STOCK TITAN

Royal Caribbean (RCL) director Richard Fain granted 831 RSUs as equity award

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Fain Richard D reported acquisition or exercise transactions in this Form 4 filing.

ROYAL CARIBBEAN CRUISES LTD director Richard D. Fain reported receiving an award of 831 shares of common stock in the form of restricted stock units under the company’s 2008 Equity Incentive Plan. These RSUs were granted at no cash cost and represent equity-based compensation rather than an open-market purchase.

The shares underlying the RSUs will vest on the earlier of May 28, 2027 or the company’s 2027 annual meeting of shareholders. Following this grant, Fain holds 151,122 shares directly and additional indirect holdings through family-related trusts and entities, for which he disclaims beneficial ownership of some or all of those indirect shares.

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Insider Fain Richard D
Role null
Type Security Shares Price Value
Grant/Award Common Stock 831 $0.00 --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 151,122 shares (Direct, null); Common Stock — 210,706 shares (Indirect, See Footnotes)
Footnotes (1)
  1. Represents shares of common stock underlying restricted stock units ("RSUs") granted pursuant to the Royal Caribbean Cruises Ltd. 2008 Equity Incentive Plan, as amended. The shares underlying the RSUs vest the earlier of (i) May 28, 2027, or (ii) date of the Issuer's 2027 Annual Meeting of Shareholders. The reporting person disclaims beneficial ownership of some or all of these shares. Shares owned by Monument Capital Corporation as nominee for various trusts primarily for the benefit of certain members of the Fain family. Shares owned by The Montana Trust primarily for the benefit of certain members of the Fain family.
RSU grant 831 shares Restricted stock units granted on May 28, 2026
Grant price $0.00 per share Equity compensation, not an open-market purchase
Direct holdings after grant 151,122 shares Common stock held directly by Richard D. Fain
Family Trust holdings 52,695 shares Richard Fain Family Trust indirect common stock holding
Additional indirect holdings 5,500 shares Indirect common stock holding with footnote reference
Additional indirect holdings 210,706 shares Indirect common stock holding with footnote reference
RSU vesting date May 28, 2027 Or earlier, at the 2027 annual shareholder meeting
restricted stock units ("RSUs") financial
"Represents shares of common stock underlying restricted stock units ("RSUs") granted pursuant to the Royal Caribbean Cruises Ltd. 2008 Equity Incentive Plan"
Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.
Equity Incentive Plan financial
"granted pursuant to the Royal Caribbean Cruises Ltd. 2008 Equity Incentive Plan, as amended"
An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.
beneficial ownership financial
"The reporting person disclaims beneficial ownership of some or all of these shares."
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
nominee financial
"Shares owned by Monument Capital Corporation as nominee for various trusts primarily for the benefit of certain members of the Fain family."
trusts financial
"various trusts primarily for the benefit of certain members of the Fain family."
A trust is a legal arrangement where one party (the trustee) holds and manages assets—like cash, stocks, property, or a pool of investments—on behalf of others (the beneficiaries). For investors it matters because trusts can package assets into a single, managed vehicle that may offer professional oversight, specific tax or estate benefits, and tradeable shares or units that change how you access, control, and receive income from those assets; think of it as a secure box managed for your financial benefit.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Fain Richard D

(Last)(First)(Middle)
C/O ROYAL CARIBBEAN CRUISES LTD.
1050 CARIBBEAN WAY

(Street)
MIAMI FLORIDA 33132

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ROYAL CARIBBEAN CRUISES LTD [ RCL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/28/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/28/2026A831(1)A$0151,122D
Common Stock210,706ISee Footnotes(2)(3)
Common Stock5,500ISee Footnotes.(2)(4)
Common Stock52,695IRichard Fain Family Trust
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents shares of common stock underlying restricted stock units ("RSUs") granted pursuant to the Royal Caribbean Cruises Ltd. 2008 Equity Incentive Plan, as amended. The shares underlying the RSUs vest the earlier of (i) May 28, 2027, or (ii) date of the Issuer's 2027 Annual Meeting of Shareholders.
2. The reporting person disclaims beneficial ownership of some or all of these shares.
3. Shares owned by Monument Capital Corporation as nominee for various trusts primarily for the benefit of certain members of the Fain family.
4. Shares owned by The Montana Trust primarily for the benefit of certain members of the Fain family.
Remarks:
/s/ Indira Sordo, Attorney-in-Fact for Richard D. Fain05/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did RCL director Richard Fain report on this Form 4?

Richard D. Fain reported an acquisition of 831 restricted stock units representing Royal Caribbean common shares. The award was granted as equity compensation at no cash cost, increasing his direct holdings while not involving an open-market stock purchase or sale.

When do Richard Fain’s new RCL restricted stock units vest?

The 831 restricted stock units vest at the earlier of May 28, 2027 or Royal Caribbean’s 2027 annual shareholder meeting. Vesting timing links the award to Fain’s continued board service and the company’s regular governance calendar for that year.

How many RCL shares does Richard Fain hold directly after this award?

After the 831-share restricted stock unit grant, Richard Fain directly holds 151,122 Royal Caribbean common shares. This figure reflects his personal ownership position reported in the filing, separate from additional indirect holdings through family-related trusts and entities.

What indirect Royal Caribbean holdings are associated with Richard Fain’s family trusts?

Indirect Royal Caribbean holdings include 52,695 shares in the Richard Fain Family Trust and additional shares held by Monument Capital Corporation and The Montana Trust for Fain family beneficiaries. The filing states that Fain disclaims beneficial ownership of some or all of these indirect holdings.

Was Richard Fain’s latest RCL equity award an open-market stock purchase?

No, the 831-share award was a grant of restricted stock units with a reported price of $0.00 per share. It is compensation under the 2008 Equity Incentive Plan, not an open-market trade, so it does not indicate a discretionary stock purchase.