Welcome to our dedicated page for ROYAL BANK OF CANADA SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on ROYAL BANK OF CANADA's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into ROYAL BANK OF CANADA's regulatory disclosures and financial reporting.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the VanEck Gold Miners ETF, VanEck Semiconductor ETF and State Street Financial Select Sector SPDR ETF. The notes are issued at 100% of principal, with underwriting discounts of 1.875% and proceeds to the bank of 98.125% per $1,000 note. The initial estimated value is expected to be between $879.50 and $929.50 per $1,000.
Investors may receive a contingent coupon of at least $10.625 per $1,000 (at least 1.0625% per month, or at least 12.75% per year) on monthly payment dates if each ETF is at or above 60% of its initial value on the relevant observation date. The notes can be automatically called quarterly if all three ETFs are at or above their initial values, in which case investors receive $1,000 plus the applicable coupon.
If the notes are not called and the least performing ETF finishes below 60% of its initial value at maturity in October 2027, repayment of principal is reduced one-for-one with the decline, up to a total loss of principal. Payments depend entirely on ETF performance and Royal Bank of Canada’s credit.
Royal Bank of Canada is offering Redeemable Fixed Rate Notes that pay interest at 4.30% per annum and are scheduled to mature on January 16, 2031, unless redeemed earlier. The minimum investment is $1,000, in denominations of $1,000, with interest paid semiannually on January 16 and July 16, beginning July 16, 2026.
The Notes are callable at the bank’s option, in whole but not in part, on the interest payment date scheduled for January 16, 2028 and on each interest payment date thereafter, with 10 business days’ prior notice. If called, investors receive the principal plus the applicable interest payment on the call date, and no further payments are made.
The Notes are bail-inable under Canadian law, meaning they may be converted into common shares of Royal Bank of Canada or its affiliates or written down in a resolution scenario, and investors agree to be bound by the Canadian bail-in regime. RBC Capital Markets, LLC underwrites the offering and may sell the Notes at prices between $987.50 and $1,000.00 per $1,000 principal amount, reflecting selling concessions and fees.
Royal Bank of Canada is offering $20,715,240 of Buffer Autocallable GEARS linked to a weighted basket of five major equity indices, maturing on December 29, 2028. Each $10 Security can be automatically called on January 4, 2027 if the basket value is at or above its initial level, paying $11 per Security (a 10% Call Return) and then terminating. If not called and the basket ends above its initial level, investors receive $10 plus 1.4 times the basket’s positive return. If the basket is flat or down but no worse than 10%, principal is repaid at maturity. Below the 90% Downside Threshold, losses match the basket’s decline beyond the 10% buffer, up to a 90% loss of principal. The Securities pay no interest or dividends, depend entirely on RBC’s credit, are not insured, and are initially valued at $9.69 per $10 issue price.
Royal Bank of Canada is issuing Fixed Coupon Barrier Notes linked to the common stock of Micron Technology, Inc., with a minimum investment of $1,000 and an aggregate offering of $1,054,000. The Notes pay a fixed coupon of $9.583 per $1,000 monthly, equal to 11.50% per annum, regardless of Micron’s share performance.
The Initial Underlier Value is $294.37, and the Barrier Value is set at 50% of that, or $147.19. At maturity on December 31, 2026, investors receive $1,000 per Note plus the final coupon if Micron’s closing value is at or above the Barrier. If Micron ends below the Barrier, the principal is reduced one-for-one with the Underlier loss, so principal losses can be substantial or total.
The public offering price is 100% of principal, but the initial estimated value is $966.23 per $1,000, reflecting underwriting discounts, referral fees and hedging costs. The Notes are unsecured debt of Royal Bank of Canada, are not insured by any deposit insurer, and all payments depend on the Bank’s credit.
Royal Bank of Canada is offering five separate auto-callable contingent coupon barrier notes with a memory coupon feature, each linked to a single stock: Cloudflare, Netflix, PayPal, UnitedHealth Group, or Valero Energy. Each note has its own terms, including a contingent coupon rate per annum ranging from 10.25% to 13.25%, with quarterly coupon payments only if the related stock closes at or above a preset coupon threshold on the observation date.
The notes can be automatically called quarterly, beginning in June 2026, if the stock is at or above its initial value, in which case investors receive principal plus applicable coupons and no further payments. If the notes are not called and the final stock value is at or above the barrier level (50%–70% of the initial value, depending on the stock), investors receive full principal back; below the barrier, repayment is reduced one-for-one with the stock decline, and principal losses can be substantial or total. The initial estimated values per $1,000 are below the public offering price, the market value may be lower over time, and tax treatment of coupons—particularly for Non-U.S. holders—is complex and potentially subject to future changes.
Royal Bank of Canada is offering senior Redeemable Fixed Rate Notes due January 16, 2036 as part of its global medium-term note program. The Notes pay a fixed interest rate of 4.85% per annum, with interest paid semiannually on January 16 and July 16 of each year, beginning July 16, 2026.
The Notes are callable at the bank’s option, in whole but not in part, on the January 16, 2029 interest payment date and on each interest payment date thereafter, with 10 business days’ prior written notice. If the Notes are redeemed, investors receive the principal plus the applicable interest payment on the call date, with no further payments.
The Notes are bail-inable under Canadian law, meaning they may be converted into common shares of Royal Bank of Canada or its affiliates, or varied or extinguished, if Canadian bail-in powers are exercised. RBC Capital Markets, LLC is the underwriter, purchasing the Notes at prices between $982.50 and $1,000.00 per $1,000 principal amount and may reallow up to $17.50 per $1,000 as selling concessions to certain dealers.
Royal Bank of Canada is issuing $1,818,000 of Barrier Digital Notes linked to the worst performer of the MSCI Emerging Markets Index and the EURO STOXX 50 Index, maturing on January 3, 2031. The notes are sold at 100% of principal, with underwriting discounts of 3.50%, resulting in proceeds to the bank of 96.50% of the issue price. Per $1,000 note, investors can receive a digital return of 56% if the least performing index finishes at or above its initial level, or full principal back if it finishes below its initial level but at or above a 70% barrier. If the least performing index ends below the barrier, repayment is reduced in line with the index loss, and investors can lose most or all of their principal. The initial estimated value is $940.09 per $1,000, reflecting structuring and hedging costs, and payments depend entirely on RBC’s credit.
Royal Bank of Canada is offering Redeemable Fixed Rate Notes with an aggregate price to the public of $2,354,000. The Notes pay a fixed interest rate of 5.25% per annum, with interest paid annually on December 31, starting in 2026 and continuing until the scheduled maturity on December 31, 2040, if they are not redeemed earlier.
The Notes are issued in minimum denominations of $1,000 and are senior bail-inable notes of Royal Bank of Canada, meaning they may be converted into common shares or written down under Canadian bail-in powers. They are callable at the bank’s option, in whole but not in part, on the interest payment date scheduled for December 31, 2028 and on each interest payment date thereafter, with 10 business days’ prior notice. The Notes are not insured by Canadian or U.S. deposit insurance programs and are subject to the credit risk and regulatory environment of Royal Bank of Canada.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the VanEck Gold Miners ETF, VanEck Semiconductor ETF and State Street Financial Select Sector SPDR ETF. The notes pay a monthly contingent coupon of at least 1.1875% (at least 14.25% per year) per $1,000, but only if on each observation date every ETF closes at or above its coupon threshold, set at 60% of its initial value.
The notes can be automatically called quarterly if all underliers are at or above their initial values, in which case investors receive $1,000 per note plus the applicable coupon and no further payments. If not called, at maturity investors receive $1,000 per note only if the least performing ETF is at or above its 60% barrier; otherwise, repayment is reduced one-for-one with that ETF’s loss, exposing holders to a substantial or total loss of principal.
The public offering price is 100% of principal, with a 1.00% underwriting discount and 99.00% of proceeds to Royal Bank of Canada. The initial estimated value is expected between $893.50 and $943.50 per $1,000, reflecting internal funding and hedging costs. Tax counsel currently expects to treat the notes as prepaid financial contracts with associated coupons taxed as ordinary income, but notes that this treatment is uncertain and could change.
Royal Bank of Canada is issuing Auto-Callable Enhanced Return Dual Directional Barrier Notes linked to the worst performer of Bristol-Myers Squibb common stock and Novo Nordisk ADSs. The notes are offered at 100% of principal, for a total of $2,402,000, with 2.50% underwriting discounts and 97.50% of proceeds to the bank. The initial estimated value is $969.27 per $1,000 note, reflecting structuring and hedging costs.
The notes may be automatically called on January 4, 2027 if each underlier is at or above its initial value, paying $1,375 per $1,000 (137.5%) and then terminating. If not called, at maturity investors get enhanced upside with a 150% participation rate on the least-performing underlier when it finishes above its initial level. If that underlier ends between its initial value and a 60% barrier, investors receive a positive “dual directional” payoff up to a 40% loss in the underlier. If it closes below the barrier, repayment is fully exposed to downside and investors can lose most or all principal. All payments depend on RBC’s credit.