Park National Corporation furnished an Investor Presentation pursuant to Item 7.01, providing slides as Exhibit 99.1 and making them available on its website. The presentation’s Safe Harbor Statement text is incorporated by reference.
The filing states this communication is not an offer or solicitation. Park notes a proposed transaction with First Citizens and intends to file a Form S-4 to register Park common shares to be issued in connection with that transaction. The S-4 will include a proxy statement/prospectus, and investors are urged to review those materials when available on the SEC’s website and Park’s investor relations page.
Park National Corporation reported stronger results for Q3 2025. Net income for the quarter was $47.2 million, up from $38.2 million a year earlier, with diluted earnings per share rising to $2.92 from $2.35. Net interest income increased to $111.0 million as funding costs declined and loan interest grew.
For the first nine months of 2025, net income reached $137.4 million versus $112.8 million in 2024, and diluted earnings per share rose to $8.48 from $6.95. Total assets were $9.86 billion, loans were $7.99 billion, and deposits were $8.33 billion at September 30, 2025.
The allowance for credit losses stood at $91.8 million, while nonperforming loans increased to $90.6 million from $69.9 million at year-end 2024. Park also repaid $190.0 million of subordinated notes during the first nine months of 2025, reducing this debt to zero.
Park National Corp (PRK) director C. Daniel DeLawder reported an acquisition of common shares. On 10/27/2025, he acquired 345 common shares at $0, awarded under the Park National Corporation 2017 Long‑Term Incentive Plan for Non‑Employee Directors.
Following the transaction, beneficial ownership was reported as 60,346 common shares direct. Indirect holdings included 26,945.075 common shares via KSOP, 12,515.498 common shares via a Managing Agency Account, and 50,232 common shares via spouse.
Park National (PRK) director Leon Zazworsky reported an insider award of common stock. On 10/27/2025, he acquired 345 common shares at $0 pursuant to the Park National Corporation 2017 Long‑Term Incentive Plan for Non‑Employee Directors.
Following the transaction, his direct beneficial ownership is 49,575 shares. The filing also lists 100 shares held indirectly through a spouse’s account, and an additional indirect interest via the Moundvest Investment Club as described.
Park National Corporation (PRK) director reported an equity award on a Form 4. On 10/27/2025, the reporting person acquired 345 common shares at $0 per share, reflecting a stock grant under the company’s 2017 Long‑Term Incentive Plan for Non‑Employee Directors.
Following the transaction, the director beneficially owned 2,681 common shares, held directly. No derivative securities were reported in this filing.
Park National Corporation (PRK) reported an insider equity award. Director Timothy S. McLain acquired 345 common shares on 10/27/2025 at $0, granted under the company’s 2017 Long-Term Incentive Plan for Non-Employee Directors.
Following this award, McLain’s directly held shares total 5,091. This filing reflects routine director equity compensation rather than an open-market purchase.
Park National Corporation (PRK) director Frederic M. Bertley reported an award of 345 common shares on 10/27/2025 at $0, pursuant to the Park National Corporation 2017 Long-Term Incentive Plan for Non-Employee Directors.
Following the grant, Bertley beneficially owns 1,794 shares, held directly.
Park National Corp (PRK): Form 4 insider transaction. Director F. W. Englefield IV reported an equity award of 345 common shares on 10/27/2025, coded “A” (grant/acquisition), at a stated price of $0. The award was made under the Park National Corporation 2017 Long‑Term Incentive Plan for Non‑Employee Directors.
Following the transaction, Englefield directly beneficially owns 8,985 common shares. Indirect holdings include 54 shares as Trustee of the Anthony J Englefield Trust and 53 shares as Trustee of the Janet Englefield Trust fbo Anthony J Englefield.
Park National (PRK) reported a Form 4 for director Donna M. Alvarado. On 10/27/2025, she acquired 345 common shares at $0 as an equity award under the Park National Corporation 2017 Long‑Term Incentive Plan for Non‑Employee Directors. Following the transaction, she directly owns 9,214.0898 shares.
The filing notes that the reported beneficial ownership figure can differ due to additional shares acquired under Park’s dividend reinvestment plan.
Park National Corp (PRK) reported an insider transaction on a Form 4. A director acquired 345 common shares on 10/27/2025 at $0, coded “A,” awarded under the company’s 2017 Long‑Term Incentive Plan for Non‑Employee Directors.
Following the grant, the director directly beneficially owns 13,422.051 shares. Indirect holdings include 6,000 shares in a spouse’s managing agency account, 1,000 shares in a trust for Alex O’Neill, 1,000 shares in a trust for Ellen O’Neill, and 5,000 shares via a custodial agency for Southgate Company Limited Partnership, with beneficial ownership disclaimed as described. The filing notes beneficial ownership figures can differ due to dividend reinvestment plan acquisitions.