Welcome to our dedicated page for QNB SEC filings (Ticker: QNBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
QNB Corp. (QNBC) files periodic and current reports with the U.S. Securities and Exchange Commission as a Pennsylvania bank holding company. These SEC filings document the company’s financial condition, results of operations, governance changes, and significant corporate transactions involving QNB Bank and its affiliates.
On this page, you can review QNB Corp.’s Forms 10-K and 10-Q for detailed discussions of net interest income, net interest margin, asset quality, provisions for credit losses on loans, non-interest income and expense, and risk factors referenced in its public earnings releases. Current reports on Form 8-K provide timely disclosure of material events, such as quarterly earnings announcements furnished under Item 2.02, investor slide presentations furnished under Item 7.01, and governance or board changes reported under Item 5.02.
Filings from September 2025 include extensive information on QNB Corp.’s Agreement and Plan of Merger with The Victory Bancorp, Inc., reported under Item 1.01. These documents describe the planned merger structure, exchange ratio, post-merger governance arrangements, and the conditions required for closing. Related exhibits include the Merger Agreement, support agreements with directors of both companies, and a joint press release.
Other 8-K filings cover the appointment of directors, such as the addition of Randall E. Stauffer to the boards of QNB Bank and QNB Corp., and the furnishing of quarterly financial results. Together, these filings offer a comprehensive view of QNB’s regulatory disclosures, capital actions, and strategic initiatives.
Stock Titan’s platform adds AI-powered summaries on top of QNB Corp.’s filings to highlight key points from lengthy documents, explain complex sections in accessible language, and surface items such as earnings trends, merger terms, and board or governance changes. Real-time updates from EDGAR help users quickly locate new 10-K, 10-Q, and 8-K filings, as well as exhibits related to major transactions.
QNB Corp. furnished an investor slide presentation that was made available to analysts and prospective investors. The materials, provided as Exhibit 99.1, outline the company’s operating and growth strategies and discuss its financial performance in a visual format. This presentation is being shared through a current report as supplemental information and is expressly treated as furnished rather than filed under securities laws, which affects how it may be used in other regulatory documents.
QNB Corp. has agreed to merge with The Victory Bancorp, Inc. in an all‑stock transaction. Victory will merge into QNB, and immediately afterward The Victory Bank will merge into QNB Bank, with QNB and QNB Bank remaining as the surviving entities. Each share of Victory common stock will be converted into the right to receive 0.5500 shares of QNB common stock, and Victory equity awards will either vest into the same stock consideration or convert into QNB options based on this exchange ratio.
The boards of both companies unanimously approved the merger, which is targeted to close in late 2025 or early 2026, subject to shareholder approvals, regulatory clearances, effectiveness of a Form S‑4 registration statement, and other customary conditions. The agreement also includes governance changes, including adding up to three Victory directors to the QNB and QNB Bank boards and appointing Victory’s CEO Joseph W. Major as Vice Chair of both boards and Chair of QNB’s Strategic Planning Committee at closing. Victory may owe QNB a $1,575,000 termination fee if the merger is ended under specified circumstances.