Welcome to our dedicated page for QNB SEC filings (Ticker: QNBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
QNB Corp. (QNBC) files periodic and current reports with the U.S. Securities and Exchange Commission as a Pennsylvania bank holding company. These SEC filings document the company’s financial condition, results of operations, governance changes, and significant corporate transactions involving QNB Bank and its affiliates.
On this page, you can review QNB Corp.’s Forms 10-K and 10-Q for detailed discussions of net interest income, net interest margin, asset quality, provisions for credit losses on loans, non-interest income and expense, and risk factors referenced in its public earnings releases. Current reports on Form 8-K provide timely disclosure of material events, such as quarterly earnings announcements furnished under Item 2.02, investor slide presentations furnished under Item 7.01, and governance or board changes reported under Item 5.02.
Filings from September 2025 include extensive information on QNB Corp.’s Agreement and Plan of Merger with The Victory Bancorp, Inc., reported under Item 1.01. These documents describe the planned merger structure, exchange ratio, post-merger governance arrangements, and the conditions required for closing. Related exhibits include the Merger Agreement, support agreements with directors of both companies, and a joint press release.
Other 8-K filings cover the appointment of directors, such as the addition of Randall E. Stauffer to the boards of QNB Bank and QNB Corp., and the furnishing of quarterly financial results. Together, these filings offer a comprehensive view of QNB’s regulatory disclosures, capital actions, and strategic initiatives.
Stock Titan’s platform adds AI-powered summaries on top of QNB Corp.’s filings to highlight key points from lengthy documents, explain complex sections in accessible language, and surface items such as earnings trends, merger terms, and board or governance changes. Real-time updates from EDGAR help users quickly locate new 10-K, 10-Q, and 8-K filings, as well as exhibits related to major transactions.
QNB CORP. director Joseph W. Major reported acquiring common stock connected to the QNB Bank - Victory merger. He received 35,027 shares of common stock directly on a grant or award basis at $0.00 per share, reflecting non‑cash consideration.
On the same date, an additional 2,750 shares of common stock were acquired indirectly and are reported as held by his spouse. Following these transactions, his reported direct holdings total 35,027 shares, and indirect spouse holdings total 2,750 shares, all characterized as grant, award, or other acquisition rather than open‑market purchases.
QNB CORP. director Kevin L. Johnson reported acquiring 19,905 shares of common stock. The shares were granted at a stated price of $0.0000 per share, reflecting an award rather than a market purchase, and were received in connection with the QNB Bank - Victory merger.
After this transaction, Johnson directly holds 19,905 common shares, indicating this award represents his full reported direct ownership in the company following the merger-related grant.
QNB Corp. completed its acquisition of The Victory Bancorp, Inc. on April 1, 2026, merging Victory into QNB in a stock-for-stock transaction. Each outstanding share of Victory common stock was converted into the right to receive 0.5500 shares of QNB common stock, with cash paid instead of fractional shares, while existing QNB shares were unchanged.
Victory Bank then merged into QNB Bank, which will operate Victory Bank as a division during an interim period before a planned systems conversion the weekend of June 19–21, 2026. The QNB and bank boards added Joseph W. Major as Vice Chairman and Kevin L. Johnson as directors, and QNB entered into a 24‑month consulting and non‑competition agreement with Mr. Major worth $665,865. QNB also amended its bylaws to create the Vice Chairman role and will later file required financial and pro forma information for the transaction.
QNB CORP. director Kevin L. Johnson filed an initial Form 3 reporting his insider position in the company’s common stock. The filing shows he held 0 shares of common stock directly after the reported date, establishing a baseline for any future insider transactions.
QNB CORP. director Major Joseph W filed an initial Form 3 reporting his beneficial ownership of the company’s common stock. The filing shows a direct holding of 0 shares of Common Stock following the reported holding entry.
QNB CORP. director Randy S. Bimes reported an open-market purchase of 262.9503 shares of Common Stock at $38.03 per share. After this transaction, he directly owns 266,299.2831 shares. His holdings include 981.8146 shares acquired through the Dividend Reinvestment Plan.
QNB Corp. furnished an investor slide presentation that it made available to analysts and prospective investors on March 26, 2026. The materials discuss the corporation’s operating strategies, growth plans, and financial performance. The slide deck is provided as Exhibit 99.1 under Item 7.01 and is expressly treated as furnished, not filed, under securities laws.
QNB Corp. reports solid 2025 results and outlines a pending merger with The Victory Bancorp. Total assets reached $1.91B with loans of $1.26B, deposits of $1.64B and shareholders’ equity of $129.6M as of December 31, 2025.
Net income was $14.1M, up from $11.4M in 2024, with diluted EPS of $3.78 and an adjusted non‑GAAP EPS of $4.08 excluding $1.1M after‑tax merger costs. Return on average assets was 0.74% and return on average equity was 12.28%.
The bank’s net interest margin improved to 2.72%, loans grew 3.8% year over year, and deposits increased 0.9%. Asset quality remained manageable with non‑performing loans of $8.8M, or 0.70% of total loans. Regulatory capital ratios were strong, including a Tier 1 capital ratio of 12.39% and leverage ratio of 9.02%.
QNB operates 12 full‑service branches in southeastern Pennsylvania and continues to emphasize community banking, small‑business lending, and technology-enabled services. Under a definitive agreement signed in September 2025, Victory will merge into QNB, creating a combined organization with nearly $2.4B in assets, expected to close in the second quarter of 2026, subject to customary conditions.
QNB CORP. director Randall Edward Stauffer filed an initial ownership report on Form 3 showing beneficial ownership of 800 shares of QNB CORP. common stock. These shares are reported as held directly by the director, with no derivative securities disclosed.
QNB Corp. and The Victory Bancorp, Inc. announced that they have received all required regulatory approvals to complete their previously announced merger transaction. The merger, first disclosed on September 23, 2025, is now expected to close during the second quarter, subject to customary closing conditions.
QNB Corp. is the holding company for QNB Bank, which operates twelve branches in Bucks, Lehigh, and Montgomery Counties in Pennsylvania and offers a range of commercial and retail banking, securities, advisory, and title insurance services. Victory Bancorp is the parent of The Victory Bank, a Pennsylvania commercial bank focused on business lending and traditional consumer banking with four offices in Montgomery and Berks Counties.