Ryder EVP shifts 6,344 shares into savings plan

RYDER SYSTEM INC (R) reported an insider equity change by executive vice president, chief legal officer and corporate secretary Robert D. Fatovic.

Rhea-AI Filing Summary

RYDER SYSTEM INC (R) reported an insider equity change by executive vice president, chief legal officer and corporate secretary Robert D. Fatovic. On 2026-08-17, he completed a discretionary intra-plan transfer under Rule 16b-3(f), moving 6,344 shares of common stock into the Ryder Common Stock Fund within the company’s Employee Savings Plan at a referenced value of $264.70 per share.

After this transfer, Fatovic’s indirect holdings in the Employee Savings Plan totaled 8,293 shares. He also held 88,858 directly owned shares, which include 32 shares acquired through the company’s Dividend Reinvestment or Employee Stock Purchase plans, and an additional 392 shares indirectly through the Ryder Deferred Compensation Plan.

Insider Trade Summary

Discretionary: 6,344 shares

Discretionary 3 txns

Insider Fatovic Robert D

Role EVP, CLO & Corp. Secretary

Type	Security	Shares	Price	Value
Discretionary	common stock F2	6,344	$264.70	$1.68M
holding	common stock F1	--	--	--
holding	common stock	--	--	--

Holdings After Transaction: common stock — 8,293 shares (Indirect, By Ryder Employee Savings Plan); common stock — 88,858 shares (Direct); common stock — 392 shares (Indirect, By Ryder Deferred Compensation Plan)

Footnotes (2)

1. F1. Includes 32 shares of common stock acquired by the reporting person under the Company's Dividend Reinvestment or Employee Stock Purchase plans.
2. F2. Represents an exempt discretionary intra-plan transfer of assets from another investment option into the Ryder Common Stock Fund under the Company's Employee Savings Plan.

Key Figures

Intra-plan shares transferred: 6,344 shares Reference price per share: $264.70 per share Indirect holdings – Employee Savings Plan: 8,293 shares +3 more

6 metrics

Intra-plan shares transferred 6,344 shares Discretionary transaction under Rule 16b-3(f) on 2026-08-17

Reference price per share $264.70 per share Value associated with 6,344-share intra-plan transfer

Indirect holdings – Employee Savings Plan 8,293 shares Indirect ownership after intra-plan transfer

Directly owned shares 88,858 shares Direct common stock holdings after reported transactions, including 32 plan-acquired shares

Indirect holdings – Deferred Compensation Plan 392 shares Indirect common stock holdings via Ryder Deferred Compensation Plan

Plan-acquired shares included in direct holdings 32 shares Acquired under Dividend Reinvestment or Employee Stock Purchase plans

Key Terms

Discretionary transaction, Rule 16b-3(f), Dividend Reinvestment, Employee Stock Purchase plans, +1 more

5 terms

Discretionary transaction financial

"Represents an exempt discretionary intra-plan transfer of assets"

Rule 16b-3(f) regulatory

"Discretionary transaction under Rule 16b-3(f)"

Dividend Reinvestment financial

"acquired by the reporting person under the Company's Dividend Reinvestment or Employee Stock Purchase plans"

Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.

Employee Stock Purchase plans financial

"acquired by the reporting person under the Company's Dividend Reinvestment or Employee Stock Purchase plans"

Deferred Compensation Plan financial

"By Ryder Deferred Compensation Plan"

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did RYDER SYSTEM INC (R) report for Robert D. Fatovic?

RYDER SYSTEM INC reported that Robert D. Fatovic executed a discretionary intra-plan transfer on 2026-08-17. He moved 6,344 common shares into the Ryder Common Stock Fund within the company’s Employee Savings Plan, classified as an exempt transaction under Rule 16b-3(f).

How many RYDER SYSTEM INC (R) shares were involved in Fatovic’s August 17, 2026 transaction?

The transaction involved 6,344 shares of RYDER SYSTEM INC common stock. These shares were transferred as an intra-plan move into the Ryder Common Stock Fund, with a reported reference price of $264.70 per share, rather than a market purchase or sale.

What are Robert D. Fatovic’s total direct share holdings in RYDER SYSTEM INC (R) after this filing?

After the reported activity, Robert D. Fatovic directly held 88,858 shares of RYDER SYSTEM INC common stock. This figure includes 32 shares acquired through the company’s Dividend Reinvestment or Employee Stock Purchase plans, as noted in the filing’s footnotes.

What indirect holdings in RYDER SYSTEM INC (R) does Fatovic report after the transaction?

Following the transaction, Fatovic reported 8,293 shares indirectly held through the Ryder Employee Savings Plan and an additional 392 shares through the Ryder Deferred Compensation Plan. These plan-based holdings are distinct from his directly owned 88,858 shares of common stock.

Was Fatovic’s RYDER SYSTEM INC (R) transaction a market buy or sell?

The filing classifies the event as a discretionary intra-plan transfer, not a market buy or sell. Assets were moved from another investment option into the Ryder Common Stock Fund within the Employee Savings Plan, and the transaction is marked exempt under Rule 16b-3(f).

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/19/2026 - 05:00 PM Accepted by SEC EDGAR 08/19/2026 - 04:59 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fatovic Robert D

(Last) (First) (Middle)

2333 PONCE DE LEON BLVD.

SUITE 700

(Street)

CORAL GABLES FLORIDA 33134

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
RYDER SYSTEM INC [ R ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CLO & Corp. Secretary

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
common stock								88,858(1)	D
common stock	08/17/2026		I(2)		6,344	A	$264.7	8,293	I	By Ryder Employee Savings Plan
common stock								392	I	By Ryder Deferred Compensation Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 32 shares of common stock acquired by the reporting person under the Company's Dividend Reinvestment or Employee Stock Purchase plans.

2. Represents an exempt discretionary intra-plan transfer of assets from another investment option into the Ryder Common Stock Fund under the Company's Employee Savings Plan.

Remarks:

	/s/ Robert D. Fatovic	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)