Provident Financial CEO has 1,338 shares withheld

Q: What shares were included in Donavon P. Ternes's reported PROV ownership?

The reported 224,484-share position included 3,750 restricted shares under the 2013 Equity Incentive Plan, vesting August 12, 2026, and 18,000 restricted shares under the 2022 Equity Incentive Plan, with 50% vesting May 23, 2026 and 50% May 23, 2028. It also included 47,500 shares owned by his spouse.

The President & CEO's reported position after withholding was 224,484 shares, alongside 16,880 shares held indirectly through the ESOP.

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Form Type

Rhea-AI Filing Summary

Provident Financial Holdings Inc. (PROV) President & CEO Donavon P. Ternes reported that the issuer withheld 1,338 common shares on August 12, 2024, to satisfy tax withholding obligations tied to restricted-stock vesting; the reported price was $13.24 per share. Ternes's reported post-transaction position was 224,484 shares, including 47,500 shares owned by his spouse. A separate indirect holding was 16,880 shares by ESOP.

Insider Trade Summary

Tax Withholding: 1,338 shares

Tax Withholding 2 txns

Insider TERNES DONAVON P

Role President & CEO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock, PAR value $0.01 ^{F1, F2}	1,338	$13.24	$18K
holding	Common Stock, PAR value $0.01	--	--	--

Holdings After Transaction: Common Stock, PAR value $0.01 — 224,484 shares (Direct); Common Stock, PAR value $0.01 — 16,880 shares (Indirect, By ESOP)

Footnotes (2)

F1. Represents shares withheld by the issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock.
F2. The ownership of 224,484 shares include 3,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026; 18,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, 50% vesting on May 23, 2026 and 50% vesting on May 23, 2028; and 47,500 shares owned by the reporting person's spouse.

Key Figures

Shares withheld for tax: 1,338 shares Reported per-share price: $13.24 per share Reported post-transaction position: 224,484 shares +4 more

7 metrics

Shares withheld for tax 1,338 shares August 12, 2024; withholding tied to restricted-stock vesting

Reported per-share price $13.24 per share August 12, 2024 transaction

Reported post-transaction position 224,484 shares Following the August 12, 2024 transaction; includes 47,500 shares owned by his spouse

Indirect ESOP holding 16,880 shares Reported as held by ESOP on August 12, 2024

Spouse-owned shares included 47,500 shares Included in the reported 224,484-share position

Restricted stock under 2013 Equity Incentive Plan 3,750 shares Vesting on August 12, 2026

Restricted stock under 2022 Equity Incentive Plan 18,000 shares 50% vesting May 23, 2026 and 50% May 23, 2028

Key Terms

tax withholding obligations, restricted stock, ESOP

3 terms

tax withholding obligations financial

"to satisfy tax withholding obligations"

restricted stock financial

"in connection with the vesting of restricted stock"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

ESOP financial

"By ESOP"

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many PROV shares were withheld from the CEO for taxes?

Provident Financial Holdings Inc. President & CEO Donavon P. Ternes had 1,338 common shares withheld by the issuer on August 12, 2024, to satisfy tax withholding obligations tied to restricted-stock vesting. The reported price was $13.24 per share.

What shares were included in Donavon P. Ternes's reported PROV ownership?

The reported 224,484-share position included 3,750 restricted shares under the 2013 Equity Incentive Plan, vesting August 12, 2026, and 18,000 restricted shares under the 2022 Equity Incentive Plan, with 50% vesting May 23, 2026 and 50% May 23, 2028. It also included 47,500 shares owned by his spouse.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/07/2026 - 12:02 PM Accepted by SEC EDGAR 10/07/2026 - 12:01 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TERNES DONAVON P

(Last)

(First)

(Middle)

3756 CENTRAL AVENUE

(Street)

RIVERSIDE

CALIFORNIA

92506

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL HOLDINGS INC [ PROV ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	President & CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/12/2024

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock, PAR value $0.01	08/12/2024		F		1,338⁽¹⁾	D	$13.24	224,484⁽²⁾	D
Common Stock, PAR value $0.01								16,880	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents shares withheld by the issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock.

2. The ownership of 224,484 shares include 3,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026; 18,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, 50% vesting on May 23, 2026 and 50% vesting on May 23, 2028; and 47,500 shares owned by the reporting person's spouse.

	/s/Donovan P. Ternes	10/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR