Welcome to our dedicated page for ROYAL BANK OF CANADA SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on ROYAL BANK OF CANADA's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into ROYAL BANK OF CANADA's regulatory disclosures and financial reporting.
Royal Bank of Canada is offering Capped Leveraged Index Return Notes linked to the SPDR EURO STOXX 50 ETF with an aggregate public offering price of $3,917,680 at $10 per unit. These senior unsecured notes, due February 26, 2027, provide a 200% leveraged upside to the ETF if its ending level exceeds the starting value of $64.29, but gains are capped at a maximum payment of $11.462 per unit, a 14.62% return.
If the ETF finishes at or above the starting value, investors receive at least their $10 principal; if it finishes below, principal is lost on a 1:1 basis down to zero. The Threshold Value equals 100% of the Starting Value, so there is no downside buffer. The notes are subject to RBC’s credit risk, are not insured by CDIC or FDIC, and will not be listed on any exchange.
The initial estimated value is $9.70 per unit, below the $10 public price, reflecting RBC’s lower internal funding rate, a $0.175 per-unit underwriting discount and a $0.05 hedging-related charge. Investors are also exposed to Eurozone equity and foreign currency risks and should consider complex U.S. and Canadian tax consequences.
Royal Bank of Canada is offering $1,088,000 of Capped Enhanced Return Notes linked to the S&P 500 Index, maturing on December 23, 2027. These notes provide 110% participation in any positive index performance, but gains are capped at a Maximum Return of 9.262%, so the most an investor can receive at maturity is $1,092.62 per $1,000 of principal.
If the index is flat or down at maturity, investors receive only their $1,000 principal per note, with no additional return, and all payments depend on the bank’s credit. The public offering price is 100% of principal, but the initial estimated value is $977.41 per $1,000, reflecting fees and hedging costs, and Royal Bank of Canada expects to receive $1,074,400 in proceeds after a 1.25% underwriting discount. The notes are unsecured, not insured by deposit insurance agencies, and may be difficult to sell before maturity at a favorable price.
Royal Bank of Canada is offering $1,500,000 of auto-callable contingent coupon barrier notes linked to the Class A common stock of Alphabet Inc., maturing on December 21, 2028. The notes pay a contingent coupon of $23.125 per $1,000 (9.25% per year) on quarterly dates only if Alphabet’s share price is at or above a coupon threshold set at 60% of the initial value.
The notes can be automatically called on quarterly observation dates if Alphabet’s closing value is at least its initial value of $302.46, in which case investors receive $1,000 per note plus the applicable coupon and no further payments. If the notes are not called, principal repayment at maturity depends on Alphabet’s final value: investors receive full principal if it is at or above the 60% barrier level of $181.48, but if it is below that barrier they are exposed one-for-one to the stock’s loss and could lose their entire investment.
The price to the public is 100% of principal, with 2.00% underwriting discounts, so proceeds to Royal Bank of Canada are 98%, or $1,470,000. The bank’s initial estimated value is $970.20 per $1,000 note, reflecting internal funding and hedging costs, and secondary market values may be lower. Payments depend on Royal Bank of Canada’s credit and involve complex tax considerations for both U.S. and non-U.S. investors.
Royal Bank of Canada is issuing Capped Return Dual Directional Buffer Notes linked to the S&P 500 Index with a total offering of $2,164,000. The notes are due on December 23, 2027 and are sold at 100% of principal, with underwriting discounts and commissions of 2.151%, resulting in proceeds to the bank of $2,117,450.
The notes offer 100% participation in S&P 500 gains up to a maximum upside return of 18.50%, or $1,185 per $1,000 at maturity. They include a 10% downside buffer: modest declines down to 90% of the initial index level produce positive “dual directional” returns, but if the index falls more than 10%, principal is reduced so investors can lose a substantial portion of their investment. The initial estimated value is $966.44 per $1,000, below the public offering price, and all payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is issuing $2,725,000 Dual Directional Buffer Digital Notes linked to the S&P 500® Index, maturing on January 22, 2027. The notes are sold at 100% of principal, with all proceeds to the bank, while the initial estimated value is $994.05 per $1,000, reflecting fees and hedging costs.
At maturity, if the index level is at or above 92.60% of its initial value, investors receive a fixed 7.40% return. If the index falls but stays between 86% and 92.60% of the initial value, investors earn the absolute value of the index loss, capped at 14%. Below 86% of the initial value, principal is reduced so losses exceed any gain, and investors can lose a substantial portion of principal. Payments depend on the bank’s credit, the notes are not insured, and tax treatment is described as prepaid financial contracts with noted IRS uncertainty.
Royal Bank of Canada is issuing $2,304,000 of Auto-Callable Enhanced Return Barrier Notes linked to an equally weighted basket of five U.S. bank stocks: Bank of America, Citigroup, Goldman Sachs, Morgan Stanley and Wells Fargo. The Notes are priced at 100% of principal, with underwriting discounts and commissions of 2.062%, resulting in proceeds to Royal Bank of Canada of $2,256,490. The Notes may be automatically called on December 31, 2026 if the basket is at or above its initial value, paying $1,120 per $1,000 of principal (112%) and then terminating. If not called, they mature on December 21, 2028 with 150% participation in basket gains and principal protection only down to a barrier set at 70% of the initial basket value; below this level, investors share fully in losses and could lose all principal. The initial estimated value is $963.98 per $1,000, lower than the public offering price, and all payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is issuing Auto-Callable Contingent Coupon Barrier Notes linked to the worst performer among Broadcom, Blackstone and CVS Health common stocks. The notes are offered at 100% of principal for a total of $3,580,000, with underwriting discounts of 2.75% and proceeds to RBC of 97.25% (about $3,481,550). The minimum investment is $1,000.
The notes pay a contingent coupon of $43.50 per $1,000 each quarter (17.40% per annum) only if all three underliers are at or above 50% of their initial values on the observation date. They may be automatically called quarterly starting in December 2026 if each underlier is at or above its initial value, in which case investors receive $1,000 plus the coupon and no further payments.
If not called, principal repayment at maturity in December 2028 depends on the least performing underlier. If its final value is at or above 50% of its initial value, investors receive full principal plus any coupon; if it is below this barrier, repayment is reduced one-for-one with the loss, and investors can lose a substantial portion or all of their principal. The initial estimated value is $968.68 per $1,000, below the public offering price.
Royal Bank of Canada is offering senior Notes linked to an equally weighted basket of ten large U.S. equities, with a total offering size of $1,284,000. Investors pay 100.00% of principal, from which 3.961% in underwriting discounts and commissions is taken, leaving 96.039% in proceeds to Royal Bank of Canada. Each $1,000 Note offers 100% participation in any positive Basket return, so if the Final Basket Value exceeds the Initial Basket Value of 100, the payoff is $1,000 plus $1,000 multiplied by the Basket Return. If the Basket is flat or down at maturity in June 2031, investors receive $1,000 per Note, subject to the bank’s credit risk. The initial estimated value is $946.52 per $1,000 Note, reflecting internal funding and hedging costs. The Notes are treated as contingent payment debt instruments for U.S. federal income tax purposes.
Royal Bank of Canada is issuing Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index, with a total public offering of $3,432,000. The Notes are priced at 100% of principal, with underwriting discounts and commissions of 2.723%, resulting in proceeds to the bank of $3,338,535. The minimum investment is $1,000.
At maturity on June 22, 2029, investors receive their $1,000 principal plus 105% of any positive index return, or full principal back if the index is flat or down. The initial estimated value is $947.43 per $1,000, below the public price, reflecting fees, hedging and funding costs. The complex underlier uses long/short equity and Treasury futures with a 10% volatility target and multiple ongoing fees and costs that reduce index performance.
Royal Bank of Canada is offering $2,213,000 of Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index, maturing December 23, 2030. The notes are priced at 100% of principal, with underwriting discounts and commissions of 2.556%, resulting in proceeds to Royal Bank of Canada of $2,156,440.
At maturity, holders receive $1,000 per note plus 140% of any positive index return; if the index is flat or down, investors receive only their $1,000 principal per note, subject to the bank’s credit risk. The initial estimated value is $930.98 per $1,000, lower than the public offering price due to selling costs, hedging, and the bank’s internal funding rate.
The underlier is a rules-based index that applies a 0.5% annual decrement fee, transaction costs and funding costs, and uses leveraged and short exposures to equity and Treasury futures with a 10% volatility target, all of which can reduce performance. The notes are treated as contingent payment debt instruments for U.S. federal income tax purposes and are not insured by Canadian or U.S. deposit insurance agencies.