Welcome to our dedicated page for ROYAL BANK OF CANADA SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on ROYAL BANK OF CANADA's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into ROYAL BANK OF CANADA's regulatory disclosures and financial reporting.
Royal Bank of Canada is offering $412,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the Solactive Equal Weight U.S. Semi Conductor Select AR Index. The notes pay a contingent coupon of $9.583 per $1,000 (0.9583% per month, 11.50% per year) only when the index closes at or above 75% of its initial value on the relevant observation date. The notes can be automatically called quarterly if the index is at or above its initial level, in which case investors receive $1,000 per note plus the applicable coupon and no further payments.
At maturity, if the notes are not called and the index is at or above 70% of its initial value, investors receive full principal back (and any due coupon). If the index finishes below 70%, repayment is reduced one-for-one with the index decline, and investors can lose most or all of their principal. The initial estimated value is $957.69 per $1,000, below the public offering price, reflecting fees, hedging costs and the issuer’s funding rate. All payments depend on Royal Bank of Canada’s creditworthiness.
Royal Bank of Canada is offering two Capped Enhanced Return Buffer Notes, with $653,000 linked to the Nasdaq-100 Index and $582,000 linked to the Russell 2000 Index. These senior unsecured notes run from a trade date of December 18, 2025 to a maturity date of December 23, 2027 and require a minimum $1,000 investment.
Each note provides 150% participation in any positive index performance, subject to a maximum return of 21.50% for the Nasdaq-100 note and 24% for the Russell 2000 note. A 10% downside buffer means principal is fully repaid if the final index level is at least 90% of its initial value; below that level, investors lose principal in proportion to further losses beyond the 10% buffer.
The initial estimated values of approximately $965.22 and $965.54 per $1,000 are lower than the public offering price, reflecting internal funding, fees and hedging costs. The notes are subject to Royal Bank of Canada’s credit risk, may trade at a substantial discount in any secondary market, and involve complex U.S. federal income tax treatment as prepaid financial contracts with potential Section 871(m) considerations for non-U.S. holders.
Royal Bank of Canada is offering $378,000 of Capped Enhanced Return Buffer Notes linked to the EURO STOXX 50® Index, maturing on December 23, 2027. These notes provide 200% participation in any positive index return, but gains are capped at a 19% maximum return, so the most an investor can receive at maturity is $1,190 per $1,000 of principal.
The structure includes a 15% downside buffer: if the index ends down by 15% or less, investors receive their full principal back. If the index falls more than 15%, principal is reduced in line with the loss beyond that buffer, and investors could lose a substantial portion of their investment. The initial estimated value is $963.65 per $1,000, below the issue price, reflecting fees, hedging costs and the bank’s funding rate. Payments depend entirely on Royal Bank of Canada’s ability to meet its obligations.
Royal Bank of Canada is offering Capped Enhanced Return Buffer Notes linked to the SPDR® Gold Trust. The Notes are issued at 100.00% of principal for a total of $160,000, with underwriting discounts of 3.375% and proceeds to the bank of $154,600. The initial estimated value is $935.15 per $1,000, below the public offering price.
The Notes have a trade date of December 18, 2025 and mature on December 23, 2030. At maturity, investors get 125% of any positive Underlier return, capped at a Maximum Return of 45%, for a maximum payment of $1,450 per $1,000. A 20% buffer protects against moderate declines, but if the SPDR Gold Trust falls more than 20%, principal is reduced and investors can lose a substantial portion of their investment. Payments depend on Royal Bank of Canada’s credit and the product has complex U.S. tax and liquidity risks.
Royal Bank of Canada is issuing Auto-Callable Enhanced Return Buffer Notes linked to the common stock of NVIDIA Corporation. The notes are part of its senior global medium-term notes program, sold at 100% of principal for a total of $1,460,000, with underwriting discounts of 1.75% and proceeds to the bank of $1,434,450. The initial estimated value is $989.78 per $1,000, reflecting structuring and hedging costs.
The notes have a trade date of December 18, 2025 and mature December 23, 2027, with a call observation date in December 2026. If NVIDIA’s stock is at or above the initial value on the call observation date, the notes are automatically called for $1,205 per $1,000 (120.50%) and terminate. If not called, at maturity investors get enhanced upside with a 125% participation rate on positive returns, full principal repayment if the stock is down but within a 20% buffer, and losses if it falls below the 80% buffer level. All payments depend on Royal Bank of Canada’s credit, and the issuer highlights limited liquidity, potential secondary market discounts and complex U.S. tax treatment.
Royal Bank of Canada is offering $750,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the worst performer of the Technology Select Sector SPDR ETF (XLK) and the SPDR S&P Oil & Gas Exploration & Production ETF (XOP). The notes pay a contingent coupon of $41.25 per $1,000 each quarter (16.50% per annum) only if, on the relevant observation date, both ETFs are at or above 80% of their initial values.
The notes can be automatically called quarterly starting June 17, 2026 if both underliers are at or above their initial values, in which case investors receive $1,000 plus the coupon and no further payments. If the notes are not called and, on the final valuation date in December 2028, the worst-performing ETF is at or above 80% of its initial value, investors receive full principal plus any final coupon.
If at maturity the worst performer is below the 80% barrier, repayment of principal is reduced one-for-one with the underlier loss, with potential loss of the entire $1,000. The initial estimated value is $978.80 per $1,000, below the public offering price, and all payments are subject to Royal Bank of Canada’s credit risk.
Royal Bank of Canada is issuing $873,000 of senior unsecured market-linked notes tied to the common stock of Amazon.com, Inc., maturing on June 22, 2027. Each security has a $1,000 face amount and offers a contingent fixed return of 26% ($260 per security) if the ending Amazon stock price on the calculation day is at or above the threshold.
The starting value of Amazon stock is $221.27, and the threshold value is set at 85% of that level, or $188.0795. If the ending value is below the threshold, investors are fully exposed to the stock’s downside from the starting value and can lose more than 15%, up to their entire principal. The initial estimated value is $978.12 per security, below the $1,000 offering price, reflecting agent discounts, hedging costs and Royal Bank of Canada’s internal funding rate.
The notes pay no periodic interest, are not insured by Canadian or U.S. deposit insurance agencies, and all payments depend on Royal Bank of Canada’s creditworthiness. There may be limited or no secondary market, and any resale before maturity could be at a substantial discount to the original price.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes with a memory coupon linked to the common stock of Best Buy Co., Inc. The notes are issued in $1,000 denominations with a minimum investment of $10,000 and are priced at 100% of principal, with 1.00% in underwriting discounts and 99.00% of proceeds to Royal Bank of Canada.
Investors can receive quarterly contingent coupons of $36.90 per $1,000 if Best Buy’s share price is at or above the coupon threshold, set at 65% of the initial value of $71.76, or $46.64. The notes are automatically called if, on any call observation date, the underlier closes at or above the initial value, in which case investors receive principal plus any due coupons.
If the notes are not called and, on the final valuation date, Best Buy’s share price is at or above the barrier level, investors receive full principal plus any due coupons; if it is below the barrier, repayment is reduced in line with the underlier’s loss, potentially down to zero. The initial estimated value is expected between $925.50 and $975.50 per $1,000, and all payments are subject to Royal Bank of Canada’s credit and complex U.S. tax and withholding rules.
Royal Bank of Canada is offering unsecured structured notes linked to the MSCI EAFE® Index, with a term expected to be between 25 and 28 months. Each note has a $1,000 principal amount, pays no interest and is repaid at maturity based on index performance.
Investors receive 160% of any positive index return, subject to a cap level expected to produce a maximum settlement amount between $1,224.96 and $1,264.48 per $1,000. A 15.00% downside buffer means principal is fully repaid if the index is at or above 85.00% of its initial level, but below that the payoff declines about 1.1765% for each 1% drop and can result in a total loss. The initial estimated value is expected to be between $960.60 and $990.60 per $1,000, the notes will not be listed, and all payments depend on Royal Bank of Canada’s creditworthiness.
Royal Bank of Canada is offering $4,961,000 in Auto-Callable Contingent Coupon Barrier Notes with a memory feature linked to the weaker performer of Apple and JPMorgan common stock, maturing June 23, 2027. The notes pay a contingent coupon of $26 per $1,000 (2.60% per quarter, 10.40% per year) only if each stock stays at or above 65% of its initial value on observation dates, with missed coupons potentially paid later if conditions are met. The notes can be automatically called quarterly if both underliers are at or above their initial values, returning principal plus due coupons. If not called and the worst-performing stock finishes below its 65% barrier, investors receive shares of that stock instead of cash, and may lose a large portion or all of their principal.
The price to the public is 100% of principal, with underwriting discounts of 1.50%, resulting in proceeds to Royal Bank of Canada of $4,886,585. The initial estimated value is $978.25 per $1,000, reflecting hedging and funding costs. The supplement highlights market, structure, conflict-of-interest and tax risks, including uncertainty over U.S. federal income tax treatment and possible future changes affecting derivatives.