Provident Financial CEO has 3,229 shares withheld

The President & CEO's reported share position includes restricted stock scheduled to vest on August 12, 2026, and May 23, 2028.

Rhea-AI Filing Summary

Provident Financial Holdings Inc. (PROV) President & CEO Donavon P. Ternes had 3,229 shares withheld by the issuer on May 23, 2026, to satisfy tax-withholding obligations tied to restricted-stock vesting; the reported price was $17.23 per share. He reported direct ownership of 221,255 shares afterward, including 3,750 restricted shares vesting August 12, 2026, 9,000 vesting May 23, 2028, and 47,500 shares owned by his spouse. He also reported 20,750 shares held indirectly by the ESOP.

Insider Trade Summary

Tax Withholding: 3,229 shares

Tax Withholding 2 txns

Insider TERNES DONAVON P

Role President & CEO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock, PAR value $0.01 F1, F2	3,229	$17.23	$56K
holding	Common Stock, PAR value $0.01	--	--	--

Holdings After Transaction: Common Stock, PAR value $0.01 — 221,255 shares (Direct); Common Stock, PAR value $0.01 — 20,750 shares (Indirect, By ESOP)

Footnotes (2)

1. F1. Represents shares withheld by the issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock.
2. F2. The ownership of 221,255 shares include 3,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026, 9,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vests on May 23, 2028, and 47,500 shares owned by the reporting person's spouse.

Key Figures

Shares withheld: 3,229 shares Reported price per share: $17.23 per share Direct shares following transaction: 221,255 shares +4 more

7 metrics

Shares withheld 3,229 shares For tax withholding on May 23, 2026

Reported price per share $17.23 per share For the shares withheld on May 23, 2026

Direct shares following transaction 221,255 shares Reported after the transaction on May 23, 2026

Indirect ESOP holding 20,750 shares Reported on May 23, 2026

Restricted shares vesting August 12, 2026 3,750 shares Included in reported ownership of 221,255 shares

Restricted shares vesting May 23, 2028 9,000 shares Included in reported ownership of 221,255 shares

Shares owned by spouse 47,500 shares Included in reported ownership of 221,255 shares

Key Terms

tax withholding obligations, restricted stock, vesting, ESOP, +1 more

5 terms

tax withholding obligations financial

"satisfy tax withholding obligations in connection with the vesting of restricted stock"

restricted stock financial

"shares of restricted stock under the Provident 2013 Equity Incentive Plan"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

vesting financial

"in connection with the vesting of restricted stock"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

ESOP financial

"By ESOP"

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

Equity Incentive Plan financial

"under the Provident 2022 Equity Incentive Plan"

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many PROV shares did the President & CEO have withheld for taxes?

Donavon P. Ternes, President & CEO, had 3,229 shares withheld by the issuer on May 23, 2026, to satisfy tax-withholding obligations connected with restricted-stock vesting. The reported price was $17.23 per share.

What shares did Donavon P. Ternes report after the PROV withholding?

After the transaction, Ternes reported direct ownership of 221,255 shares, including 3,750 restricted shares scheduled to vest August 12, 2026, 9,000 scheduled to vest May 23, 2028, and 47,500 shares owned by his spouse. A separate indirect holding of 20,750 shares was listed as held by the ESOP.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 10/07/2026 - 11:40 AM Accepted by SEC EDGAR 10/07/2026 - 11:40 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TERNES DONAVON P

(Last) (First) (Middle)

3756 CENTRAL AVENUE

(Street)

RIVERSIDE CALIFORNIA 92506

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL HOLDINGS INC [ PROV ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, PAR value $0.01	05/23/2026		F		3,229(1)	D	$17.23	221,255(2)	D
Common Stock, PAR value $0.01								20,750	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld by the issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock.

2. The ownership of 221,255 shares include 3,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026, 9,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vests on May 23, 2028, and 47,500 shares owned by the reporting person's spouse.

	/s/Donovan P. Ternes	10/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)