Welcome to our dedicated page for Royal Bank of Canada SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Royal Bank of Canada's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Royal Bank of Canada's regulatory disclosures and financial reporting.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of two SPDR exchange-traded funds: the S&P Regional Banking ETF (KRE) and the S&P Oil & Gas Exploration & Production ETF (XOP). The notes have a minimum investment of $1,000 and pay a contingent coupon of $42.50 per $1,000 principal (4.25% per quarter, 17.00% per year) on quarterly dates if, on the prior observation date, the closing value of each ETF is at or above 80% of its initial value, which also serves as both the coupon threshold and barrier level. The notes are automatically called on quarterly call observation dates starting June 12, 2026 if each ETF is at or above its initial value, in which case holders receive $1,000 plus the applicable coupon.
If the notes are not called, on December 15, 2028 investors receive $1,000 per note plus any due coupon if the final value of the least performing ETF is at or above 80% of its initial value. If it is below that barrier, repayment of principal is reduced in line with the ETF’s percentage loss, up to a complete loss of principal. The price to the public is 100.00% of principal, with a 1.00% underwriting discount and 99.00% of proceeds to Royal Bank of Canada. The initial estimated value is expected to be between $900.00 and $950.00 per $1,000, reflecting funding, hedging and distribution costs. All payments depend on Royal Bank of Canada’s credit and the notes are not insured or bail-inable.
Royal Bank of Canada is offering redeeemable fixed rate senior notes due December 31, 2040, as part of its Senior Global Medium-Term Notes, Series J. The Notes pay interest at a fixed rate of 5.25% per annum, with payments made annually on December 31, beginning December 31, 2026. The minimum investment is $1,000, in denominations of $1,000.
Royal Bank of Canada may, at its option, redeem the Notes in whole (but not in part) on the interest payment date scheduled for December 31, 2028 and on each interest payment date thereafter, upon 10 business days’ prior written notice. If the Notes are held to maturity and not redeemed, investors are scheduled to receive the principal amount plus the final interest payment on December 31, 2040, subject to the issuer’s credit risk.
The Notes are designated as bail-inable notes, meaning they may be converted into common shares of Royal Bank of Canada or its affiliates, or varied or extinguished, under Canadian bail-in powers. RBC Capital Markets, LLC is the underwriter and may purchase the Notes at prices between $975.00 and $1,000.00 per $1,000 principal amount, and may pay selling concessions to selected broker-dealers.
Royal Bank of Canada is offering Performance Leveraged Upside Securities linked to the S&P 500 Index, maturing on December 10, 2027. Each note has a $1,000 stated principal amount and provides 200% leveraged exposure to positive index performance, but gains are capped by a maximum payment of $1,252.60 per note, or 125.26% of principal.
If the S&P 500 final value is above the initial level of 6,901.00, investors receive principal plus twice the index gain up to the cap. If the index is flat, they receive back exactly $1,000. If the index finishes below the initial level, the notes lose value one-for-one with the index decline, with no downside protection and the possibility of a total loss of principal.
The notes pay no interest, are unsecured senior debt of Royal Bank of Canada, and all payments depend on the bank’s credit. The aggregate principal amount is $5,000,000, the initial estimated value is $984.44 per note, and the securities will not be listed on any exchange.
Royal Bank of Canada is issuing $42,253,000 of Auto-Callable Geared Buffer Notes linked to the S&P 500 Index. The notes can be automatically redeemed on quarterly observation dates starting in December 2026 if the index closes at or above a call level set at 90% of the initial index value, paying fixed call amounts that range from $1,077.50 to $1,387.50 per $1,000 of principal depending on when they are called.
If the notes are not called, holders receive $1,000 at maturity in December 2030 so long as the S&P 500 has not fallen below 85% of its initial level; below this buffer, principal is reduced using a downside multiplier of approximately 1.17647, which can lead to a substantial or total loss of principal. The initial estimated value is $999.52 per $1,000, the notes pay no coupons, are unsecured obligations of Royal Bank of Canada, are not deposit-insured or bail-inable, and involve complex market, tax and issuer credit risks.
Royal Bank of Canada is offering $1,035,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the common stock of Apple Inc., maturing on December 16, 2027. The notes pay a contingent coupon of $23.50 per $1,000 (2.35% per quarter, 9.40% per year) only if Apple’s share price on each observation date is at or above a coupon threshold set at 75% of the initial value of $278.03. The notes can be automatically called quarterly starting June 11, 2026 if Apple’s closing value is at or above the initial value, in which case investors receive $1,000 plus the applicable coupon and no further payments. If not called and Apple’s final value is at or above the 75% barrier, investors receive $1,000 per note (plus any due coupon); if it is below the barrier, they receive Apple shares worth less than the principal, potentially down to zero. The initial estimated value is $978.07 per $1,000, below the public offering price due to fees, funding and hedging costs.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the Class A common stock of Meta Platforms, Inc. The total offering size is $4,365,000, with proceeds to the bank of $4,299,525 after underwriting discounts. The notes have a minimum investment of $5,000 and reference Meta’s initial value of $652.71 per share, with both the coupon threshold and barrier set at 63.40% of that level, or $413.82. The contingent coupon is $137.50 per $5,000 (2.75% quarterly, 11.00% per annum) when the underlier closes at or above the threshold.
The notes may be automatically called quarterly if Meta’s closing value is at or above the initial level, in which case investors receive principal plus due and unpaid coupons. If not called and Meta finishes at or above the barrier, investors receive principal back plus any due coupons; if it finishes below, they receive about 7.66 shares of Meta per $5,000, exposing them to potentially large losses, up to total loss. The initial estimated value is $4,916.94 per $5,000, below the public price, and all payments are subject to RBC’s credit. The notes involve complex and uncertain U.S. tax treatment and are not insured deposits or bail-inable notes.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the VanEck Semiconductor ETF (SMH) and the SPDR S&P Oil & Gas Exploration & Production ETF (XOP). The notes pay a contingent coupon of $46.25 per $1,000 (4.625% quarterly, 18.50% per annum) only when, on a quarterly observation date, both ETFs close at or above 75% of their initial values.
The notes can be automatically called each quarter if both underliers are at or above their initial levels, in which case investors receive $1,000 plus the coupon and no further payments. If not called, at maturity in December 2028 investors receive $1,000 per note only if the least-performing ETF is at or above its 75% barrier; otherwise repayment is reduced one-for-one with its loss, and principal can be fully lost.
The price to the public is 100% of principal, with 1% in underwriting discounts and proceeds of 99% to the bank. The initial estimated value is expected between $910 and $960 per $1,000, reflecting dealer compensation and hedging costs. The notes carry significant market, credit, liquidity and tax risks, and are not insured or bail-inable.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each $1,000 note can pay a monthly contingent coupon of $7.583 (9.10% per year) if on the observation date all three indices are at or above 70% of their initial levels. Starting in June 2026, the notes are automatically called if all indices are at or above their initial values, returning $1,000 plus the coupon, with no further payments.
If the notes are not called, on the December 22, 2028 maturity date investors receive $1,000 per note if the worst index is at or above 60% of its initial level, but may miss the final coupon if it is below the 70% coupon threshold. If the worst index finishes below 60%, principal is reduced one-for-one with that index’s loss, up to a complete loss. The initial estimated value is expected to be between $922 and $972 per $1,000, below the public offering price, and all payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is issuing auto-callable contingent coupon barrier notes linked to the least-performing of Apple, Amazon and Meta stock, in a total offering of $1,086,000 (price to public 100.00%, proceeds to the bank 99.25%). The minimum investment is $1,000 and the notes run from a trade date of December 10, 2025 to a scheduled maturity on December 14, 2028, unless called earlier.
The notes pay a contingent coupon of $10.50 per $1,000 (1.05% monthly, 12.60% per year) only if, on each monthly observation date, every underlier is at or above its coupon threshold, set at 50% of its initial value. The notes are automatically called on certain quarterly dates if all underliers are at or above their initial values, paying back principal plus that period’s coupon.
At maturity, if not called and the worst-performing stock is at or above its 50% barrier, investors receive full principal plus any coupon due. If the worst-performing stock is below its barrier, repayment is reduced one-for-one with that stock’s loss, and investors can lose a substantial portion or all of their principal. The initial estimated value is $990 per $1,000 note, below the public offering price, and all payments are subject to Royal Bank of Canada’s credit risk and complex U.S. tax treatment.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes with a memory coupon linked to the worst performer of Amazon, Procter & Gamble, and Walmart stock. The notes pay a monthly contingent coupon of at least $7.292 per $1,000 (at least 8.75% per year) only if on the prior observation date all three stocks are at or above 50% of their initial levels. Missed coupons can be paid later if conditions are met.
The notes can be automatically called quarterly if all underliers are at or above their initial values, returning $1,000 per note plus due coupons, with no further payments. If held to the December 2030 maturity and the worst stock is at or above its 50% barrier, investors receive full principal back plus any due coupon; if it is below the barrier, repayment is reduced one-for-one with the loss in that stock, up to a total loss of principal. The initial estimated value is expected to be $900–$950 per $1,000, below the public offering price, and payments depend on RBC’s credit and complex tax treatment.