[Form 3] QCR Holdings Inc Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Form 3 Overview: On 06/20/2025, QCR Holdings Inc. (ticker: QCRH) filed an Initial Statement of Beneficial Ownership for Laura L. Ekizian, recently identified as President & CEO of QCBT, a subsidiary bank.

Equity Position: Ms. Ekizian reports ownership of 15,868 common shares—5,965 held directly and 9,903 held indirectly through a managed account.

Derivative Holdings:

• Stock options covering 9,000 shares with strike prices ranging from $22.64 to $56.79 and expiration dates between 02/01/2026 and 03/01/2034.
• Performance-based restricted stock units totaling 888 shares, vesting in four equal annual installments beginning in 2024-2026, depending on grant.

Key Takeaways: The filing establishes Ms. Ekizian’s baseline equity stake as she assumes executive responsibilities. No open-market purchases or sales are disclosed; therefore, the filing is administrative and does not alter QCRH’s capital structure.

Positive

• Meaningful insider equity stake (15,868 shares plus 9,888 derivative rights) aligns new executive’s incentives with shareholders.

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine Form 3 shows new subsidiary CEO holds ~15.9k shares plus options; neutral governance signal, aligns incentives.

The Form 3 is primarily procedural, triggered by Laura Ekizian becoming a Section 16 officer. Her direct and indirect holdings (≈0.1% of outstanding shares) and sizable option package demonstrate alignment with shareholders but do not represent fresh capital inflow. Strike prices mostly exceed QCRH’s 06/20/25 market level (~$53), indicating options become valuable only with future appreciation, reinforcing performance focus. Because no transactions occurred, the filing is not materially impactful to valuation or liquidity. It does, however, give investors visibility into executive ownership and confirms incentive structure.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Ekizian Laura L

(Last) (First) (Middle)

3551 SEVENTH STREET

SUITE 204

(Street)

MOLINE IL 61265

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
06/10/2025

3. Issuer Name and Ticker or Trading Symbol
QCR HOLDINGS INC [ QCRH ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO, QCBT

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	5,965	D
Common Stock	9,903	I	by Managed Account

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-Qualified Stock Option (right to buy)	02/01/2017(1)	02/01/2026	Common Stock	1,000	$22.64	D
Non-Qualified Stock Option (right to buy)	03/01/2020(1)	03/01/2029	Common Stock	750	$36	D
Non-Qualified Stock Option (right to buy)	03/02/2021(1)	03/02/2030	Common Stock	750	$40	D
Non-Qualified Stock Option (right to buy)	03/01/2022(1)	03/01/2031	Common Stock	1,000	$43.61	D
Non-Qualified Stock Option (right to buy)	03/01/2019(1)	03/01/2028	Common Stock	750	$44.15	D
Non-Qualified Stock Option (right to buy)	03/01/2018(1)	03/01/2027	Common Stock	750	$45	D
Non-Qualified Stock Option (right to buy)	03/01/2024(1)	03/01/2033	Common Stock	1,000	$53.31	D
Non-Qualified Stock Option (right to buy)	03/01/2023(1)	03/01/2032	Common Stock	1,000	$53.87	D
Non-Qualified Stock Option (right to buy)	03/01/2025(1)	03/01/2034	Common Stock	1,000	$56.79	D
Performance Shares	03/01/2024(2)	03/01/2027	Common Stock	200	$53.31	D
Performance Shares	03/03/2026(3)	03/03/2029	Common Stock	372	$75.04	D
Performance Shares	01/02/2026(4)	01/02/2029	Common Stock	316	$79.27	D

Explanation of Responses:

1. These options are exercisable in annual increments of 25% each, with the first 25% vesting on the first anniversary of the option grant.

2. Represents a restricted stock unit grant. Each restricted stock unit represents a contingent right to receive one share of QCR Holdings, Inc. common stock or the cash equivalent of one share of common stock. The restricted stock units vest in four annual equal installments beginning on March 1, 2024.

3. Represents a restricted stock unit grant. Each restricted stock unit represents a contingent right to receive one share of QCR Holdings, Inc. common stock or the cash equivalent of one share of common stock. The restricted stock units vest in four annual equal installments beginning on March 3, 2026.

4. Represents a restricted stock unit grant. Each restricted stock unit represents a contingent right to receive one share of QCR Holdings, Inc. common stock or the cash equivalent of one share of common stock. The restricted stock units vest in four annual equal installments beginning on January 2, 2026.

	By: Shellee R. Showalter For: Laura Ekizian	06/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many QCRH shares does Laura L. Ekizian own directly and indirectly?

Direct: 5,965 shares  |  Indirect (managed account): 9,903 shares.

What derivative securities are disclosed in the QCRH Form 3?

Stock options for 9,000 shares and performance RSUs for 888 shares with vesting schedules beginning 2024-2026.

Does the filing indicate any recent purchase or sale of QCRH stock?

No. The Form 3 only establishes initial ownership; it reports no new transactions.

What is Laura Ekizian’s role at QCR Holdings?

She is listed as President & CEO of QCBT, a subsidiary of QCR Holdings.

Why was this Form 3 filed on 06/20/2025?

Section 16 requires an initial ownership filing within 10 days after becoming an officer or director; the event date was 06/10/2025.