/31/2025. The bank has sole voting power over all 1,253,581 shares and sole dispositive power over 307,680 shares.
The shares are certified as acquired and held in the ordinary course of business and not for the purpose of changing or influencing control of Park National Corporation.
Park National Corporation has furnished an investor presentation outlining its recent growth, financial strength, and the completed merger with First Citizens Bancshares, Inc. As of December 31, 2025, Park had $9.8 billion in assets, a 1.78% return on average assets, and a 15.76% return on average tangible common equity.
The company highlights a strong capital base with a 14.0% CET1 ratio and consistently low net charge-offs, including 0.08% of total loans in 2025. Park closed the all‑stock acquisition of $2.6 billion‑asset First Citizens on February 1, 2026, creating a pro forma $12.7 billion franchise and projecting 15% 2026 EPS accretion, while maintaining a high share of non‑interest‑bearing deposits and diversified fee income.
Park National Corporation director Jeff Agee reported receiving Park common shares in connection with the merger of First Citizens Bancshares, Inc. into Park. On February 1, 2026, his Form 4 shows multiple non-derivative transactions coded "J" at a price of $0.00 per share.
The filing reports 7,779.72 Park common shares held directly and 19,160.44 shares held indirectly through an ESOP. It also reports 833.56 shares held indirectly by his spouse and 412.36 shares held through his spouse’s ESOP. Each FIZN share beneficially owned was converted into the right to receive 0.52 Park shares, and Park’s closing price on the merger’s effective date was $162.94.
Park National Corp director Jeff Agee filed an initial insider ownership report on Form 3, reflecting his status as a director as of 02/01/2026. The filing states in the remarks that no securities are beneficially owned, and it reports no transactions or derivative positions.
Park National Corporation completed its merger with First Citizens Bancshares, Inc. on February 1, 2026, with Park as the surviving company. Each share of First Citizens common and Class A common stock was converted into the right to receive 0.52 Park common shares.
Immediately after closing, First Citizens National Bank merged into The Park National Bank, which remains the surviving bank. Former First Citizens chairman and CEO Jeffrey D. Agee joined Park’s board, now totaling 14 directors, and will lead the new Tennessee Region under an employment agreement with an annual base salary of $560,982.
Park National Corporation reported stronger results and announced a higher shareholder payout while confirming progress on its pending merger with First Citizens Bancshares. Net income reached $42.6 million for the quarter ended December 31, 2025, up 10.4% from $38.6 million a year earlier, and $180.1 million for 2025, an 18.9% increase from $151.4 million in 2024. Pre-tax, pre-provision net income rose to $56.5 million in Q4 and $232.8 million for the year. Net interest income grew 9.9% to $437.3 million, driven by higher loan balances and improved loan yields, along with lower funding costs from deposits and borrowings.
Loans outstanding increased to $8.05 billion, led by commercial and home equity growth, while investment securities declined as the balance sheet was repositioned. The allowance for credit losses increased to $93.0 million, or 1.15% of total loans, as net charge-offs fell to 0.08% of average loans. Total deposits were $8.24 billion, with uninsured deposits of about $1.5 billion, or 18.5% of total deposits. The efficiency ratio improved to 57.94% and return on average assets rose to 1.78%.
The board declared a $1.10 per common share quarterly cash dividend, payable March 10, 2026 to shareholders of record on February 20, 2026. Park also highlighted its Agreement and Plan of Merger with First Citizens Bancshares, noting that First Citizens’ shareholders have approved the deal and key regulatory approvals have been obtained. The holding company merger and related bank merger are currently expected to close on February 1, 2026, subject to customary closing conditions.
Park National Corporation is urging shareholders of First Citizens Bancshares, Inc. to vote FOR their proposed merger at a special meeting on January 21, 2026. The letter highlights that the transaction offers First Citizens shareholders a premium to the stock’s unaffected price and allows them to share in the potential upside of the combined company. The First Citizens board unanimously recommends the merger, and proxy advisory firm Institutional Shareholder Services also supports a FOR vote.
The merger remains subject to approval by First Citizens shareholders and other customary closing conditions, with details provided in an effective Form S-4 registration statement and proxy statement/prospectus. The communication also includes extensive forward-looking statement disclosures, outlining risks such as possible failure to obtain shareholder or regulatory approvals, potential closing delays, integration challenges, and business or employee disruptions related to the merger.
Park National Corporation reported that long-time director and former chief executive officer C. Daniel DeLawder will retire from its Board of Directors and will not stand for re-election at the 2026 Annual Meeting of Shareholders. His term as director will end immediately before that meeting. In connection with his retirement, he will also step down as Chair of the Executive Committee of both Park National Corporation and Park National Bank, as well as Chair of the Park National Bank Wealth Management Committee.
The company highlighted Mr. DeLawder’s 55-year career with the organization, including a 15-year term as CEO, noting his long-standing advocacy for the bank. The Nominating and Corporate Governance Committee will evaluate its recommendation to fill the board vacancy created by his retirement at its next meeting.
Park National Corporation and First Citizens Bancshares have agreed to an all‑stock merger in which First Citizens will be absorbed into Park. Each share of First Citizens common stock will be converted into 0.52 shares of Park common stock, with cash paid only in lieu of fractional Park shares.
Based on First Citizens shares outstanding and reserved as of December 11, 2025, Park expects to issue about 1.99 million shares, leaving former First Citizens shareholders with roughly 11% of the combined company and existing Park holders with about 89%. The companies expect the merger and subsequent bank merger to qualify as a tax‑free reorganization for most U.S. First Citizens shareholders, except for cash in lieu of fractional shares.
Completion requires separate majority approvals from holders of First Citizens voting common and Class A common stock, plus bank regulatory approvals. First Citizens shareholders have dissenters’ rights under Tennessee law and may seek cash payment of the court‑determined fair value of their shares instead of Park stock. If the agreement is terminated in specified circumstances, First Citizens may owe Park a $12.5 million termination fee.