Welcome to our dedicated page for PROVIDENT FINANCIAL HOLDINGS SEC filings (Ticker: PROV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on PROVIDENT FINANCIAL HOLDINGS's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into PROVIDENT FINANCIAL HOLDINGS's regulatory disclosures and financial reporting.
Provident Financial Holdings, Inc. (PROV), the holding company for Provident Savings Bank, reports a community banking-focused franchise centered in California’s Inland Empire, with $1.21 billion in total assets, $910.4 million in deposits and $126.2 million in stockholders’ equity at June 30, 2026.
Loans held for investment total $1.03 billion, or 85% of assets, dominated by single-family mortgages of $565.9 million and multi-family loans of $395.9 million. Investment securities declined 18% to $90.5 million as cash flows were used elsewhere. Asset quality remains solid, with non-performing single-family loans reduced to $50,000 and non-performing multi-family/commercial real estate loans of $455,000. The allowance for credit losses on loans is $5.85 million. The company maintains a long-running quarterly dividend program and an active share repurchase authorization.
Provident Financial Holdings Inc. senior vice president Michael Scott Van Stockum reported a disposition of 272 shares of common stock on August 12, 2026, representing shares withheld by the company to satisfy tax withholding obligations on vesting restricted stock. After this, he holds 10,051 shares directly, including 8,250 shares of restricted stock scheduled to vest in tranches through 2030, and an additional 5,684 shares indirectly through an ESOP.
Provident Financial Holdings Inc. Senior Vice President Robert Scott Ritter reported a Code F transaction in common stock. On 2026-08-12, 601 shares were withheld by the issuer at $18.02 per share to satisfy tax withholding obligations tied to vested restricted stock. After this, he directly held 27,482 shares, including 4,500 shares of restricted stock that vest on May 23, 2028, and indirectly held 6,298 shares through an ESOP.
Provident Financial Holdings Inc. Vice President Sunarto Haryanto Lee reported a tax-related share withholding. On 2026-08-12, 357 shares of common stock at $18.02 per share were withheld by the issuer to satisfy tax withholding obligations triggered by the vesting of restricted stock. Following this, Lee holds 4,687 shares directly, including 2,625 restricted shares under the Provident 2022 Equity Incentive Plan that vest on May 23, 2028, and 10,258 additional shares are held indirectly through an ESOP.
Provident Financial Holdings Inc. President & CEO Donavon P. Ternes reported a Form 4 transaction involving company common stock. On 2026-08-12, 1,346 shares were withheld by the issuer at $18.02 per share to satisfy Ternes’ tax withholding obligations related to the vesting of restricted stock, rather than sold in an open-market trade. After this tax-withholding disposition, Ternes directly holds 219,909 shares, which include 9,000 shares of restricted stock scheduled to vest on May 23, 2028 and 47,500 shares owned by his spouse. He also reports 20,750 shares held indirectly through an ESOP.
Provident Financial Holdings Inc. Senior Vice President Gwendolyn Wertz reported a Code F transaction where 601 shares of common stock were withheld by the issuer on August 12, 2026 at $18.02 per share to satisfy tax withholding obligations on vesting restricted stock.
After this withholding, she holds 18,083 shares directly, including 4,500 shares of restricted stock under the Provident 2022 Equity Incentive Plan that vest on May 23, 2028, and an additional 8,207 shares held indirectly through an ESOP.
Provident Financial Holdings director Matthew Webb exercised stock options for 7,000 shares of common stock at $12.09 per share on July 30, 2026, increasing his direct holdings to 8,000 shares. He continues to hold 17,000 stock options from 2023 and 2024 grants under the Provident 2022 Equity Incentive Plan with vesting dates in 2026, 2027 and 2028.
Provident Financial Holdings, Inc., holding company for Provident Savings Bank, reported stronger results for the quarter and fiscal year ended June 30, 2026. Fourth-quarter net income was $2.18 million, or $0.35 per diluted share, up 61% from the prior quarter and 34% from a year earlier. For fiscal 2026, net income was $6.66 million and diluted EPS was $1.03, up 11% from $0.93 in fiscal 2025.
Fourth-quarter net interest margin was 3.21%, 27 basis points higher than the prior-year quarter, as lower funding costs and higher loan yields lifted net interest income to $9.31 million. Total deposits were $910.4 million and loans held for investment were about $1.03 billion at June 30, 2026. Asset quality was very strong, with non-performing assets at 0.04% of total assets and no net charge-offs, while the allowance for credit losses on loans was $5.9 million, or 0.57% of gross loans. The bank remained well capitalized, with a Tier 1 leverage ratio of 10.30%. The company also returned capital through repurchasing 89,974 shares at an average $16.97 and paying a quarterly dividend of $0.14 per share.
Van Stockum Michael Scott reported acquisition or exercise transactions in this Form 4 filing.
Provident Financial Holdings senior vice president Michael Scott Van Stockum reported a grant of 6,000 shares of common stock on July 23, 2026 at $0.00 per share, increasing his direct holdings to 10,323 shares. These include 750 restricted shares vesting August 12, 2026, 2,250 vesting May 23, 2028, and 6,000 vesting 50% on July 23, 2028 and 50% on July 23, 2030. He also indirectly holds 5,684 shares through an ESOP.
Provident Financial Holdings Inc disclosed the share ownership of Senior Vice President Michael Scott Van Stockum. He reports 5684 common shares held indirectly through an Employee Stock Ownership Plan and 4323 shares held directly, including 750 restricted shares vesting on August 12, 2026 and 2250 restricted shares vesting on May 23, 2028.