PVBC files 8-K, furnishes Sep 30, 2025 quarter earnings release

Rhea-AI Filing Summary

Provident Bancorp, Inc. (PVBC) furnished an earnings press release for the quarter ended September 30, 2025. The company reported that, on October 23, 2025, it issued a press release detailing its quarterly results, which is attached as Exhibit 99.1. The disclosure is being furnished under Item 2.02 and is not deemed filed for purposes of Section 18 of the Exchange Act. The filing confirms PVBC’s common stock trades on The NASDAQ Stock Market LLC under the symbol PVBC.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 23, 2025

PROVIDENT BANCORP, INC.

(Exact Name of Registrant as Specified in Charter)

Maryland		001-39090		84-4132422
(State or Other Jurisdiction		(Commission File No.)		(I.R.S. Employer
of Incorporation)				Identification No.)
	5 Market Street, Amesbury, Massachusetts		01913
	(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (877) 487-2977

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol		Name of each exchange on which registered
Common stock		PVBC		The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company                ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 2.02 Results of Operations and Financial Condition

On October 23, 2025, Provident Bancorp, Inc. (the “Company”) issued a press release announcing its earnings for the quarter ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference. The information contained in this Item 2.02, including the related information set forth in the press release, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit Description

	99.1	Press release dated October 23, 2025
	104	The cover page from this current report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		PROVIDENT BANCORP, INC.
DATE: October 23, 2025		By:	/s/ Joseph B. Reilly
			Joseph B. Reilly
			President and Chief Executive Officer

FAQ

What did Provident Bancorp (PVBC) announce on October 23, 2025?

PVBC issued and furnished an earnings press release for the quarter ended September 30, 2025, attached as Exhibit 99.1.

Which period does the PVBC earnings press release cover?

The press release covers the quarter ended September 30, 2025.

How is the PVBC earnings information treated under SEC rules?

It is being furnished under Item 2.02 and not deemed filed for purposes of Section 18 of the Exchange Act.

Where can investors find the detailed PVBC results?

The detailed results are in the attached Exhibit 99.1 press release.

What is Provident Bancorp’s trading symbol and exchange?

PVBC’s common stock trades on The NASDAQ Stock Market LLC under the symbol PVBC.

Who signed the report for PVBC?

The report was signed by Joseph B. Reilly, President and Chief Executive Officer.