STOCK TITAN

Rhinebeck Bancorp (RBKB) director reports stock and option positions

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Rhinebeck Bancorp, Inc. director Donald E. Beeler Jr. reported his equity positions. He directly holds 4,488 common shares, including restricted stock vesting 33 1/3% annually beginning May 26, 2027. He also holds fully vested stock options covering 22,875 shares at a $4.70 exercise price, expiring August 25, 2030, all adjusted for a 1.3978-to-1.00 exchange ratio from the company’s mutual to stock conversion.

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Insider Beeler Donald E. Jr.
Role Director
Type Security Shares Price Value
holding Stock Options F3, F1, F4 -- -- --
holding Common Stock F1, F2 -- -- --
Holdings After Transaction: Stock Options — 22,875 shares (Direct); Common Stock — 4,488 shares (Direct)
Footnotes (4)
  1. F1. Reflects a 1.3978 to 1.00 stock exchange ratio in connection with the Company's mutual to stock conversion.
  2. F2. Includes shares of restricted stock which vest at a rate of 33 1/3% per year commencing on May 26, 2027.
  3. F3. Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio in connection with the Company's mutual to stock conversion.
  4. F4. Stock options are fully vested.
Common shares held 4,488 shares Direct common stock holdings following positions dated 2026-07-21
Stock options underlying shares 22,875 shares Underlying common shares for reported stock options held directly
Option exercise price $4.70 per share Exercise price of stock options, adjusted for the exchange ratio
Option expiration date 2030-08-25 Expiration date for the fully vested stock options
Stock exchange ratio 1.3978 to 1.00 Exchange ratio used in the mutual to stock conversion
Restricted stock vesting start May 26, 2027 Restricted stock begins vesting on this date
Restricted stock vesting rate 33 1/3% per year Annual vesting rate for included restricted stock
mutual to stock conversion financial
"in connection with the Company's mutual to stock conversion"
restricted stock financial
"Includes shares of restricted stock which vest at a rate of 33 1/3%"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
stock options financial
"Stock options are fully vested"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
exercise price financial
"Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What equity holdings did Rhinebeck Bancorp (RBKB) director Donald E. Beeler Jr. report?

Donald E. Beeler Jr. reported direct holdings of 4,488 common shares and fully vested stock options over 22,875 shares. These positions reflect a 1.3978-to-1.00 exchange ratio tied to Rhinebeck Bancorp’s mutual to stock conversion.

What are the terms of Donald E. Beeler Jr.’s stock options in Rhinebeck Bancorp (RBKB)?

Beeler holds fully vested stock options covering 22,875 Rhinebeck Bancorp common shares at an exercise price of $4.70 per share. These options have an expiration date of August 25, 2030 and were adjusted using a 1.3978-to-1.00 exchange ratio.

How much common stock, including restricted shares, does Beeler hold in RBKB?

He directly holds 4,488 common shares of Rhinebeck Bancorp. This total includes restricted stock that will vest at a rate of 33 1/3% per year, starting on May 26, 2027, increasing his unrestricted holdings over time.

How did Rhinebeck Bancorp’s mutual to stock conversion affect Beeler’s reported holdings?

Both Beeler’s common share and option figures reflect a 1.3978-to-1.00 stock exchange ratio connected to Rhinebeck Bancorp’s mutual to stock conversion. The exercise price of $4.70 for his options was also adjusted in line with this exchange ratio.

Are Donald E. Beeler Jr.’s stock options in Rhinebeck Bancorp currently vested?

Yes. The filing states that Beeler’s stock options are fully vested, covering 22,875 underlying common shares. This means they are presently exercisable through their August 25, 2030 expiration date, subject to the reported $4.70 exercise price.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Beeler Donald E. Jr.

(Last)(First)(Middle)
2 JEFFERSON PLAZA

(Street)
POUGHKEEPSIE NEW YORK 12601

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Rhinebeck Bancorp, Inc. [ RBKB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock4,488(1)(2)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$4.7(3)08/25/202108/25/2030Common Stock22,875(1)(4)22,875(1)(4)D
Explanation of Responses:
1. Reflects a 1.3978 to 1.00 stock exchange ratio in connection with the Company's mutual to stock conversion.
2. Includes shares of restricted stock which vest at a rate of 33 1/3% per year commencing on May 26, 2027.
3. Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio in connection with the Company's mutual to stock conversion.
4. Stock options are fully vested.
/s/ Scott A. Brown, pursuant to power of attorney07/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)