Republic Bancorp (RBCAA) vice chair boosts Class A stake via 401(k)

Rhea-AI Filing Summary

Republic Bancorp Inc. vice chairman Scott Trager, a director and more than 10% owner, reported an indirect open-market purchase of 147.613 Class A common shares at $71.13 per share on behalf of his 401(k) plan. Following this trade, the 401(k) plan holds 57,684.209 Class A shares.

The filing also updates his existing holdings in both Class A and Class B shares through family limited partnerships and a family trust, and notes that Class B common stock is immediately convertible into Class A on a one-for-one basis.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TRAGER SCOTT

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	VICE CHAIRMAN

3. Date of Earliest Transaction (Month/Day/Year)
02/26/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock								203,385.679(1)	D
Class A Common Stock	02/26/2026		P		147.613	A	$71.13	57,684.209(2)	I	By 401(k) Plan
Class A Common Stock								1,985.052	I	By Jaytee Properties Limited Partnership(3)
Class A Common Stock								17,231.037	I	By Teebank Family Limited Partnership(4)
Class A Common Stock								60,420	I	By Trager Family Irrevocable Trust(5)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(6)							(7)	(8)	Class A Common Stock	444.787		444.787	I	By Jaytee Properties Limited Partnership(3)
Class B Common Stock	(6)							(7)	(8)	Class A Common Stock	4,217.524		4,217.524	I	By Teebank Family Limited Partnership(4)
Class B Common Stock	(6)							(7)	(8)	Class A Common Stock	2,054		2,054	I	By Trager Family Irrevocable Trust(5)

Explanation of Responses:

1. Includes 124.142 shares acquired under the Issuer's dividend reinvestment plan since the date of the Reporting Person's last ownership report.

2. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.

3. Jaytee Properties Limited Partnership is a family limited partnership of which the Reporting Person is a limited partner.

4. Teebank Family Limited Partnership is a family limited partnership of which the Reporting Person is a limited partner.

5. Trager Family Irrevocable Trust is a family trust of which the Reporting Person is a co-trustee and a beneficiary.

6. Class B Common Stock is immediately convertible into Class A Common Stock on a one share for one share basis.

7. Immediate.

8. None.

	/s/ Kevin Sipes, Attorney-in-Fact	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What did RBCAA vice chairman Scott Trager report in this Form 4 filing?

Scott Trager reported an indirect purchase of 147.613 Class A common shares for his 401(k) at $71.13 per share. The filing also updates his various direct and indirect holdings in Republic Bancorp’s Class A and Class B common stock, including family partnerships and a family trust.

How many Republic Bancorp (RBCAA) shares does Scott Trager’s 401(k) hold after the reported trade?

After the reported transaction, Scott Trager’s 401(k) plan holds 57,684.209 Class A common shares. This reflects the 147.613 shares purchased at $71.13 per share plus previously held shares, as updated since his last ownership report in Republic Bancorp stock.

What price did Scott Trager pay per Republic Bancorp Class A share in this transaction?

The reported 401(k) purchase was executed at $71.13 per Class A common share. This single open-market transaction increased the 401(k)’s holdings to 57,684.209 Class A shares, according to the updated ownership figures disclosed in the Form 4 filing for Republic Bancorp.

How does Scott Trager hold his Republic Bancorp (RBCAA) shares according to the filing?

Scott Trager holds Republic Bancorp shares both directly and indirectly. Indirect holdings include his 401(k) plan, Jaytee Properties Limited Partnership, Teebank Family Limited Partnership, and the Trager Family Irrevocable Trust, while he also reports direct ownership of 203,385.679 Class A common shares.

What does the Form 4 say about Republic Bancorp Class B common stock?

The filing states that Republic Bancorp Class B common stock is immediately convertible into Class A common stock on a one-for-one basis. Trager reports indirect holdings of Class B shares through family partnerships and a family trust, alongside his larger Class A common stock positions.

Is Scott Trager considered a major insider at Republic Bancorp (RBCAA)?

Yes. Scott Trager is identified as a director, vice chairman, and more than 10% owner of Republic Bancorp. These roles make him a significant insider, and his trades and holdings, including through family entities and a 401(k) plan, must be reported on Form 4.