Quaint Oak Bancorp (QNTO) CEO Robert T. Strong reports 1,000-share purchase

Rhea-AI Filing Summary

Quaint Oak Bancorp, Inc. reported insider share purchases by its Chief Executive Officer and director, Robert T. Strong. On December 4, 2025, he made two open-market purchases of 500 shares of common stock each at prices of $10.35 and $10.45 per share. After these transactions, he directly owned 206,608 shares of common stock, with additional indirect holdings through an IRA, a 401(k) plan, and the company’s ESOP. The filing also lists vested and unvested employee stock options with various exercise prices and vesting schedules under the 2023 Stock Incentive Plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STRONG ROBERT T

(Last) (First) (Middle)

C/O QUAINT OAK BANCORP, INC.

501 KNOWLES AVENUE

(Street)

SOUTHAMPTON PA 18966

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
QUAINT OAK BANCORP, INC. [ QNTO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/04/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/04/2025		P		500	A	$10.35	206,108(1)	D
Common Stock	12/04/2025		P		500	A	$10.45	206,608(2)	D
Common Stock								22,742	I	By IRA
Common Stock								10,594.437(3)	I	By 401(k) Plan
Common Stock								32,218.4863	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to Buy)	$10.15							(4)	09/05/2035	Common Stock	2,500		2,500	D
Employee Stock Option (Right to Buy)	$18							(5)	05/10/2033	Common Stock	15,000		15,000	D
Employee Stock Stock (Right to Buy)	$13.3							05/09/2023(6)	05/09/2028	Common Stock	14,962		14,962	D

Explanation of Responses:

1. Includes 2,700 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024, 500 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026, and 202,908 shares held jointly with the reporting person's spouse.

2. Includes 2,700 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024, 500 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026, and 203,408 shares held jointly with the reporting person's spouse.

3. Based on a report dated December 5, 2025.

4. The options are vesting at a rate of 20% per year commencing on September 5, 2026.

5. The options are vesting at a rate of 20% per year commencing on May 10, 2024.

6. The options vested at a rate of 20% per year commencing on May 9, 2019 and were fully vested as of May 9, 2023.

	/s/ Robert T. Strong	12/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did QNTO report in this Form 4?

The Form 4 reports that Chief Executive Officer and director Robert T. Strong made two open-market purchases of 500 shares of Quaint Oak Bancorp common stock each on December 4, 2025.

At what prices did the Quaint Oak Bancorp CEO buy QNTO shares?

Robert T. Strong purchased 500 shares at $10.35 per share and another 500 shares at $10.45 per share of Quaint Oak Bancorp common stock.

How many QNTO shares does the reporting person directly own after these trades?

Following the reported transactions, Robert T. Strong directly owned 206,608 shares of Quaint Oak Bancorp common stock.

What indirect holdings in QNTO stock does the reporting person have?

Indirectly, Robert T. Strong holds 22,742 shares via an IRA, 10,594.437 shares via a 401(k) plan, and 32,218.4863 shares via the ESOP.

What stock options are disclosed for the Quaint Oak Bancorp CEO?

The filing lists employee stock options with exercise prices of $10.15, $18, and $13.3 per share, covering 2,500, 15,000, and 14,962 QNTO shares, respectively, with vesting at 20% per year on specified start dates.

What is the relationship of the reporting person to Quaint Oak Bancorp (QNTO)?

Robert T. Strong is reported as both a director and an officer of Quaint Oak Bancorp, Inc., serving as its Chief Executive Officer.