Are there any related-party transactions disclosed for Suzanne Rhulen Loughlin at Rhinebeck Bancorp (RBKB)?

Rhinebeck Bancorp states that no information is required to be disclosed regarding Suzanne Rhulen Loughlin under Item 404(a) of Regulation S-K. The Company also reports there are no arrangements or understandings with other persons pursuant to which she was selected as a director.

Rhinebeck Bancorp adds Suzanne Loughlin to board

Q: What committees will Suzanne Rhulen Loughlin serve on at Rhinebeck Bancorp (RBKB)?

Suzanne Rhulen Loughlin was appointed to the Compensation Committee and the Governance and Nominating Committee of Rhinebeck Bancorp’s board. These committees oversee executive pay, governance practices, and director nominations, giving her a direct role in key oversight and governance functions.

Q: What prior relationship does Suzanne Rhulen Loughlin have with Rhinebeck Bank and Rhinebeck Bancorp (RBKB)?

Suzanne Rhulen Loughlin has served as a director of Rhinebeck Bank, the wholly owned subsidiary, since 2011 and served as a director from 2019 until December 17, 2025. Her new appointment returns her to the Company’s board with extensive institutional knowledge.

Q: Does Suzanne Rhulen Loughlin’s appointment at Rhinebeck Bancorp (RBKB) involve any special selection arrangements?

The Company reports there are no arrangements or understandings between Suzanne Rhulen Loughlin and any other persons regarding her selection as a director. This indicates the appointment was made through the Company’s standard board nomination and approval process.

Rhinebeck Bancorp, Inc. (RBKB) reported that on August 18, 2026 it appointed Suzanne Rhulen Loughlin to its Board of Directors, effective immediately.

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

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How Sentiment works How the balance works

Form Type

8-K

Rhea-AI Filing Summary

Rhinebeck Bancorp, Inc. (RBKB) reported that on August 18, 2026 it appointed Suzanne Rhulen Loughlin to its Board of Directors, effective immediately. She will serve on the Compensation Committee and the Governance and Nominating Committee. Ms. Loughlin is a co-founder and Executive Vice President of CrisisRisk Strategies, LLC and previously held senior legal and administrative roles at several public companies, including a publicly traded insurance holding company. She has served as a director of Rhinebeck Bank, the Company’s wholly owned subsidiary, since 2011 and as a director from 2019 until December 17, 2025. The Company states there are no arrangements or understandings regarding her selection and no related-party transactions requiring disclosure under Item 404(a) of Regulation S-K.

8-K Event Classification

Item 5.02 — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers

1 item

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers Governance

Key personnel changes including departures, elections, or appointments of directors and executive officers.

Key Figures

Appointment effective date: August 18, 2026 Trading symbol: RBKB Par value per share: $0.01 per share +2 more

5 metrics

Appointment effective date August 18, 2026 Date Suzanne Rhulen Loughlin was appointed to the Board of Directors

Trading symbol RBKB Common stock trading symbol on The NASDAQ Stock Market, LLC

Par value per share $0.01 per share Par value of Rhinebeck Bancorp, Inc. common stock

Director tenure at subsidiary Since 2011 Suzanne Rhulen Loughlin’s service as a director of Rhinebeck Bank

Commission File Number 001-38779 SEC file number for Rhinebeck Bancorp, Inc.

Key Terms

Emerging growth company, Item 5.02, Regulation S-K, Compensatory Arrangements

4 terms

Emerging growth company regulatory

"405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

Item 5.02 regulatory

"Item 5.02 Departure of Directors or Certain Officers; Election of Directors"

Regulation S-K regulatory

"No information is required to be disclosed with respect to Ms. Loughlin pursuant to Item 404(a) of Regulation S-K"

A set of U.S. Securities and Exchange Commission rules that tell public companies which narrative and qualitative details must be disclosed in filings, such as risk factors, management discussion, executive pay, legal proceedings and business description. Think of it as a standardized checklist or blueprint that ensures investors get the same types of background information from every company so they can compare risks, management quality and strategy before making investment decisions.

Compensatory Arrangements regulatory

"Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What board change did Rhinebeck Bancorp (RBKB) announce on August 18, 2026?

Rhinebeck Bancorp announced that Suzanne Rhulen Loughlin was appointed to its Board of Directors, effective immediately on August 18, 2026. She also joined the Compensation Committee and the Governance and Nominating Committee, expanding the board’s experience in governance, risk and legal matters.

What committees will Suzanne Rhulen Loughlin serve on at Rhinebeck Bancorp (RBKB)?

Suzanne Rhulen Loughlin was appointed to the Compensation Committee and the Governance and Nominating Committee of Rhinebeck Bancorp’s board. These committees oversee executive pay, governance practices, and director nominations, giving her a direct role in key oversight and governance functions.

What is Suzanne Rhulen Loughlin’s professional background relevant to Rhinebeck Bancorp (RBKB)?

Suzanne Rhulen Loughlin is co-founder and Executive Vice President of CrisisRisk Strategies, LLC and previously served as Chief Administrative Officer and General Counsel of a public government-services company. She also held senior roles at a publicly traded insurance holding company, including director and Chief Administrative Officer.

What prior relationship does Suzanne Rhulen Loughlin have with Rhinebeck Bank and Rhinebeck Bancorp (RBKB)?

Suzanne Rhulen Loughlin has served as a director of Rhinebeck Bank, the wholly owned subsidiary, since 2011 and served as a director from 2019 until December 17, 2025. Her new appointment returns her to the Company’s board with extensive institutional knowledge.

Does Suzanne Rhulen Loughlin’s appointment at Rhinebeck Bancorp (RBKB) involve any special selection arrangements?

The Company reports there are no arrangements or understandings between Suzanne Rhulen Loughlin and any other persons regarding her selection as a director. This indicates the appointment was made through the Company’s standard board nomination and approval process.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/18/2026 - 04:00 PM EDT Accepted by SEC EDGAR 08/18/2026 - 04:00 PM EDT

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): August 18, 2026

Rhinebeck Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)


Maryland	001-38779	83-2117268
(State or Other Jurisdiction) of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)

2 Jefferson Plaza, Poughkeepsie, New York		12601
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (845) 454-8555

Not Applicable

(Former name or former address, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	RBKB	The NASDAQ Stock Market, LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On August 18, 2026, Rhinebeck Bancorp, Inc. (the “Company”) appointed Suzanne Rhulen Loughlin to the Board of Directors of the Company, effective immediately. Ms. Loughlin was appointed to each of the Compensation Committee and the Governance and Nominating Committee of the Board of Directors.

Ms. Loughlin is a co-founder and Executive Vice President of CrisisRisk Strategies, LLC. Before serving in this role, Ms. Loughlin served for two years as Chief Administrative Officer and General Counsel of a public company that provided support services for companies contracting with the government. In 2005, she founded Firestorm Solutions, LLC, a crisis management and planning consultancy which was sold in 2017. Before founding Firestorm, Ms. Loughlin was employed by Frontier Insurance Group, a publicly traded insurance holding company for 15 years, where her positions included in-house counsel, Managing Attorney of the in-house law firm, and Chief Administrative Officer of the public holding company. She also served as a director of the public insurance holding company. Ms. Loughlin serves as a board member of Hudson Valley Pattern for Progress and President of the Trevor Loughlin Foundation. Ms. Loughlin has served as a director of Rhinebeck Bank, the wholly-owned subsidiary of the Company, since 2011 and served as a director from 2019 until December 17, 2025.

There are no arrangements or understandings between Ms. Loughlin and any other persons pursuant to which she was selected as a director. No information is required to be disclosed with respect to Ms. Loughlin pursuant to Item 404(a) of Regulation S-K.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	RHINEBECK BANCORP, INC.



Date: August 18, 2026	By:	/s/ Matthew J. Smith
		Matthew J. Smith
		President and Chief Executive Officer

Source: View Original Filing on SEC EDGAR

Filing Exhibits & Attachments

3 documents