[Form 4] REPUBLIC BANCORP INC /KY/ Insider Trading Activity

Rhea-AI Filing Summary

Insider transaction report: Jennifer N. Green, a director of Republic Bancorp, Inc. (ticker: RBCAA), reported an acquisition on 09/30/2025 of 62.28 shares of Class A Common Stock at a price of $72.25 per share. Following the transaction, she beneficially owned 3,024.04 shares directly. The filing is signed by an attorney-in-fact, Kevin Sipes, dated 10/02/2025, and includes an explanation that the change reflects additional dividend equivalent rights acquired since the last report. The Form 4 identifies Ms. Green as a director and was filed individually.

Positive

• Insider disclosure completed: Form 4 filed showing transparent reporting of the director's change in beneficial ownership
• Increased direct ownership: Reporting person now holds 3,024.04 shares following the reported acquisition

Negative

• None.

Insights

Financial Analyst

TL;DR: A director reported a small acquisition of 62.28 shares, increasing direct holdings to 3,024.04 shares; transaction tied to dividend equivalents.

The reported purchase is explicit and limited in size: 62.28 shares at $72.25 each. The disclosure states these reflect additional dividend equivalent rights rather than a standard open-market buy, which can affect interpretation of intent and materiality. For investors, the transaction documents insider activity but is modest relative to typical institutional or director stakes, so its standalone market impact is likely limited.

Corporate Governance Expert

TL;DR: Director-level acquisition disclosed; appears administrative in nature tied to dividend equivalents rather than a discretionary purchase.

The filing clearly identifies Jennifer N. Green as a director and reports direct beneficial ownership following the transaction. The explanation note saying the change "reflects additional dividend equivalent rights" indicates this is an issuance/credit event rather than a voluntary open-market purchase. The Form 4 is properly signed by an attorney-in-fact, meeting procedural requirements for Section 16 reporting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Green Jennifer N

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/30/2025		A		62.28	A	$72.25	3,024.04(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes, Attorney-in-Fact	10/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Jennifer N. Green report on Form 4 for RBCAA?

She reported acquiring 62.28 shares of Class A Common Stock at $72.25 on 09/30/2025, bringing direct beneficial ownership to 3,024.04 shares.

What is the stated reason for the change in ownership on the Form 4?

The filing explains the change "reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report."

What is Jennifer N. Green's relationship to Republic Bancorp (RBCAA)?

The Form 4 lists Jennifer N. Green as a Director of Republic Bancorp, Inc.

Who signed the Form 4 filing and when?

The Form 4 was signed by Kevin Sipes, Attorney-in-Fact on 10/02/2025.

Does the Form 4 indicate indirect ownership or derivatives?

No derivatives or indirect ownership items are disclosed in the provided content; the reported ownership is shown as direct (D).