Quaint Oak Bancorp (QNTO) director buys 200 shares of Common Stock

Rhea-AI Filing Summary

Quaint Oak Bancorp director James J. Clarke reported buying additional shares of Common Stock. On May 26, 2026, he completed an open-market purchase of 200 shares of Common Stock at $17.35 per share, bringing his directly held Common Stock position to 70,990 shares.

This total includes 400 unvested shares granted under the 2023 Stock Incentive Plan and 36,150 shares held jointly with his spouse. Clarke also holds a stock option covering 5,000 shares of Common Stock at an exercise price of $18.00 per share, expiring on May 10, 2033, vesting 20% per year beginning May 10, 2024.

Insider Trade Summary

Net Buyer: 200 shares ($3,470)

Net Buy 2 txns

Insider CLARKE JAMES J

Role null

Bought 200 shs ($3K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	200	$17.35	$3K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 70,990 shares (Direct, null); Stock Option (Right to Buy) — 5,000 shares (Direct, null)

Footnotes (1)

1. Includes 400 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 1,000 shares that commenced vesting ratably over five years at 20% per year on May 10, 2024 and includes 36,150 shares held jointly with the reporting person's spouse. The options are vesting at a rate of 20% per year commencing on May 10, 2024.

Key Figures

Open-market purchase: 200 shares at $17.35 Common Stock holdings: 70,990 shares Stock option exercise price: $18.00 per share +4 more

7 metrics

Open-market purchase 200 shares at $17.35 Common Stock bought on May 26, 2026

Common Stock holdings 70,990 shares Directly held after May 26, 2026 transaction

Stock option exercise price $18.00 per share Stock Option (Right to Buy) on Common Stock

Option underlying shares 5,000 shares Underlying Common Stock for option expiring May 10, 2033

Option expiration date May 10, 2033 Stock Option (Right to Buy) on Common Stock

Unvested stock grant 400 shares Remaining from 1,000-share 2023 Stock Incentive Plan grant

Jointly held shares 36,150 shares Common Stock held jointly with spouse included in total

Key Terms

open-market purchase, Stock Option (Right to Buy, 2023 Stock Incentive Plan, unvested portion, +1 more

5 terms

open-market purchase financial

"an open-market purchase of 200 shares of Common Stock at $17.35 per share"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Stock Option (Right to Buy financial

"Clarke also holds a stock option covering 5,000 shares of Common Stock"

2023 Stock Incentive Plan financial

"Includes 400 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan"

unvested portion financial

"which reflect the unvested portion of a grant amount originally covering 1,000 shares"

vesting at a rate of 20% per year financial

"The options are vesting at a rate of 20% per year commencing on May 10, 2024"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CLARKE JAMES J

(Last) (First) (Middle)

C/O QUAINT OAK BANCORP, INC.

501 KNOWLES AVENUE

(Street)

SOUTHAMPTON PENNSYLVANIA 18966

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
QUAINT OAK BANCORP, INC. [ QNTO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		P		200	A	$17.35	70,990(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$18							(2)	05/10/2033	Common Stock	5,000		5,000	D

Explanation of Responses:

1. Includes 400 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 1,000 shares that commenced vesting ratably over five years at 20% per year on May 10, 2024 and includes 36,150 shares held jointly with the reporting person's spouse.

2. The options are vesting at a rate of 20% per year commencing on May 10, 2024.

	/s/ John J. Augustine by P.O.A. for James J. Clarke	05/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did James J. Clarke report for QNTO?

Director James J. Clarke reported an open-market purchase of 200 shares of Quaint Oak Bancorp Common Stock at $17.35 per share. This Form 4 filing shows he increased his directly held position, reflecting a modest net-buy transaction on May 26, 2026.

How many Quaint Oak Bancorp (QNTO) shares does Clarke hold after this trade?

After the May 26, 2026 purchase, Clarke directly holds 70,990 shares of Quaint Oak Bancorp Common Stock. This figure includes 400 unvested shares from a 2023 Stock Incentive Plan grant and 36,150 shares held jointly with his spouse, as disclosed in the footnotes.

At what price did Clarke buy QNTO shares in the latest Form 4?

Clarke bought 200 shares of Quaint Oak Bancorp Common Stock at $17.35 per share. The transaction is classified as an open-market purchase, meaning the shares were acquired on the market or in a private transaction at that stated price per share.

What stock options does James J. Clarke hold in Quaint Oak Bancorp?

Clarke holds a Stock Option (Right to Buy) tied to 5,000 shares of Quaint Oak Bancorp Common Stock at an exercise price of $18.00 per share. The option expires on May 10, 2033 and vests 20% per year starting May 10, 2024.

How are Clarke’s QNTO equity awards vesting over time?

Clarke’s option for 5,000 shares vests at 20% per year beginning May 10, 2024. Footnotes also state that 400 Common Stock shares remain unvested from a 1,000-share grant under the 2023 Stock Incentive Plan, which likewise vests ratably over five years at 20% annually.