Rhinebeck Bancorp (RBKB) EVP purchases 4,834 shares in open-market buy

Rhea-AI Filing Summary

Rhinebeck Bancorp, Inc. executive Michael Vitale, EVP and Head of Commercial Banking, purchased 4,834 shares of common stock on August 6, 2026 at $12.35 per share. Following this open-market or private transaction, he directly holds 22,414 shares, including restricted stock vesting 33 1/3% annually starting April 21, 2027.

Insider Trade Summary

Net Buyer: 4,834 shares

Net Buy 1 txn

Insider Vitale Michael

Role EVP, Head of Comm Banking

Bought 4,834 shs ($60K)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	4,834	$12.35	$60K

Holdings After Transaction: Common Stock — 22,414 shares (Direct)

Footnotes (1)

1. F1. Includes shares of restricted stock which vest at a rate of 33 1/3% per year commencing on April 21, 2027.

Key Figures

Shares purchased: 4834 shares Purchase price: 12.3500 per share Shares owned after transaction: 22414 shares +3 more

6 metrics

Shares purchased 4834 shares Common Stock purchase on 2026-08-06

Purchase price 12.3500 per share Price paid for Common Stock on 2026-08-06

Shares owned after transaction 22414 shares Direct Common Stock holdings following the reported purchase

Net shares bought 4834 shares Net buy direction across all reported transactions in this filing

Restricted stock vesting rate 33 1/3% per year Vesting rate for included restricted stock beginning April 21, 2027

Restricted stock vesting start April 21, 2027 Commencement date for annual vesting of restricted stock

Key Terms

restricted stock, vest, open market or private transaction

3 terms

restricted stock financial

"Includes shares of restricted stock which vest at a rate of 33 1/3% per year"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

vest financial

"restricted stock which vest at a rate of 33 1/3% per year commencing on April 21, 2027"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

open market or private transaction financial

"transaction code description is Purchase in open market or private transaction"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/06/2026 - 02:37 PM Accepted by SEC EDGAR 08/06/2026 - 02:36 PM Learn about SEC filing dates

FAQ

What insider trade did Rhinebeck Bancorp (RBKB) report for Michael Vitale?

Rhinebeck Bancorp reported that EVP Michael Vitale purchased 4,834 shares of common stock on August 6, 2026. The transaction was coded as a purchase in an open market or private transaction, increasing his direct ownership stake in the company.

How many Rhinebeck Bancorp (RBKB) shares did Michael Vitale buy and at what price?

Michael Vitale bought 4,834 shares of Rhinebeck Bancorp common stock at $12.35 per share. The trade was reported as a standard purchase transaction, reflecting direct ownership rather than through any indirect entity or derivative position.

What is Michael Vitale’s total Rhinebeck Bancorp (RBKB) holding after this transaction?

After the August 6, 2026 trade, Michael Vitale directly holds 22,414 shares of Rhinebeck Bancorp common stock. This figure includes both unrestricted shares and restricted stock that will vest over time according to a defined vesting schedule.

Does Michael Vitale’s Rhinebeck Bancorp (RBKB) position include restricted stock?

Yes. His reported 22,414 shares include restricted stock that vests at a rate of 33 1/3% per year, commencing on April 21, 2027. These restricted shares become fully owned over three years as they vest annually.

Was the Rhinebeck Bancorp (RBKB) insider purchase made under a Rule 10b5-1 plan?

The purchase was not reported as being made under a Rule 10b5-1 trading plan. The filing’s specific Rule 10b5-1 checkbox was left unchecked, indicating the transaction was not affirmed as pre-planned under such a program.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Vitale Michael

(Last) (First) (Middle)

2 JEFFERSON PLAZA

(Street)

POUGHKEEPSIE NEW YORK 12601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Rhinebeck Bancorp, Inc. [ RBKB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Head of Comm Banking

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/06/2026		P		4,834	A	$12.35	22,414(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares of restricted stock which vest at a rate of 33 1/3% per year commencing on April 21, 2027.

	/s/ Scott Brown, pursuant to power of attorney	08/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)