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Royal Bank of Canada filed a preliminary 424B2 for Daily Auto-Callable Absolute Return Digital Notes linked to the S&P 500 Index, due February 19, 2027. The notes are priced at 100% of principal, with no underwriting commission; a broker-dealer unaffiliated with RBC may receive a structuring fee of up to $4 per $1,000.
The notes feature a Digital Return of 3.50% if the Final Underlier Value is greater than or equal to the Initial Underlier Value. If the Final Underlier Value is below the Initial but at or above the Barrier Value (80% of Initial), investors receive the absolute value of the index return, capped at 20%. The filing states the notes are automatically called if on any Call Observation Date the index closes below the Barrier Value; upon call, investors receive $1,000 per $1,000 note on the Call Settlement Date and no further payments.
Key dates: Trade Date November 14, 2025; Issue Date November 19, 2025; Valuation Date February 16, 2027; Maturity Date February 19, 2027. The initial estimated value is expected to be between $940.32 and $990.32 per $1,000, reflecting structuring and hedging costs. Payments are subject to RBC’s credit risk. For U.S. tax, the notes are intended to be treated as CPDIs; RBC expects Section 871(m) will not apply to Non-U.S. Holders based on current determinations.
Royal Bank of Canada announced a primary offering of Daily Auto-Callable Absolute Return Digital Notes linked to the S&P 500 Index. The notes price at 100.00% of principal with underwriting discounts of 0.50%, resulting in proceeds to Royal Bank of Canada of 99.50% per note. The initial estimated value is expected to be between $935.84 and $985.84 per $1,000. The notes are unsecured obligations subject to the issuer’s credit risk and are not insured by any governmental agency.
The notes offer a Digital Return of 2.75% if the Final Underlier Value is greater than or equal to the Initial Underlier Value at maturity, and an absolute return on declines up to a 20% cap when the Final Underlier Value is below the Initial but at or above the barrier. The Barrier Value is 80% of the Initial Underlier Value. The product features a daily auto-call: if on any Call Observation Date the Underlier closes below the Barrier Value, the notes are automatically called and return $1,000 per $1,000 principal on the applicable settlement date. Key dates: Trade Date November 14, 2025; Issue Date November 19, 2025; Valuation Date February 16, 2027; Maturity Date February 19, 2027.
Royal Bank of Canada plans to offer Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to Colgate-Palmolive (CL) common stock. The price to public is 100%, underwriting discounts are 1%, and proceeds to RBC are 99% of principal.
The Notes pay a contingent coupon of $26.825 per $1,000 each quarter if CL’s closing value is at or above the coupon threshold. The Initial Underlier Value is $78.00; the Coupon Threshold and Barrier Value are $62.40 (80% of initial). The Notes auto-call on any quarterly observation if CL is at or above the initial value, returning $1,000 plus the applicable coupon and any unpaid coupons.
If not called, at maturity investors receive $1,000 if the final value is at or above the barrier; otherwise they receive $1,000 + ($1,000 × Underlier Return), which can result in substantial loss. The initial estimated value is expected between $932.00 and $982.00 per $1,000. Key dates: Strike Oct 24, 2025, Trade Oct 27, 2025, Issue Oct 30, 2025, Valuation Nov 6, 2026, Maturity Nov 12, 2026. JPMorgan entities act as placement agents.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the Bloomberg US Large Cap VolMax Index (BMAXUS). The Notes pay a Contingent Coupon of $8.00 per $1,000 (0.80% monthly, 9.60% per annum) for any month the Underlier closes on the prior observation date at or above the Coupon Threshold of 40% of the Initial Underlier Value.
The Notes auto-call quarterly, beginning about one year after the trade date, if the Underlier is at or above the Initial Underlier Value, paying $1,000 plus any due coupon. If not called, at maturity investors receive $1,000 if the Final Underlier Value is at or above the Barrier Value (40%); otherwise, the payout is $1,000 + ($1,000 × Underlier Return), which can result in substantial principal loss.
Pricing terms include a price to public of 100.00%, underwriting discounts of 1.00%, and proceeds to RBC of 99.00%. The initial estimated value is expected to be $888.50–$938.50 per $1,000. The Notes are unsecured obligations of RBC, not insured by CDIC or FDIC, and carry RBC credit risk.
Royal Bank of Canada is offering Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index. The Notes pay at maturity: per $1,000, $1,000 + ($1,000 × Underlier Return × 103.50%) if the index rises, or $1,000 if the index is flat or down, subject to the issuer’s credit risk. Key dates: Trade October 24, 2025, Issue October 29, 2025, Valuation October 24, 2028, Maturity October 27, 2028.
The price to public is 100.00%, underwriting discount 1.00%, and proceeds to RBC 99.00%. The initial estimated value is expected between $916 and $966 per $1,000, reflecting distribution and hedging costs; secondary market values may be lower. Minimum investment is $1,000.
The Underlier deducts a 0.5% per annum decrement and other funding/transaction costs, which reduce performance. The Notes are not deposits or insured and are not bail-inable. For U.S. tax purposes, RBC intends to treat the Notes as contingent payment debt instruments, generally requiring accrual of interest income based on a comparable yield. Sales may include varying concessions and referral fees.
Royal Bank of Canada is offering two primary Auto‑Callable Contingent Coupon Barrier Notes, each linked to a single stock. One note references IBM with a 9.00% contingent coupon rate and $2,020,000 principal; the other references Meta Platforms (Class A) with a 10.50% contingent coupon rate and $1,042,000 principal. Proceeds to RBC are $1,972,225 for the IBM‑linked note and $1,016,850 for the META‑linked note.
Key terms include quarterly contingent coupons if the Underlier closes at or above the Coupon Threshold on the observation date, and an auto‑call if the Underlier closes at or above its Initial Value on a call observation date starting April 16, 2026. Initial values and 70% barriers: IBM $275.97 initial and $193.18 barrier; META $712.07 initial and $498.45 barrier. If not called and the final value is below the barrier, repayment is reduced by the Underlier’s decline, which can result in substantial loss of principal.
Trade Date is October 16, 2025; Issue Date October 21, 2025; Valuation Date October 16, 2028; Maturity Date October 19, 2028. Initial estimated values per $1,000 are $960.49 (IBM) and $951.45 (META).
Royal Bank of Canada is offering Capped Enhanced Return Barrier Notes linked to the S&P 500 Index, expected to price on October 31, 2025 and mature on December 16, 2026. The notes provide 200% participation in positive index performance, subject to a Maximum Return of at least 12%, and return principal if the final index value is between the initial level and the 90% barrier. If the index finishes below the barrier, repayment of principal is reduced 1-for-1 with the index decline.
The price to the public is 100% of face value, underwriting discounts are 2%, and proceeds to Royal Bank of Canada are 98% per $1,000. The initial estimated value is expected to be between $922 and $972 per $1,000, lower than the public offering price. Minimum investment is $1,000, and RBCCM is the calculation agent. All payments are subject to Royal Bank of Canada’s credit risk.
Royal Bank of Canada filed a preliminary pricing supplement for Barrier Digital Notes linked to the least performing of Adobe, Delta Air Lines, and PayPal, maturing on October 28, 2027. The notes provide a fixed Digital Return of 55.50% per $1,000 at maturity if the final value of the least performing underlier is at or above its Digital Barrier (70% of initial). If the least performing underlier finishes below the digital barrier but at or above the Barrier (60% of initial), principal is returned. Below the barrier, repayment is reduced one-for-one with the underlier’s loss.
The initial estimated value is expected to range from $919 to $969 per $1,000, less than the public offering price. Price to public is 100.00%, with no underwriting commission; a third-party broker may receive a structuring fee of up to $6 per $1,000. Minimum investment is $1,000. Key dates include Trade Date October 24, 2025, Issue Date October 29, 2025, and Valuation Date October 25, 2027. All payments are subject to RBC’s credit risk. The notes are not deposits, not insured, and are not bail-inable under Canadian law.
Royal Bank of Canada plans to issue Redeemable Fixed Rate Notes due October 31, 2029. The Notes pay a fixed 4.05% per annum, with interest paid annually on October 31, beginning October 31, 2026. Payments are subject to the issuer’s credit risk.
The Notes are callable at the issuer’s option, in whole but not in part, on any Interest Payment Date starting October 31, 2026, with 10 business days’ prior written notice. Minimum investment is $1,000 and in $1,000 increments, using a 30/360 day count convention.
The public offering price is 100.00% of principal, though certain accounts may pay as low as $987.50 per $1,000 principal amount. Underwriting discounts may be up to $12.50 per $1,000. These are bail-inable notes under Canadian law, which may be converted into equity in a resolution scenario.
Royal Bank of Canada priced a $994,000 offering of Senior Global Medium‑Term Notes, Series J, structured as market‑linked, auto‑callable securities tied to the lowest performing of Goldman Sachs (GS), Microsoft (MSFT) and Netflix (NFLX). Each security has a $1,000 face amount, an initial estimated value of $962.66, and pays no interest. The notes may auto‑call on October 16, 2026 for face value plus a 45% call premium if the lowest performing stock is at or above its starting value.
If not called, at maturity on October 13, 2028 investors receive: face plus leveraged upside at a 200% participation rate if the lowest stock is above its start; face amount if it is between the start and a 60% threshold; or a loss matching the negative return if it is below the threshold. The securities are unsecured obligations of RBC, subject to issuer credit risk, will not be listed, and are not FDIC/CDIC insured or bail‑inable.
Pricing economics: per security, original offering price $1,000.00, agent discount $25.75, and proceeds to RBC $974.25. Distributor: Wells Fargo Securities.