Every 10-Q that Republic Bancorp Inc Ky (RBCAA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow RBCAA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RBCAA filings page.
Republic Bancorp, Inc. reported Q2 2026 net income of $32.9 million, up from $31.5 million a year earlier, with basic Class A EPS of $1.69. Net interest income rose to $81.7 million from $76.2 million as interest expense declined to $20.8 million despite essentially flat total interest income.
Noninterest income was $19.6 million, led by service charges, net refund transfer fees, mortgage banking income and program fees, while noninterest expense totaled $53.6 million. For the first half of 2026, net income was $75.4 million versus $78.8 million in 2025. At June 30, 2026, total assets were $7.06 billion, net loans were $5.32 billion, and deposits were $5.55 billion. Federal Home Loan Bank advances declined to $157 million, cash and cash equivalents increased to $354.1 million, and stockholders’ equity rose to $1.16 billion, including accumulated other comprehensive loss of $8.2 million largely related to unrealized losses on the securities portfolio.
Republic Bancorp, Inc. reported net income of $42.6 million for the three months ended March 31, 2026, down from $47.3 million a year earlier, as lower net interest income offset a smaller credit loss provision.
Net interest income was $90.5 million versus $102.7 million in 2025, while the provision for expected credit losses on loans declined to $9.8 million from $17.7 million. Noninterest income totaled $30.0 million, including a $5.8 million gain on the sale of Republic Bank Finance loans and leases.
Noninterest expense fell to $55.2 million from $58.2 million, helped by the absence of prior-year core conversion consulting fees. Total assets reached $7.25 billion, with deposits rising to $5.51 billion and Federal Home Loan Bank advances reduced to $366.5 million. Basic Class A earnings per share were $2.18, compared with $2.43 a year earlier.
Republic Bancorp’s Q3 2025 results show solid growth and improving credit trends. Net income for the quarter rose to $29.7 million from $26.5 million a year earlier, while net income for the first nine months increased to $108.5 million from $82.4 million. This lifted basic earnings per Class A share to $1.53 for the quarter and $5.57 year-to-date, up from $1.37 and $4.25, respectively.
Net interest income improved to $77.0 million in Q3 2025 from $71.3 million, helped by lower interest expense. The provision for expected credit loss expense on loans fell sharply to $2.0 million from $5.7 million in the quarter and to $21.5 million from $41.4 million year-to-date, reflecting better credit performance.
Total assets grew to $7.0 billion from $6.85 billion at year-end 2024, with deposits up to $5.34 billion. Stockholders’ equity increased to $1.08 billion. Unrealized losses on available-for-sale debt securities narrowed, contributing to other comprehensive income and lifting total comprehensive income to $115.6 million for the first nine months of 2025.