Every 10-Q that QNB Corp. (QNBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow QNBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full QNBC filings page.
QNB Corp. (QNBC) reported higher balance sheet size but lower earnings for the quarter ended June 30, 2026. Total assets rose to $2.40 billion from $1.91 billion at December 31, 2025, driven largely by the April 1, 2026 all‑stock acquisition of The Victory Bancorp, Inc. valued at $47.1 million. The merger added $408.4 million of loans, $409.2 million of deposits, $11.2 million of goodwill and a $7.3 million core deposit intangible.
Loans receivable increased to $1.72 billion, while the allowance for credit losses rose to $12.8 million. For the quarter, net interest income was $18.4 million and net income was $3.0 million, compared with $3.9 million a year earlier, as merger-related expenses of $3.1 million lifted non‑interest expense. Six‑month net income declined to $5.8 million from $6.5 million.
Basic earnings per share were $0.61 for the quarter versus $1.05 a year ago, while cash dividends per share increased to $0.39 from $0.38. Shares outstanding were 4,979,570 as of July 31, 2026.
QNB Corp. reported net income of $2.8 million for the quarter ended March 31, 2026, up from $2.6 million a year earlier. Net interest income rose to $13.1 million as funding costs declined, while the provision for credit losses decreased to $0.3 million. Total assets reached $1.92 billion and deposits were $1.65 billion, reflecting modest balance sheet growth.
Diluted earnings per share were $0.73, compared with $0.69 in the prior-year quarter, and the quarterly cash dividend increased to $0.39 per share. On April 1, 2026, QNB completed its previously agreed acquisition of The Victory Bancorp, Inc. for a purchase price of $47.1 million. QNB also elected to participate in Visa’s Class B-2 share exchange and expects to record an unrealized gain and a related reserve in the second quarter of 2026.
QNB Corp. filed its quarterly report for the quarter ended September 30, 2025, showing a stronger balance sheet. Total assets were $1,903,244 thousand compared with $1,870,894 thousand at December 31, 2024. Loans receivable, net rose to $1,237,274 thousand from $1,207,304 thousand, while total deposits increased to $1,681,540 thousand from $1,628,541 thousand.
The company eliminated long‑term debt, moving to $0 from $30,000 thousand, and modestly reduced short‑term borrowings to $48,703 thousand from $53,844 thousand. Shareholders’ equity improved to $121,487 thousand from $103,349 thousand, supported by higher retained earnings of $145,835 thousand and a smaller accumulated other comprehensive loss of $(51,533) thousand versus $(62,646) thousand.
Cash and cash equivalents were $66,331 thousand (up from $50,713 thousand) and common shares outstanding were 3,727,825 as of October 31, 2025.