QNB Corp. filings document the regulatory record of a Pennsylvania bank holding company and its QNB Bank subsidiary. The company’s Form 8-K reports cover operating results, Regulation FD presentation materials, material agreements, governance matters, capital-structure disclosures, and completed acquisition activity, including a merger in which The Victory Bancorp, Inc. merged into QNB Corp. and The Victory Bank merged into QNB Bank.
Proxy materials for QNB Corp. address annual meeting voting, director elections, governance practices, and compensation disclosures. The filing record also documents common stock matters, shareholder voting mechanics, financial performance releases, and formal material-event disclosures tied to the company’s banking business and public-company obligations.
QNB Corp. reports that on April 1, 2026 it completed its previously announced acquisition of The Victory Bancorp, Inc., with Victory merging into QNB Corp. as the surviving corporation. QNB presents Victory’s unaudited March 31, 2026 consolidated financial statements and unaudited pro forma combined financial information giving effect to the merger.
As of March 31, 2026, Victory reported $457,820 (in thousands) in total assets, including loans receivable of $406,000 (in thousands) and securities of $15,754 (in thousands), funded mainly by deposits of $409,221 (in thousands). Subordinated debt totaled $17,392 (in thousands) and stockholders’ equity was $30,166 (in thousands).
For the three months ended March 31, 2026, Victory generated net interest income of $3,930 (in thousands) and recorded a net loss of $3,374 (in thousands), or $(1.68) per basic and diluted share, driven by $3,933 (in thousands) of merger-related salary and benefit expenses and a $719 (in thousands) loss on securities sales. The allowance for credit losses was $3,434 (in thousands) with nonaccrual loans of $74 (in thousands), and the bank subsidiary’s Common Equity Tier 1 ratio of 11.01% and Tier 1 leverage ratio of 9.88% exceeded well-capitalized regulatory thresholds.
QNB Corp. reported second-quarter 2026 results that reflect its April 1, 2026 acquisition of Victory Bancorp, Inc. GAAP net income for the quarter was $3,015,000, or $0.60 per diluted share, compared with $3,883,000, or $1.04 per diluted share, a decline driven by $2,227,000 of merger-related costs after tax.
Excluding these one-time items, adjusted net income rose to $5,242,000 and adjusted diluted EPS to $1.05, slightly above $1.04 a year earlier. For the first six months of 2026, net income was $5,780,000 (diluted EPS $1.32), while adjusted net income reached $9,029,000 with adjusted diluted EPS of $2.06.
Total assets increased to $2,398,970,000 at June 30, 2026 as the Victory transaction added $408,379,000 of loans, $409,165,000 of deposits and $47,101,000 of equity. Tax-equivalent net interest margin improved to 3.16% from 2.69%, and asset quality remained stable with non-performing loans at 0.61% of loans receivable.
Major Joseph W reported open-market purchase transactions in this Form 4 filing.
QNB CORP. director Joseph W. Major reported acquiring 219 shares of QNB CORP. common stock on July 1, 2026 at $43.85 per share. A footnote states these shares were issued under the 2023 Non-Employee Director Compensation Plan, indicating a compensation-related award rather than a discretionary market trade. Following this transaction, Major directly holds 70,964 shares of QNB CORP. common stock.
QNB CORP. director Joseph W. Major reported compensation-related acquisitions of common stock. On April 1, 2026, he received a grant of 70,745 shares of common stock held directly and a separate grant of 2,750 shares held as indirect ownership through his spouse, both at a reported price of $0.00 per share. Following these transactions, his reported holdings total 70,745 directly owned shares and 2,750 indirectly owned shares.
QNB CORP. director Autumn R. Bayles bought 219 shares of common stock in an open-market purchase at $43.85 per share. After this transaction, she directly owns about 3,283.815 shares.
Her holdings also include shares accumulated through a dividend reinvestment plan and a non-employee director compensation plan.
QNB Corp. reported the results of its 2026 Annual Meeting of Shareholders. Holders of 4,993,046 shares of common stock were entitled to vote. Shareholders elected four Class II directors—Laurie A. Bergman, Randy S. Bimes, Kenneth F. Brown, Jr., and Randall E. Stauffer—for three-year terms.
Investors also approved the 2026 Employee Stock Purchase Plan, with 2,630,365 votes for, 35,230 against, 24,958 abstentions, and 546,197 broker non-votes. In addition, shareholders ratified the appointment of Baker Tilly US, LLP as QNB’s independent registered public accounting firm for 2026, with 3,210,074 votes for, 9,332 against, and 17,344 abstentions.
QNB Corp. filed an amended report to add detailed financial information for its acquisition of The Victory Bancorp, Inc., which closed on April 1, 2026. The amendment includes Victory’s audited consolidated financial statements as of December 31, 2025 and 2024 and for those fiscal years.
It also provides unaudited pro forma condensed combined financial statements showing QNB and Victory together. A pro forma combined balance sheet as of March 31, 2026 and income statements for the year ended December 31, 2025 and the three months ended March 31, 2026 are presented using the acquisition method of accounting.
The disclosed preliminary purchase consideration for Victory is $47,106, allocated to identifiable net assets of $35,961 and resulting in estimated goodwill of $11,145 and a core deposit intangible of $7,916. Management emphasizes these pro forma figures are illustrative and may change as fair value analyses are finalized.
QNB Corp. distributed an investor slide presentation to existing and prospective investors. The slides describe the company’s operating strategy, growth plans, and financial performance at a high level.
The presentation is furnished as Exhibit 99.1 under Item 7.01 and is not treated as filed or automatically incorporated into other securities offerings.
QNB Corp. announced a long-term leadership succession plan for QNB Bank and the holding company. Effective November 1, 2026, Executive Vice President and Chief Operating Officer Christopher T. Cattie will become President of QNB Bank and join the Boards of Directors of both QNB Corp. and QNB Bank.
Current President and Chief Executive Officer David W. Freeman will continue as President and CEO of QNB Corp. and CEO of QNB Bank until his planned retirement on December 31, 2028. It is expected that Mr. Cattie will then assume the roles of President and Chief Executive Officer of both entities, providing for a multi-year transition. The company highlights Mr. Cattie’s decade-plus leadership experience and community involvement, and notes that the selection followed a comprehensive executive search and full Board review.
QNB Corp. reported net income of $2.8 million for the quarter ended March 31, 2026, up from $2.6 million a year earlier. Net interest income rose to $13.1 million as funding costs declined, while the provision for credit losses decreased to $0.3 million. Total assets reached $1.92 billion and deposits were $1.65 billion, reflecting modest balance sheet growth.
Diluted earnings per share were $0.73, compared with $0.69 in the prior-year quarter, and the quarterly cash dividend increased to $0.39 per share. On April 1, 2026, QNB completed its previously agreed acquisition of The Victory Bancorp, Inc. for a purchase price of $47.1 million. QNB also elected to participate in Visa’s Class B-2 share exchange and expects to record an unrealized gain and a related reserve in the second quarter of 2026.