Paypal Holdings SEC Filings

PayPal Holdings, Inc. announced that its European subsidiaries entered into a Receivables Purchase Agreement to sell up to €65 billion of UK and European buy now, pay later loan receivables to Alps 2.0 Partners over a 28‑month commitment period, in a forward‑flow structure. Closing of this transaction is subject to financing, legal opinions and other specified conditions and is expected in the fourth quarter of 2025. PayPal (Europe) and PayPal UK will continue to service the receivables portfolio under a separate Receivables Management Agreement, with limits on how loan terms can be modified without purchaser consent. The agreements include detailed repurchase or indemnity obligations for certain problem loans, multiple termination events, and a Guaranty Agreement under which PayPal Holdings guarantees key payment obligations of its subsidiaries.

PayPal Holdings (PYPL) officer Suzan Kereere reported equity transactions related to restricted stock units. On 11/15/2025, 8,503 restricted stock units were converted into shares of PayPal common stock at an exercise price of $0.0, increasing her direct common stock holdings. On the same date, 4,341 shares were withheld to cover tax obligations at a price of $62.81 per share, as part of the vesting process. After these transactions, Kereere directly beneficially owned 35,145 shares of PayPal common stock and 42,514 derivative securities in the form of restricted stock units, reflecting ongoing equity-based compensation tied to company performance and tenure.

PayPal Holdings, Inc. established a commercial paper program allowing issuance of short‑term, unsecured notes up to an aggregate $5.0 billion outstanding at any time. The Notes will be issued under an exemption from Securities Act registration, sold at a discount or at par, with maturities not exceeding 397 days. Net proceeds are expected to be used for general corporate purposes.

The company expects its revolving credit facility to serve as a liquidity backstop and intends to maintain available capacity at least equal to aggregate outstanding borrowings under the program. As of the report date, the company had not issued any Notes. Dealer Agreements include customary terms, with a national bank acting as issuing and paying agent.

PayPal Holdings (PYPL) reported an insider transaction by its EVP, Global Chief Risk Officer, Aaron Webster. On 11/10/2025, Webster executed three open-market sales of PayPal common stock at prices near $66.29.

The sales totaled 7,198 shares at $66.29, 934 shares at $66.2901, and 1,150 shares at $66.295. Following these transactions, Webster’s reported beneficial ownership was 35,699 shares.

PayPal Holdings (PYPL) disclosed an insider transaction by Suzan Kereere, President, Global Markets. On 11/03/2025, she sold 10,000 common shares at a weighted average price of $68.8535 (sales ranged from $68.8300 to $68.8800), followed by a sale of 2,500 shares at $68.96. After these sales, her beneficial ownership stood at 30,983 shares, held directly.

PayPal Holdings (PYPL) insider transaction: EVP, GM Consumer Group Diego Scotti reported open‑market sales of common stock on 10/30/2025 pursuant to a Rule 10b5‑1 plan adopted on March 7, 2025.

The sales occurred in three tranches: 1,897 shares at a weighted average price of $68.406 (range $67.95–$68.92); 1,800 shares at $69.465 (range $69.07–$70.05); and 141 shares at $70.2049 (range $70.17–$70.29). After these transactions, Scotti directly beneficially owned 16,989 shares.

The filing classifies the transactions as dispositions (“S”) and indicates direct ownership. The disclosure notes the use of a pre‑arranged trading plan under Rule 10b5‑1, which schedules trades in advance.

PayPal Holdings (PYPL) reported an insider transaction by Suzan Kereere, President, Global Markets. On 10/30/2025, Kereere sold 5,000 shares of common stock at a weighted average price of $69.5244, with individual sale prices ranging from $69.4750 to $69.6100. Following the sale, she beneficially owns 43,483 shares, held directly.

The filing notes the transactions were made pursuant to a Rule 10b5-1 trading plan adopted on March 7, 2025, which pre‑sets trading parameters.

PayPal Holdings (PYPL) insider activity: A company officer reported a sale of common stock on a Form 4. The VP, Chief Accounting Officer sold 1,374 shares at $69.1318 on 10/30/2025. Following the transaction, direct beneficial ownership was 0 shares.

The filing indicates the transaction code “S,” which denotes an open-market or private sale. The ownership form is listed as Direct.

PayPal Holdings, Inc. reported stronger Q3 results. Net revenues were $8,417 million, up from $7,847 million a year ago, and operating income rose to $1,520 million from $1,391 million. Net income increased to $1,248 million versus $1,010 million, with diluted EPS of $1.30 compared to $0.99.

Revenue mix remained anchored by transaction revenues of $7,522 million and $895 million from other value added services. By geography, the U.S. generated $4,753 million and other countries $3,664 million. Year to date, operating cash flow was $4,032 million. The company repurchased $4,551 million of common stock over the nine months.

On the balance sheet as of September 30, 2025, cash and cash equivalents were $8,995 million, long-term debt was $11,276 million, and total assets were $79,801 million. Management adopted crypto asset fair value accounting (ASU 2023-08) and applied SAB No. 122, which removed prior safeguarding balances from December 31, 2024 totals.