Paysafe Ltd Chief Accounting Officer Nicole Yvette Nahlous filed an initial ownership report showing her equity stake in the company. She holds several blocks of restricted stock units tied to common shares, including 3,835; 8,856; 12,048; 11,294; and 5,046 underlying shares, plus 23,348 common shares held directly. The restricted stock units vest on specific dates and schedules in 2026, with some vesting on April 1, April 23, September 30 and October 1, 2026, either fully or in equal annual installments.
Paysafe Ltd executive Richard Swales has filed an initial Form 3 reporting his equity holdings in the company. As Chief Risk & Compliance Officer, he reports multiple awards of Restricted Stock Units (RSUs) tied to Paysafe common stock, including blocks covering 269,906, 83,747, 65,516, 24,291, 23,805 and 10,849 underlying shares. He also reports direct ownership of 43,140 common shares.
The RSU and restricted stock awards carry different vesting schedules, with units and shares set to vest on dates including April 3, 2026, in two or three equal annual installments beginning April 1, 2026, and in installments on April 1, 2026, October 1, 2026, January 4, 2027 and beginning March 4, 2027. This filing outlines Swales’ current equity-based compensation and future vesting timeline, rather than any recent market purchases or sales.
Paysafe Ltd filed a Form 3 showing Chief Legal & People Officer Elliott Wiseman’s existing equity stake. He directly holds 146,121 shares of common stock and multiple restricted stock unit awards that convert into common shares as they vest between 2026 and 2027, reflecting compensation-related equity rather than recent market trades.
Paysafe Ltd executive Lee Chi Eun, Chief Transformation Officer, filed an initial ownership report showing existing equity interests in the company. The filing lists direct ownership of 41,680 common shares and multiple blocks of restricted stock units over common stock, which vest between April 2026 and January 2027 under various schedules.
Paysafe Ltd’s Chief Revenue Officer Robert Gatto filed an initial Form 3 reporting his equity holdings. He lists 144,101 common shares held directly, along with several grants of restricted stock units that can convert into common stock at an exercise price of $0.0000.
The RSU awards cover underlying common shares in blocks including 22,042, 65,516, 111,663, 10,288, 269,906 and 18,219 shares. Footnotes state these restricted stock and RSU grants vest in scheduled installments between April 1, 2026 and March 4, 2027.
Paysafe Ltd Chief Operating Officer Aston Roy filed a Form 3 reporting his existing equity holdings in the company. The filing lists multiple Restricted Stock Unit (RSU) awards tied to common stock, including blocks for 296,897, 124,070 and 97,061 underlying shares, plus 159,259 directly held common shares. These RSUs vest over time, with various schedules beginning on April 1, 2026, March 4, 2027 and other specified dates, meaning his ownership will increase as service-based vesting conditions are met.
Paysafe Ltd Chief Financial Officer John Harland Crawford filed an initial ownership report detailing his equity stake in the company. He holds multiple grants of Restricted Stock Units tied to Paysafe common stock, including awards over 64,662; 124,070; 371,121; and 21,863 underlying shares, plus 104,432 common shares held directly. The Restricted Stock Units vest on various schedules, with installments and cliff vesting dates beginning on April 1, 2026 and continuing through January 4, 2027 and March 4, 2027, aligning his compensation with future company performance.
Paysafe Ltd Chief Executive Officer Bruce F. Lowthers Jr. filed an initial ownership report showing a mix of stock options, restricted stock units (RSUs), and common shares in Paysafe. He holds stock options over 83,333 common shares at an exercise price of 34.9200 and options over another 83,333 shares at 69.8400, both expiring on May 2, 2032. He also reports RSUs tied to 123,432, 339,172, 434,244, and 1,889,340 common shares, plus 526,714 shares of common stock held directly. Footnotes indicate these equity awards vest over time, including vesting dates beginning on April 1, 2026 and March 4, 2027, meaning much of this position is scheduled to become fully owned only as service-based conditions are met.
Paysafe Limited is a Bermuda‑incorporated, London‑based payments platform focused on merchants and consumers in global entertainment sectors. It enables online transactions through payment processing, digital wallets and online cash solutions, and had 51,676,354 common shares outstanding as of the end of 2025.
The company outlines a highly leveraged capital structure built around a $305 million revolving credit facility, first‑lien term loans in U.S. dollars and euros, and senior secured notes in both currencies, with maturities ranging from 2027 to 2029 and interest tied to SOFR or EURIBOR plus margins. A separate $75 million revolving facility supports its U.S. processing subsidiary.
Paysafe highlights extensive risk factors: exposure to cyberattacks and data breaches, global economic and geopolitical volatility, pandemics, strict and evolving financial and data‑privacy regulation, dependence on banks and card networks, heavy competition, substantial indebtedness and variable‑rate interest costs, and the need to protect its brand, technology and intellectual property while integrating acquisitions and managing third‑party providers.
Paysafe Limited reported mixed fourth quarter and full year 2025 results. Fourth quarter revenue was $438.4 million, up 4% year over year, driven by 4% organic growth, including 2% from Merchant Solutions and 6% from Digital Wallets. However, the quarter showed a net loss of $25.2 million versus net income of $33.5 million a year earlier, as restructuring and legal costs and weaker foreign exchange gains weighed on results. Adjusted EBITDA for the quarter slipped 1% to $102.1 million, while operating cash flow rose 27% to $74.9 million.
For 2025, revenue was essentially flat at $1.70 billion, despite a $99.1 million headwind from a disposed business, with organic revenue up 5%. The company recorded a full year net loss of $182.5 million compared with net income of $22.2 million in 2024, largely due to a $118.6 million increase in income tax expense from valuation allowances and higher restructuring and other costs. Full year Adjusted EBITDA declined 5% to $428.8 million, while unlevered free cash flow was broadly stable at $297.8 million. As of December 31, 2025, Paysafe held $250.2 million of cash and cash equivalents and $2.6 billion of total debt, resulting in net debt of $2.4 billion. The company issued 2026 guidance for revenue of $1.79–$1.83 billion, Adjusted EBITDA of $449–$464 million, and Adjusted EPS of $2.12–$2.32, signaling expectations for renewed growth in profitability.