[8-K] PROVIDENT FINANCIAL HOLDINGS INC Reports Material Event

Rhea-AI Filing Summary

Provident Financial Holdings, Inc. filed an 8-K stating it distributed financial results for the quarter ended September 30, 2025. The company also made its quarterly Investor Presentation available on its website and attached both materials to the filing.

The news release is included as Exhibit 99.1 and the Investor Presentation as Exhibit 99.2. The filing identifies PROV as its NASDAQ trading symbol.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 28, 2025

PROVIDENT FINANCIAL HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Delaware	000-28304	33-0704889
(State or other jurisdiction	(Commission	(I.R.S. Employer
of incorporation)	File Number)	Identification No.)

3756 Central Avenue, Riverside, California	92506
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code:  (951)686-6060

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $.01 per share		PROV		The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [  ]

Item 2.02  Results of Operations and Financial Condition

On October 28, 2025, Provident Financial Holdings, Inc. (“Corporation”), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter ended September 30, 2025. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 7.01  Regulation FD Disclosure.

On October 28, 2025, the Corporation posted its Investor Presentation for the quarter ended September 30, 2025 on the Corporation’s website, www.myprovident.com, under Presentations in the Investor Relations section. A copy of the Investor Presentation is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

Item 9.01  Financial Statements and Exhibits

(d) Exhibits

	99.1		News release of the Corporation’s financial results for the quarter ended September 30, 2025.
	99.2		Investor Presentation of Provident Financial Holdings, Inc. for the quarter ended September 30, 2025.
	104		Cover Page Interactive Data File (formatted in Inline XBRL and contained in Exhibit 101)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 28, 2025		PROVIDENT FINANCIAL HOLDINGS, INC.
		/s/ Peter C. Fan
		Peter C. Fan
		Senior Vice President and Chief Financial Officer
		(Principal Financial and Accounting Officer)

FAQ

What did PROV announce in this 8-K?

The company distributed financial results for the quarter ended September 30, 2025 and posted its Investor Presentation.

Which period does the PROV update cover?

It covers the quarter ended September 30, 2025.

Where can I find PROV’s investor presentation?

It is posted on the company’s website under Investor Relations and attached as Exhibit 99.2.

What exhibits are attached to the PROV 8-K?

Exhibit 99.1 is the news release of quarterly results and Exhibit 99.2 is the Investor Presentation.

What is PROV’s stock exchange and ticker?

Common stock trades on The NASDAQ Stock Market LLC under the symbol PROV.

Does the 8-K include detailed financial figures?

Detailed figures are contained in the attached news release (Exhibit 99.1) and the Investor Presentation (Exhibit 99.2).