Rhinebeck Bancorp director awarded 1,624 shares

Rhinebeck Bancorp, Inc. director Donald E. Beeler Jr. reported a grant of 1,624 shares of Common Stock at no cost, increasing his direct holdings to 3,211 shares of common stock.

Rhea-AI Filing Summary

Rhinebeck Bancorp, Inc. director Donald E. Beeler Jr. reported a grant of 1,624 shares of Common Stock at no cost, increasing his direct holdings to 3,211 shares of common stock. The shares are restricted stock that vest in equal installments of 33 1/3% per year starting on May 26, 2027, meaning they become fully his over three years.

He also reports a continuing position in stock options linked to 16,365 shares of Common Stock with an exercise price of $6.57 per share, expiring on August 25, 2030. These stock options are fully vested, so they are currently exercisable under the plan’s terms.

Insider Trade Summary

Grant/Award: 1,624 shares

Grant/Award 2 txns

Insider Beeler Donald E. Jr.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,624	$0.00	$0.00
holding	Stock Options	--	--	--

Holdings After Transaction: Common Stock — 3,211 shares (Direct); Stock Options — 16,365 contracts (Direct)

Footnotes (2)

1. F1. Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027.
2. F2. Stock options are fully vested.

Key Figures

Restricted stock grant: 1,624 shares Direct common shares after grant: 3,211 shares Underlying shares for options: 16,365 shares +3 more

6 metrics

Restricted stock grant 1,624 shares Common Stock granted with code A on May 26, 2026

Direct common shares after grant 3,211 shares Total Common Stock directly owned following the award

Underlying shares for options 16,365 shares Common Stock underlying reported Stock Options position

Option exercise price $6.57 per share Exercise price for Stock Options expiring August 25, 2030

Option expiration date August 25, 2030 Expiration of fully vested Stock Options position

Restricted stock vesting rate 33 1/3% per year Vesting starts May 26, 2027 for the 1,624 restricted shares

Key Terms

restricted stock, Stock Options, exercise price, fully vested

4 terms

restricted stock financial

"Shares of restricted stock vest at a rate of 33 1/3% per year"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Stock Options financial

"Stock Options with an exercise price of 6.5700 and expiration 2030-08-25"

Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.

exercise price financial

"exercise price of 6.5700 per share for the Stock Options"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

fully vested financial

"Stock options are fully vested, according to the footnote"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Rhinebeck Bancorp (RBKB) director Donald Beeler report on this Form 4?

He reported a grant of 1,624 shares of Common Stock at no cost, raising his direct holdings to 3,211 shares. The filing also updates his outstanding, fully vested stock options position.

How many Rhinebeck Bancorp (RBKB) shares does Donald Beeler now hold directly?

After the grant, he directly holds 3,211 shares of Common Stock. This reflects the addition of 1,624 restricted shares awarded on the reported date, as disclosed in the Form 4.

What are the vesting terms of the restricted stock granted to RBKB director Beeler?

The restricted shares vest at 33 1/3% per year, beginning on May 26, 2027. That schedule means the award becomes fully vested over three years, assuming continued satisfaction of the plan’s conditions.

What stock options position does Donald Beeler report in Rhinebeck Bancorp (RBKB)?

He reports stock options tied to 16,365 underlying shares of Common Stock with an exercise price of $6.57 and an expiration date of August 25, 2030. A footnote states these options are fully vested.

Was the RBKB Form 4 transaction a market purchase or sale of shares?

No open-market trade is reported. The non-derivative transaction is coded "A", indicating a grant or award acquisition of 1,624 shares, not a buy or sell on the market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/28/2026 - 02:18 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Beeler Donald E. Jr.

(Last) (First) (Middle)

2 JEFFERSON PLAZA

(Street)

POUGHKEEPSIE NEW YORK 12601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Rhinebeck Bancorp, Inc. [ RBKB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		1,624(1)	A	$0	3,211	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$6.57							08/25/2021	08/25/2030	Common Stock	16,365(2)		16,365(2)	D

Explanation of Responses:

1. Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027.

2. Stock options are fully vested.

	/s/ Elizabeth Cook, pursuant to power of attorney	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)