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Royal Bank of Canada plans to offer Redeemable Fixed Rate Notes under its medium-term note program. The notes pay 4.50% per annum, with annual interest each November 12, starting in 2026, and mature on November 12, 2032. They are callable at the bank’s option, in whole but not in part, on November 12, 2027 and on each subsequent interest payment date, with 10 business days’ notice.
RBCCM will purchase the notes at $982.50 to $1,000 per $1,000 principal and may pay up to $17.50 per $1,000 as selling concessions. Minimum investment is $1,000, in $1,000 denominations. Payments depend on RBC’s credit, and the notes are designated as bail-inable under Canadian law, meaning they may be converted into equity or varied in a resolution event. Day count is 30/360; RBCCM is calculation agent. Investors should review the risk considerations and tax discussion referenced in the supplement.
Royal Bank of Canada is offering Auto‑Callable Contingent Coupon Barrier Notes linked to the least performing of Novo Nordisk ADS and UnitedHealth common stock, for an aggregate price to public of $4,612,000. Underwriting discounts are 1.75% ($80,710), with proceeds to RBC of $4,531,290.
The Notes pay a contingent coupon of $24.375 per $1,000 quarterly (9.75% per annum) if each underlier is at or above its coupon threshold. A memory feature allows missed coupons to be paid later when conditions are met. The Notes auto‑call quarterly starting April 29, 2026 if each underlier is at or above its initial value.
At maturity on May 4, 2027, if not called: investors receive $1,000 per Note if the least performing underlier is at or above its 50% barrier; otherwise principal is reduced one‑for‑one with the underlier’s decline, potentially to zero. The initial estimated value is $970.89 per $1,000, below the public offering price. Key dates: Trade October 29, 2025; Issue October 31, 2025; Valuation April 29, 2027.
Royal Bank of Canada filed a preliminary pricing supplement for Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the VanEck Gold Miners ETF (GDX), the Nasdaq-100 Technology Sector Index (NDXT) and the Consumer Staples Select Sector SPDR Fund (XLP). The Notes pay a contingent coupon of $9.375 per $1,000 (0.9375% monthly; 11.25% per annum) only if each Underlier is at or above 70% of its initial value on the observation date.
The Notes are automatically called if, on a quarterly call observation date, each Underlier is at or above its initial value; upon call, holders receive $1,000 plus the due coupon. If held to maturity and the least performing Underlier is at or above 60% of its initial value, principal is returned; otherwise repayment is reduced one-for-one with the Underlier’s loss, which can result in losing most or all principal.
Price to public is 100.00%, underwriting discounts are 3.625%, and proceeds to the issuer are 96.375% per $1,000. The initial estimated value is expected between
Royal Bank of Canada is offering Redeemable Fixed Rate Notes, registering an aggregate principal amount of $3,164,000 at 100% of face value. The notes pay 4.05% per annum, with interest paid annually on October 31, beginning October 31, 2026. They mature on October 31, 2029 and are redeemable at the issuer’s option, in whole, on any interest payment date starting October 31, 2026 with 10 business days’ prior written notice.
Total underwriting discounts and commissions are $16,452.80 (0.52%), resulting in issuer proceeds of $3,147,547.20 (99.48%). Minimum investment is $1,000 (and multiples of $1,000). Payments are subject to RBC’s credit risk, and the notes are bail-inable under Canadian law, meaning they may be converted into equity or written down in a resolution scenario.
Royal Bank of Canada is offering Enhanced Return Barrier Notes linked to an unequally weighted basket of the EURO STOXX 50, Nikkei 225, FTSE 100, Swiss Market Index, and S&P/ASX 200. The offering totals $290,000 at 100% of face value, with a 3.50% underwriting discount and $279,850 in proceeds to RBC.
The Notes provide 158% participation in Basket gains if the Final Basket Value exceeds the Initial Basket Value. If the Final Basket Value is at or above the Barrier Value of 75 (75% of Initial) but not higher than Initial, repayment is $1,000. If below the Barrier, repayment decreases one-for-one with the Basket Return, risking substantial principal loss. All payments are subject to RBC’s credit risk and are not insured.
Key dates: Trade Date October 28, 2025, Issue Date October 31, 2025, Valuation Date October 28, 2030, Maturity Date October 31, 2030. Minimum investment is $1,000. The initial estimated value is $941.67 per $1,000. Basket weights: SX5E 40%, NKY 25%, UKX 17.5%, SMI 10%, AS51 7.5%.
Royal Bank of Canada priced $1,000,000,000 of senior fixed rate/floating rate notes due November 3, 2031. The notes pay a fixed 4.305% per annum through November 3, 2030, then switch to a quarterly floating rate equal to the USD Compounded SOFR Index Rate + 0.980% until maturity.
The notes were offered at 100.000% of principal with a 0.250% underwriting discount, resulting in expected proceeds to the issuer of $997,500,000. Denominations are $2,000 and integral multiples of $1,000. The notes are bail-inable under the CDIC Act, are senior unsecured obligations, and will not be listed on any exchange. Settlement is expected on or about November 3, 2025 via DTC (including Euroclear, Clearstream and CDS).
Optional redemption: a make-whole call may be exercised at any time prior to November 3, 2030; at par, in whole only, on November 3, 2030; and at par, in whole or in part, on or after October 4, 2031. Interest during the fixed period is paid semi-annually (May 3 and November 3); during the floating period it is paid quarterly (Feb 3, May 3, Aug 3, and at maturity). All payments are subject to the issuer’s credit risk.
Royal Bank of Canada is offering $750,000,000 of 3.995% senior fixed rate/floating rate notes due November 3, 2028 under a Rule 424(b)(2) pricing supplement. The price to the public is 100.000% with a 0.100% underwriting discount, resulting in expected proceeds to the bank of $749,250,000.
The notes pay a fixed 3.995% coupon from the issue date to, but excluding, November 3, 2027, then float at the USD Compounded SOFR Index Rate + 0.700%, reset quarterly. Interest is paid semi-annually during the fixed period (May 3/Nov 3) and quarterly during the floating period (Feb 3/May 3/Aug 3/Maturity in 2028). Minimum denominations are $2,000 and integral multiples of $1,000.
The notes are senior unsecured, bail-inable under the CDIC Act, and will not be listed on any exchange. Optional redemption: make-whole prior to November 3, 2027; at 100% on November 3, 2027 (in whole); and at 100% on or after October 4, 2028. Settlement is expected on November 3, 2025 via DTC (including Euroclear, Clearstream and CDS).
Royal Bank of Canada is offering $500,000,000 of senior unsecured floating-rate notes due November 3, 2028 under a Rule 424(b)(2) pricing supplement. The notes pay quarterly interest at the USD Compounded SOFR Index Rate + 0.700%, using an Actual/360 day count, with payments each February 3, May 3, August 3 and November 3, beginning February 3, 2026.
The notes are bail-inable under the CDIC Act and may be converted into common shares in a resolution scenario. RBC may redeem at par (plus accrued interest) in whole on November 3, 2027, and in whole or in part on or after October 4, 2028. The offering is priced at 100.000%, with a 0.100% underwriting discount; estimated proceeds to RBC are $499,500,000. Minimum denominations are $2,000 and integral multiples of $1,000. The notes will be delivered in book-entry form via DTC on November 3, 2025 and will not be listed on any exchange. Lead managers include RBC Capital Markets and Goldman Sachs & Co. LLC.
Royal Bank of Canada is offering Redeemable Range Accrual Notes linked to the 10‑Year U.S. Dollar SOFR ICE Swap Rate, with a total offering size of $5,000,000. The price to the public is 100.00%, underwriting discounts are 0.40% ($20,000), and proceeds to the issuer are $4,980,000. The initial estimated value is $980.50 per $1,000.
Interest for each period equals 5.75% multiplied by the fraction of Accrual Days, defined as days when the reference rate is between the Lower Barrier 0.00% and Upper Barrier 4.50%. Interest is paid quarterly starting January 30, 2026, with maturity on October 30, 2030, unless redeemed.
The Notes are callable at the issuer’s option, in whole, on the October 30, 2026 interest date and on each quarterly interest date thereafter, paying principal plus any accrued interest. Denominations are $1,000 and integral multiples. All payments are subject to issuer credit risk, with RBCCM as calculation agent and a 30/360 day count.
Royal Bank of Canada announced a 424B2 offering of Auto-Callable Contingent Coupon Buffer Notes linked to the Bloomberg US Large Cap VolMax Index. The Notes pay a contingent coupon of $37.50 per $1,000 (3.75% quarterly; 15.00% per annum) only when the Underlier closes on or above the Coupon Threshold, set at 75% of the Initial Underlier Value.
The Notes are subject to a 15% Buffer: at maturity, if not called and the Final Underlier Value is below the Buffer Value (85% of Initial), principal is reduced by the Underlier decline beyond the buffer. Automatic call can occur quarterly starting May 26, 2026 if the Underlier is at or above its Initial value, returning $1,000 plus any due coupon. Price to public is 100% per Note; underwriting discounts are 4.00%, with proceeds to RBC of 96.00% per $1,000. The initial estimated value is expected between $882.00 and $932.00 per $1,000.
Key dates: Trade Date November 24, 2025; Issue Date November 26, 2025; Valuation Date November 25, 2030; Maturity Date November 29, 2030. All payments are subject to RBC’s credit risk.