Welcome to our dedicated page for QNB SEC filings (Ticker: QNBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
QNB Corp. (QNBC) files periodic and current reports with the U.S. Securities and Exchange Commission as a Pennsylvania bank holding company. These SEC filings document the company’s financial condition, results of operations, governance changes, and significant corporate transactions involving QNB Bank and its affiliates.
On this page, you can review QNB Corp.’s Forms 10-K and 10-Q for detailed discussions of net interest income, net interest margin, asset quality, provisions for credit losses on loans, non-interest income and expense, and risk factors referenced in its public earnings releases. Current reports on Form 8-K provide timely disclosure of material events, such as quarterly earnings announcements furnished under Item 2.02, investor slide presentations furnished under Item 7.01, and governance or board changes reported under Item 5.02.
Filings from September 2025 include extensive information on QNB Corp.’s Agreement and Plan of Merger with The Victory Bancorp, Inc., reported under Item 1.01. These documents describe the planned merger structure, exchange ratio, post-merger governance arrangements, and the conditions required for closing. Related exhibits include the Merger Agreement, support agreements with directors of both companies, and a joint press release.
Other 8-K filings cover the appointment of directors, such as the addition of Randall E. Stauffer to the boards of QNB Bank and QNB Corp., and the furnishing of quarterly financial results. Together, these filings offer a comprehensive view of QNB’s regulatory disclosures, capital actions, and strategic initiatives.
Stock Titan’s platform adds AI-powered summaries on top of QNB Corp.’s filings to highlight key points from lengthy documents, explain complex sections in accessible language, and surface items such as earnings trends, merger terms, and board or governance changes. Real-time updates from EDGAR help users quickly locate new 10-K, 10-Q, and 8-K filings, as well as exhibits related to major transactions.
QNB CORP. executive Scott G. Orzehoski, EVP Chief Lending Officer, reported equity awards in company stock. On February 13, 2026, he acquired three performance-based restricted stock awards of 250 shares each at $38 per share, and a separate grant of 750 shares of common stock at the same price, all held directly. The filing also lists multiple existing “Common Stock (Right to Buy)” positions with updated post-transaction share balances, reflecting his outstanding rights but not new purchases or sales.
QNB CORP. executive Christina Mcdonald, EVP Chief Marketing Officer, reported equity awards in company stock. On February 13, 2026, she received three grants of 250 performance-based restricted stock award units each and an additional 750 shares of common stock, all reported as grant or award acquisitions at $38.00 per share. Several lines also update her direct holdings of "Common Stock (Right to Buy)" with no new buy or sell activity indicated.
Lehocky Jeffrey reported acquisition or exercise transactions in this Form 4 filing.
QNB CORP. Executive Vice President and Chief Financial Officer Jeffrey Lehocky reported equity awards on February 13, 2026. He received three performance-based restricted stock awards of 250 shares each and a grant of 750 shares of common stock, all at a reference price of $38 per share. These awards are reported as directly owned and represent compensation rather than open-market purchases.
Covelens Courtney Lee reported acquisition or exercise transactions in this Form 4 filing.
QNB CORP. executive Courtney Lee Covelens, EVP and Chief Retail Officer, reported equity awards on 2026-02-13. She received three performance-based restricted stock awards of 250 shares each at $38 per share, and a separate grant of 750 shares of common stock at the same price, all held directly. Additional entries list existing rights to buy common stock with updated holding balances but no share purchases or sales.
Cattie Christopher T reported acquisition or exercise transactions in this Form 4 filing.
QNB CORP. executive vice president and chief operating officer Christopher T. Cattie reported equity awards in company stock. On February 13, 2026, he received three performance-based restricted stock awards of 250 shares each at $38.00 per share, all held directly.
He was also granted 750 shares of QNB CORP. common stock at $38.00 per share, increasing his directly held common stock to 4,852.0165 shares. The filing also lists several existing direct holdings of rights to buy common stock with updated post-transaction balances.
QNB Corp President and Chief Executive Officer David W. Freeman exercised options to acquire 3,375 shares of common stock at $32.50 per share on February 12, 2026. After this derivative conversion, his direct common stock holdings increased to 33,216.7133 shares, and he continues to directly hold 3,500 options with a $37.26 exercise price expiring in 2027.
QNB Corp EVP and Chief Operating Officer Christopher T. Cattie reported option-related stock transactions. On 02/12/2026 he exercised options for 3,375 shares of common stock at $32.50 per share. To cover tax obligations, 2,933 shares were withheld at $37.63 per share. After these transactions, he directly owned 4,102.0165 QNB Corp common shares and continued to hold multiple stock option grants with expirations extending through 2035.
QNB Corp. executive Scott G. Orzehoski, EVP and Chief Lending Officer, reported multiple equity transactions dated January 30, 2026. He exercised rights to buy 3,375 shares of QNB Corp. common stock at $32.50 per share, which increased his holdings before subsequent dispositions.
On the same date, he sold 300 shares of common stock at $38.28 per share and had 2,650 shares disposed of in a transaction priced at $37.75 per share, leaving him with 16,092 shares of common stock held directly. He also continues to hold several outstanding stock option awards on QNB Corp. common stock with exercise prices ranging from $23.40 to $37.26 and expiration dates between 2027 and 2035.
QNB Corp. furnished an update on its recent performance by announcing consolidated financial results for the fourth quarter ended December 31, 2025. The company provided these results through a press release dated January 27, 2026, which is attached as Exhibit 99.1.
The information about these quarterly results is being furnished rather than filed under securities laws, meaning it is not automatically incorporated into other securities filings unless specifically referenced.
QNB Corp. and The Victory Bancorp plan a stock-for-stock merger that will combine their Pennsylvania community banking operations. Victory will merge into QNB, followed by the merger of The Victory Bank into QNB Bank, with QNB and QNB Bank surviving. Each Victory common share is expected to convert into 0.5500 shares of QNB common stock, with cash paid instead of fractional shares. Based on shares outstanding as of December 17, 2025, former Victory shareholders are expected to own about 22.8% of the combined company. Both companies will hold special shareholder meetings on February 19, 2026 to vote on the merger and related adjournment proposals, and each board unanimously recommends voting in favor. The parties expect the transaction to qualify as a tax-free reorganization for most Victory shareholders, and Victory holders have dissenters’ rights under Pennsylvania law, subject to a 10.0% cap condition in the merger agreement.