Qfin Holdings, Inc. (QFNHF) SEC Filings

Qfin Holdings, Inc. (QFIN) reported unaudited second-quarter 2026 results showing a sharp slowdown in a difficult Chinese consumer credit market. Total net revenue was RMB3,566.6 million, down from RMB5,215.9 million a year earlier, while net income fell to RMB401.4 million from RMB1,730.5 million, affected by weaker loan volumes, lower pricing and a non-recurring tax-related expense of about RMB500 million. Non-GAAP net income was RMB454.9 million, with a non-GAAP net margin of 12.8%.

Management highlighted a focus on asset quality and efficiency, with operating cash flow of RMB1.1 billion and total cash and short-term investments of about RMB10.6 billion at June 30, 2026. The board approved a semi-annual dividend of US$0.46 per ADS for the first half of 2026 and updated on its March 2025 share repurchase plan, under which it has bought about 5.6 million ADSs for roughly US$234 million. Qfin appointed Prof. Dong Lou as an independent director and guided third-quarter 2026 net income to RMB360–460 million and non-GAAP net income to RMB400–500 million, implying a year-on-year decline of 67–73% amid continued industry contraction and regulatory pressure.

Qfin Holdings, Inc. states that its Board will meet on August 25, 2026 (Beijing/Hong Kong time) to approve unaudited financial results for the second quarter and six months ended June 30, 2026 and to consider any dividend recommendation. The company plans to publish these Q2 and Interim 2026 Financial Results on August 26, 2026 (Beijing/Hong Kong time) before trading hours on the Hong Kong Stock Exchange and on its investor relations website.

Management will host an earnings call at 8:30 p.m. U.S. Eastern Time on August 25, 2026 (8:30 a.m. Beijing/Hong Kong time on August 26, 2026), with pre-registration required via an online link, and will provide a live and archived webcast on the company’s investor relations site.

The Goldman Sachs Group, Inc. and Goldman Sachs & Co. LLC report their ownership position in QFIN HOLDINGS, INC. Class A ordinary shares on an amended Schedule 13G. The Goldman Sachs entities report beneficial ownership of 3,690,439.85 Class A shares, representing 1.5% of the class.

They report shared voting power and shared dispositive power over these 3,690,439.85 shares, with no sole voting or sole dispositive power. The filing confirms that the reporting group owns 5 percent or less of this class of securities. Goldman Sachs & Co. LLC is identified as the subsidiary through which the securities are owned or deemed beneficially owned, and a joint filing agreement authorizes combined reporting by the two entities.

Qfin Holdings, Inc. filed a Form 6-K to report the results of its 2026 annual general meeting. Shareholders approved an ordinary resolution to re-appoint Deloitte Touche Tohmatsu and Deloitte Touche Tohmatsu Certified Public Accountants LLP as the Company’s auditors until the conclusion of the next annual general meeting, and authorized the board to fix their remuneration for the year ending December 31, 2026.

The filing also reiterates that Qfin operates a leading AI-empowered Credit-Tech platform in China, providing technology services that help financial institutions, consumers and SMEs across the loan lifecycle, from borrower acquisition and credit assessment to fund matching and post-facilitation services.

Qfin Holdings director Chen Xiaohuan reported an open-market purchase of 4,000 American Depositary Shares at $14.41 per ADS. This increased Chen’s direct holdings to 19,000 ADS. Each ADS represents two Class A ordinary shares of Qfin Holdings, Inc.

Chen is also associated with 250,000 ADS held indirectly through TPC Compounder Master Fund, managed by Twin Peaks Capital Limited. Chen disclaims beneficial ownership of these indirectly held ADS except to the extent of any pecuniary interest.

Qfin Holdings, Inc. reported a change in its leadership structure. The company announced that Mr. Dan Zhao has resigned from its board of directors for personal reasons, effective June 3, 2026. Following his resignation, the board now comprises eight directors in total.

Qfin Holdings, Inc. director and Chief Financial Officer Zuoli Xu received grants of employee stock options as part of compensation. The awards cover a total of 55,212 underlying Class A Ordinary Shares at an exercise price of $0.00001 per share. The options were vested on 20 May 2026, carry no market purchase or sale of shares, and have expiration dates in 2034 and 2035. Following these awards, Xu holds these options directly rather than through an intermediary entity.

Qfin Holdings, Inc. Chief Risk Officer Yan Zheng reported receiving two grants of employee stock options. The awards cover 6,720 and 287,744 underlying Class A Ordinary Shares with an exercise price of US$ 0.00001 per share, vesting on 20 May 2026. Following these derivative awards, reported option holdings were 627,904 and 621,184 stock options in the respective lines, with expiration dates in 2034 and 2035. No open-market purchases or sales were reported in this filing.

Qfin Holdings, Inc. director and Chief Executive Officer Haisheng Wu reported awards of stock options covering a total of 658,462 Class A Ordinary Shares. These options consist of grants over 7,404 shares, 34,058 shares, and 617,000 shares, each recorded at an exercise price of US$0.00001 per share. Footnotes state that the employee share options were vested on 20 May 2026, meaning they are fully exercisable. Following these grants, Wu’s derivative holdings reflected 1,342,578 options linked to Class A Ordinary Shares, indicating this filing records compensation-related awards rather than any market purchase or sale of shares.