Ready Capital (RC) director granted 58,252 RSUs vesting through 2026

Rhea-AI Filing Summary

REESE J MITCHELL reported acquisition or exercise transactions in this Form 4 filing.

Ready Capital Corp director J. Mitchell Reese reported an indirect award of 58,252 Restricted Stock Units under the company’s 2023 Equity Incentive Plan. The RSUs, held through the J. Mitchell Reese Jr. Trust, vest in four equal installments across 2026 and include cash dividend equivalent rights on unvested units.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider REESE J MITCHELL

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	58,252	$0.00	--

Holdings After Transaction: Common Stock — 177,168 shares (Indirect, J. Mitchell Reese Jr. Trust, UA 5/5/1999)

Footnotes (1)

1. On March 5, 2026, the reporting person was awarded 58,252 Restricted Stock Units ("RSUs") under the Ready Capital Corporation 2023 Equity Incentive Plan, which represent the right to receive one share of Common Stock of the Issuer for each RSU at vesting or, at the election of the reporting person, a deferred settlement date. The RSUs will vest in equal installments of one-quarter on March 31, 2026, June 30, 2026, September 30, 2026 and December 31, 2026. The reporting person will receive dividend equivalent rights on unvested RSUs from the grant date payable in cash in an amount equal to the cash dividend distributions paid on a share of Common Stock of the Issuer. The reporting person owns the shares of Common Stock of the issuer through the J. Mitchell Reese Jr. Trust, UA 5/5/1999. The reporting person serves as the trustee and sole beneficiary of the trust and has sole voting and investment power with respect to the securities held by the trust.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

REESE J MITCHELL

(Last) (First) (Middle)

C/O READY CAPITAL CORPORATION,

1251 AVENUE OF THE AMERICAS, 50TH FLOOR

(Street)

NEW YORK NY 10020

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ready Capital Corp [ RC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/05/2026		A		58,252(1)	A	$0	177,168(2)	I	J. Mitchell Reese Jr. Trust, UA 5/5/1999

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On March 5, 2026, the reporting person was awarded 58,252 Restricted Stock Units ("RSUs") under the Ready Capital Corporation 2023 Equity Incentive Plan, which represent the right to receive one share of Common Stock of the Issuer for each RSU at vesting or, at the election of the reporting person, a deferred settlement date. The RSUs will vest in equal installments of one-quarter on March 31, 2026, June 30, 2026, September 30, 2026 and December 31, 2026. The reporting person will receive dividend equivalent rights on unvested RSUs from the grant date payable in cash in an amount equal to the cash dividend distributions paid on a share of Common Stock of the Issuer.

2. The reporting person owns the shares of Common Stock of the issuer through the J. Mitchell Reese Jr. Trust, UA 5/5/1999. The reporting person serves as the trustee and sole beneficiary of the trust and has sole voting and investment power with respect to the securities held by the trust.

Remarks:

	/s/ Misbah Mohiuddin, Attorney-in-Fact	03/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Ready Capital Corp (RC) disclose for J. Mitchell Reese?

Ready Capital Corp disclosed that director J. Mitchell Reese was awarded 58,252 Restricted Stock Units under the 2023 Equity Incentive Plan. These RSUs represent the right to receive one share of common stock per unit upon vesting or a deferred settlement date.

How many Restricted Stock Units did J. Mitchell Reese receive from Ready Capital Corp (RC)?

J. Mitchell Reese received an award of 58,252 Restricted Stock Units from Ready Capital Corp. Each RSU represents the right to receive one share of common stock upon vesting or at a deferred settlement date elected by the reporting person.

What is the vesting schedule for J. Mitchell Reese’s RSUs at Ready Capital Corp (RC)?

The 58,252 RSUs awarded to J. Mitchell Reese vest in four equal installments. Vesting occurs one-quarter on March 31, 2026, June 30, 2026, September 30, 2026, and December 31, 2026, spreading the grant evenly over the 2026 calendar year.

Does J. Mitchell Reese receive dividend equivalents on his Ready Capital Corp (RC) RSUs?

Yes. On unvested RSUs, J. Mitchell Reese will receive dividend equivalent rights from the grant date. These are payable in cash and equal the cash dividend distributions paid on one share of Ready Capital Corp common stock for each corresponding RSU.

How are J. Mitchell Reese’s Ready Capital Corp (RC) shares held according to the Form 4?

J. Mitchell Reese holds the Ready Capital Corp common stock through the J. Mitchell Reese Jr. Trust, UA 5/5/1999. He serves as trustee and sole beneficiary of the trust and has sole voting and investment power over the securities held by the trust.

Is J. Mitchell Reese’s RSU award from Ready Capital Corp (RC) reported as direct or indirect ownership?

The RSU-related common stock is reported as indirect ownership for J. Mitchell Reese. It is held through the J. Mitchell Reese Jr. Trust, with the Form 4 indicating indirect ownership and describing his role as trustee and sole beneficiary with sole voting and investment power.